I Am Bhojpuriya

Author: Sutun Nayak

  • Kushal Shilimkar Emerges as a New-Age Entrepreneur Driving Innovation Across Multiple Industries

    Kushal Shilimkar Emerges as a New-Age Entrepreneur Driving Innovation Across Multiple Industries

    Pune (Maharashtra) [India], December 15: Kushal Shilimkar is fast gaining recognition as a new-age Indian entrepreneur who has successfully built and scaled ventures across diverse sectors, including healthcare, technology, automotive innovation, insurance, and consumer brands. With nearly a decade of hands-on experience, Kushal represents a rare blend of strategic thinking and ground-level execution.

    An engineer by education and an entrepreneur by instinct, Kushal began his journey in sales and operations, where he developed a deep understanding of customer acquisition, revenue growth, and team leadership. This foundation enabled him to transition into building scalable businesses that solve real-world problems while creating long-term value.

    One of the most significant highlights of Kushal’s career was his contribution to the development of Advanced Driver Assistance Systems (ADAS) for vehicles of Indian origin. The innovation received government approval in 2021 and positioned India on the global map of indigenous automotive technology. His work in this space earned him a prestigious nomination among India’s Top 500 Young CEOs, reinforcing his reputation as a forward-thinking business leader.

    In the healthcare domain, Kushal has been a strong advocate of transparency and efficiency. He played a pivotal role in building platforms that empowered patients with clear information on hospitals, clinics, treatments, and costs, while simultaneously helping healthcare providers improve profitability and operational efficiency. One of his healthcare ventures achieved a successful exit at a notable valuation, marking a major milestone in his entrepreneurial journey.

    Expanding beyond healthcare and technology, Kushal has recently entered the consumer lifestyle segment with a skincare-focused brand. These ventures highlight his ability to identify emerging consumer trends and build brands that resonate with modern Indian audiences.

    Kushal’s professional experience also spans the insurance and financial services ecosystem, where he has worked closely with leading institutions to build distribution networks and drive large-scale sales operations. His cross-industry exposure has made him particularly adept at designing sustainable business models and forging high-impact partnerships.

    Based in Pune, Kushal Shilimkar continues to work on ventures that combine innovation, trust, and execution. His journey reflects the spirit of India’s evolving startup ecosystem, bold, diversified, and driven by purpose.

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  • Navrachana University Concludes 13th Convocation with Dr. Radhakant Padhi’s Powerful Call for ‘Why-Driven Learning’ and Commitment to a Developed India

    Navrachana University Concludes 13th Convocation with Dr. Radhakant Padhi’s Powerful Call for ‘Why-Driven Learning’ and Commitment to a Developed India

    Vadodara (Gujarat) [India], December 15: Navrachana University, Vadodara, successfully concluded its 13th Convocation Ceremony on Saturday, December 13, 2025, at Navrachana International School, commemorating the achievements of its graduating students. The event was attended by students, parents, faculty members, trustees and senior academic leadership.

    A total of 844 students from the Schools of Business & Law (SBL), Engineering & Technology (SET), Science (SoS), Environmental Design & Architecture (SEDA), and Liberal Studies & Education (SLSE) under 25 programmes were awarded degrees, marking a graduation success rate of 96%. The graduating cohort comprised 451 female and 393 male students, including 7 PhD awardees and 19 Gold Medallists, making the ceremony a significant academic milestone for the University. The PhD research showcased at the ceremony spanned advanced and emerging areas—from cutting-edge technology to critical issues in healthcare reflecting the University’s growing depth in high-impact research contributions.

    Degrees were conferred by the University President Shri Rahul Amin and Chairperson Smt. Tejal Amin, in the presence of the Board of Governors, Board of Management and University leadership.

    Chief Guest’s Address

    The Chief Guest, Dr. Radhakant Padhi, currently working as HAG Professor and HAL Chair Professor in the Department of Aerospace Engineering, and as Associate Faculty at the Centre for Cyber-Physical Systems, Indian Institute of Science (IISc), Bangalore, addressed the graduating batch.

    In his address, Dr. Padhi urged students to move beyond “what” and “how” and focus on the deeper “why” of learning, reminding them that a university degree is only the first step in an ocean of knowledge. Drawing inspiration from ideas he has explored in his academic and motivational writings, he spoke about the importance of coordinated purpose—much like the precision and harmony required when multiple entities move together towards a shared trajectory—and the value of intentional pauses in one’s journey that allow reflection, recalibration and renewed momentum. He encouraged interdisciplinary learning, humility and urgency in life, remarked that “AI minus I is just A,” and called upon graduates to give back to society and work towards building a developed India with integrity and commitment—every day.

    Leadership Remarks

    Congratulating the graduating class, Shri Rahul Amin, President, Navrachana University, encouraged students to carry forward the values of discipline, excellence and responsible leadership as they embark on their professional journeys.

    Smt. Tejal Amin, Chairperson, Navrachana University, extended her best wishes to the graduates and reiterated the University’s mission to nurture socially responsible and future-ready professionals.

    Provost’s Presentation of the Annual Report 

    Prof. Pratyush Shankar, Provost, highlighted NUV’s journey from its Vision, Mission and Purpose to the accomplishments of the year. He acknowledged every officer and stakeholder, reflecting the institution’s culture of collective responsibility and transparent academic governance.

    Vote of Thanks

    Prof. Sandeep Vasant, Registrar, delivered the Vote of Thanks, expressing heartfelt gratitude to the dignitaries, over 1800 guests, faculty members and the graduating students. His closing note captured the spirit of the evening—celebration, humility and a shared commitment to shaping futures with purpose and pride.

    Accredited with NAAC Grade ‘A’, Navrachana University continues to strengthen its position as an institution committed to academic rigour, innovation and skill-based education. Through its focus on experiential learning, research orientation and industry integration, the University remains dedicated to shaping leaders equipped for the challenges of a rapidly evolving world.

    Visit: https://nuv.ac.in/

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  • The CMA Wave Sweeping India: How Miles Is Redefining the Future of Global Finance

    The CMA Wave Sweeping India: How Miles Is Redefining the Future of Global Finance

    A transformational journey that begins with clarity, ambition, and the right ecosystem.

    Bengaluru (Karnataka) [India], December 15: When Indian students dream of global careers, two words increasingly shape their aspirations: MILES Education and Certified Management Accountant (CMA). The rise of Miles CMA is not a coincidence—it is a movement. It is the story of how an entire generation is choosing global relevance over traditional boundaries, and how Miles Education CMA is empowering them with the tools, mentorship, and ecosystem to get there.

    Across campuses, corporate floors, and finance forums, one question is becoming surprisingly common: “How do I fast-track a global finance career?” The answer, for thousands of aspirants, begins with choosing the right learning partner and the right credential. CMA is no longer just another qualification. It is a gateway to strategy, analytics, decision-making, and leadership. And in India, the one name synonymous with this transformation is Miles CMA.

    The surge in demand is not limited to metros or traditional financial hubs. Whether it is a student planning for CMA in Bangalore, a working professional researching CMA in Hyderabad, or a fresher aiming for CMA in Mumbai, the aspiration is the same: a global career built on competence, recognition, and mobility. Even beyond these central regions, the momentum continues—CMA in Delhi, CMA in Pune, CMA in Ahmedabad, CMA in Kolkata, CMA in Kochi, and CMA in Chennai are witnessing unprecedented enrolment interest. Miles has become the learning partner of choice because it consistently delivers outcomes.

    Part of the Miles success story lies in how it breaks down the CMA journey with precision. Students engage deeply with CMA Books—not merely as study material, but as a roadmap to decision science, analysis, and strategic leadership. With the right structure, curated explanations, and global faculty insights, aspirants learn much faster and much smarter than traditional formats allow. The three CMA Books series—Financial Planning, Strategic Financial Management, and Analytics—have become the foundation for thousands preparing for this global credential.

    But the real differentiator is that Miles Education CMA does not operate as a coaching center. It positions itself as India’s largest CMA ecosystem. This ecosystem is built on 70,000+ alumni, 100+ university partnerships, 600+ employer collaborations, and a career mentorship framework that continues far beyond classroom learning. With such scale and depth, it is clear Why MILES is No.1 CMA Institute in India.

    Every aspirant entering the CMA journey worries about planning, strategy, and growth. This is where the institute’s flagship placement enabler—the Miles U.S. Pathway—steps in. It connects students with real opportunities in India and the U.S., making global finance careers achievable and structured. The pathway is not theoretical—it has led to 1,000+ students being placed in the U.S., with many more working in top MNCs and GCCs across India.

    Affordability and transparency also play a major role. With the structured breakdown of miles education cma fees, students know exactly what they are investing in—learning, resources, examinations, and mentorship. And with high ROI, most candidates recover their investment within months of employment.

    Every milestone of the CMA journey feels more achievable because of the guidance from Mr. Varun Jain, CPA, CMA, Harvard-trained educator and CEO of Miles Education. His message to learners reflects the philosophy that powers the institution:
    “Finance is no longer about recording the past—it’s about shaping the future. When you learn to think like a strategist, the world begins to open in ways you never imagined.”

    This perspective is why students trust Miles. They don’t just learn accounting—they learn to think like leaders, analysts, and decision-makers.

    What started as a certification is now becoming a national wave. Families from Tier 1, 2, and even Tier 3 cities are choosing CMA because they see the transformation in alumni stories. Employers prefer CMA candidates because they bring global structure, analytical rigor, and strategic clarity. And students choose Miles CMA because it offers certainty, credibility, and direction in a world where careers must evolve continuously.

    Beyond training and exams, the institute nurtures a culture of ambition. Learners find themselves mentored by global educators, coached through one-on-one sessions, supported in placements, and connected to a network that stays with them throughout their careers.

    This is not just the story of CMA.

    This is the story of an India preparing for global leadership—one student, one professional, one dream at a time.

    And at the center of this revolution stands Miles Education, shaping futures with confidence, clarity, and world-class expertise.

    Website: www.mileseducation.com

    Contact: +91 90049 34566

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  • Advanced Treatment for Fistula and Pilonidal Sinus Now Accessible for Palakkad Patients

    Advanced Treatment for Fistula and Pilonidal Sinus Now Accessible for Palakkad Patients

    Expert Care by Dr. Raviram S – Renowned Proctologist with 16+ Years of Experience

    Palakkad (Kerala) [India], December 16: Conditions like anal fistula and pilonidal sinus are often misunderstood, ignored, or treated late due to embarrassment, fear of surgery, or lack of awareness. Unfortunately, delaying treatment can lead to recurring infections, chronic pain, discharge, and a significant reduction in quality of life. For patients in and around Palakkad, expert and advanced treatment options are now easily accessible under the care of Dr. Raviram S, one of the most experienced and trusted proctologists in South India.

    Understanding Anal Fistula – A Chronic and Painful Condition

    An anal fistula is an abnormal tunnel-like connection between the anal canal and the skin around the anus. It usually develops after an untreated or recurrent anal abscess. Common symptoms include persistent pain, swelling, pus or blood discharge near the anus, itching, foul smell, and sometimes fever.

    Many patients try home remedies or repeated antibiotics, which may temporarily reduce symptoms but do not cure the condition. In fact, improper or delayed treatment can lead to multiple branching fistula tracts, making surgery more complex later.

    According to Dr. Raviram S, “Fistula is not just a minor problem; it is a chronic disease that needs precise diagnosis and definitive treatment. Early intervention leads to faster recovery and fewer complications.”

    What is Pilonidal Sinus and Why It Recurs Frequently?

    A pilonidal sinus is a chronic infection that usually occurs near the tailbone, in the cleft between the buttocks. It is more common in young adults, especially men, people with prolonged sitting habits, excessive body hair, or poor local hygiene.

    Symptoms include pain while sitting, swelling, redness, pus discharge, and recurrent abscess formation. Many patients experience repeated episodes even after incision and drainage, because the root cause—the sinus tract—remains untreated.

    Dr. Raviram explains that pilonidal sinus is often wrongly considered a “simple boil,” whereas it is a disease with a high recurrence rate if not managed with the right technique.

    Why Patients from Palakkad Trust Dr. Raviram S

    Dr. Raviram S is a senior proctologist with over 16 years of experience in treating complex colorectal and proctology conditions. He is known for his ethical approach, accurate diagnosis, and use of modern minimally invasive techniques.

    Patients from Palakkad, Ottapalam, Shoranur, Chittur, and nearby Kerala regions frequently consult Dr. Raviram for fistula, piles, fissure, and pilonidal sinus due to his high success rates and patient-focused care.

    Key strengths of Dr. Raviram’s practice include:

    1. Expertise in complex and recurrent fistula cases
    2. Use of advanced laser and minimally invasive procedures
    3. Emphasis on sphincter-saving techniques, reducing the risk of incontinence
    4. Personalized treatment plans rather than one-size-fits-all surgery

    Advanced and Minimally Invasive Treatment Options

    Modern proctology has evolved significantly, and painful, long-hospital-stay surgeries are no longer the only option.

    For Fistula:

    Dr. Raviram offers advanced laser fistula treatment and other sphincter-preserving techniques, depending on the fistula type and complexity. These methods:

    1. Cause minimal pain
    2. Have faster wound healing
    3. Reduce hospital stay
    4. Allow patients to return to daily activities quickly
    5. Lower the risk of recurrence when done correctly

    For Pilonidal Sinus:

    Instead of repeated drainage procedures, definitive surgical management using minimally invasive or laser-assisted techniques is advised. These approaches focus on:

    1. Complete removal of sinus tracts
    2. Minimal tissue damage
    3. Reduced chances of recurrence
    4. Better cosmetic outcomes

    Importance of Early Diagnosis and Expert Evaluation

    One of the most common mistakes patients make is delaying consultation due to hesitation or fear. Dr. Raviram emphasizes that early diagnosis simplifies treatment, shortens recovery time, and avoids complications.

    Advanced imaging, clinical expertise, and proper classification of the disease are essential before choosing the treatment method. This level of precision is what sets experienced proctologists apart.

    A Message to Patients in Palakkad

    If you are experiencing persistent pain, swelling, discharge, or repeated infections near the anal region or tailbone, do not ignore the symptoms. Conditions like fistula and pilonidal sinus do not heal permanently on their own.

    With expert care, modern technology, and a compassionate approach, these conditions can be treated safely and effectively.

    Dr. Raviram S continues to be a trusted name for patients seeking long-term relief from proctology disorders. His commitment to ethical practice, patient education, and advanced treatment makes him a preferred choice for patients from Palakkad and across Kerala.

    About Dr. Raviram S

    Dr. Raviram S is a highly experienced proctologist with over 16 years of expertise in treating piles, fissure, fistula, pilonidal sinus, and other colorectal conditions. He is known for adopting modern, minimally invasive techniques while maintaining the highest standards of patient care.

  • IIM Indore, Adam Smith Business School (University of Glasgow), Unveil Inaugural Global Leadership Development Programme for Entrepreneurs

    IIM Indore, Adam Smith Business School (University of Glasgow), Unveil Inaugural Global Leadership Development Programme for Entrepreneurs

    A pioneering nine-month blended mandate by IIM Indore, Adam Smith Business School (University of Glasgow) & TimesPro, empowering entrepreneurs to scale purpose-led ventures through a synthesis of global strategy, digital innovation & financial acuity

    Indore (Madhya Pradesh) [India], December 15: The Indian Institute of Management Indore (IIM Indore) and the Adam Smith Business School (University of Glasgow), Scotland, have formally announced the launch of the first-of-its-kind Global Leadership Development Programme for Entrepreneurs. This seminal joint certification is meticulously crafted for entrepreneurs and business leaders’ intent on scaling their ventures across borders whilst adopting best-in-class digital and global leadership frameworks.

    The nine-month, live-online Global Leadership Development Programme for Entrepreneurs is engineered to fortify entrepreneurial decision-making and leadership faculties. It serves to enable learners to identify and execute robust global growth strategies whilst cultivating a digital-first mindset essential for business transformation. Furthermore, the programme instils critical competencies in strategic financial intelligence and profitability management, assisting learners in designing high-performance frameworks for people and organisational governance. IIM Indore and Adam Smith Business School (University of Glasgow), in collaboration with TimesPro—India’s premier higher edtech platform—will facilitate entrepreneurs in constructing a truly global perspective through international exposure and elite peer networks.

    Tailored exclusively for the entrepreneurial vanguard, the programme draws upon a curriculum rooted in leadership and innovation, augmented by global exposure through international immersion and an experiential learning habitat at the IIM Indore campus. The cohort will engage with 25 distinct disciplines across five modules, culminating in a capstone project that compels them to apply these academic insights directly to their own ventures and strategic initiatives.

    Amidst a modest World Bank global growth projection of 2.7 per cent (2025–26), businesses are increasingly adopting “impact to income” models for resilience. This aligns with India’s “Startup India” initiative, which continues to fortify the regulatory and funding framework. Globally, purpose-driven leadership is surging, the Schwab Foundation 2024 report estimates 10 million social enterprises generate USD 2 trillion annually and nearly 200 million jobs, with women leading 50 per cent. Domestically, India’s ecosystem is robust, boasting over 100 unicorns and 157,000 recognised startups (February 2025), 51 per cent of which thrive in Tier-2/3 cities. Notably, by December 2024, over 73,000 startups featured at least one-woman director, highlighting the pivotal rise of women in entrepreneurial leadership.

    Speaking on the programme announcement, Prof. Himanshu Rai, Director, IIM Indore said, “Our Global Leadership Development Programme for Entrepreneurs reflects IIM Indore’s enduring commitment to shaping leaders capable of building globally competitive, purpose-led enterprises. By synthesising rigorous management thinking with entrepreneurial practice, we enable founders to sharpen their strategic judgement, institutionalise governance and lead high-performing teams whilst navigating volatility, digital disruption and rapid international expansion.”

    Prof. Graeme Roy, Head of School, Adam Smith Business School (University of Glasgow) said, “At the University of Glasgow, we view entrepreneurship as a global force for innovation and inclusive growth. This joint programme connects Indian founders to international perspectives, research and networks, assisting them in deciphering new markets, designing scalable models, and embedding sustainability, ethics and social impact at the very heart of their growth journeys.”

    Sridhar Nagarajachar, Business Head – Executive Education, TimesPro said, “TimesPro ensures that founders and owners can access world-class executive education with minimal disruption to their core business operations. By leveraging a strategic blend of live online delivery, high-impact campus experiences and our distinctive practitioner-led pedagogy, we facilitate growth-focused entrepreneurs in systematically transforming their strategic ambition into disciplined execution and sustainable, long-term value creation.”

    The academic journey commences with IIM Indore hosting the first on-campus module, focusing on foundational tenets and leadership sessions, followed by a three-month online learning phase delivered jointly by both institutions. Subsequently, learners will travel to the Adam Smith Business School (University of Glasgow) for a five-day on-campus immersion designed to showcase global business practices, facilitate cultural integration and foster interaction with international entrepreneurs. The following three months concentrate on execution, digitisation, operations and strategic finance, culminating in a three-day immersive residency at IIM Indore for capstone presentations, peer evaluations, and the certification ceremony.

    Over the course of nine months, participants will acquire sophisticated knowledge and skills across a broad spectrum of themes. These include new-age entrepreneurship, operations, strategy, leadership, digital marketing, product management, business models, venture financing and corporate strategy, amongst others.

    The programme primarily targets entrepreneurs, startup founders and co-founders, business unit heads, innovation leaders, next-generation leaders from family businesses, and professionals who are launching new ventures or intrapreneurial initiatives. Applicants should hold a Diploma (10+2+3), Graduate or Postgraduate qualification with a minimum of 50 per cent marks, along with at least two years of work experience.

    The pedagogy features live online classes with a blend of lectures, workshops, group discussions, quizzes, hands-on activities, tests, assignments and a capstone project, supported by project mentorship and feedback from global faculty. TimesPro delivers the sessions through its state-of-the-art Interactive Learning platform in Direct-to-Device (D2D) mode, enabling busy entrepreneurs and executives to engage in high-impact learning with flexibility and minimal disruption to their business commitments.

    Successful learners receive a joint certificate from IIM Indore with recognition of participation from the Adam Smith Business School (University of Glasgow). They also become eligible for Executive Education Alumni Status of IIM Indore, including access to the IIM Indore Campus Library and inclusion in IIM Indore alumni communication and networking platforms.

    About IIM Indore:

    IIM Indore is among the 100 global business schools (and the second IIM in the country) to receive the prestigious Triple Crown in the form of accreditations from EQUIS, AACSB, and AMBA. IIM Indore has been consistently ranked in the top by various National and International ranking agencies, including NIRF, QS, and the FT-100 rankings. The institute offers a diverse set of executive education opportunities, spanning several long-term and short-term courses. With a robust offering of 200+ executive programmes, including specialized courses tailored for the UAE, GCC, and the Middle East, IIM Indore empowers professionals with globally relevant skills and expertise.

    About the University of Glasgow
    Founded in 1451, the University of Glasgow is one of the world’s oldest and most respected institutions, consistently ranked among the top global universities. Known for its cutting-edge research, innovative teaching, and strong industry collaborations, Glasgow attracts learners from over 140 countries. With a rich legacy of producing Nobel laureates, world leaders, and pioneering thinkers, the university blends tradition with modern excellence—offering a vibrant international learning environment that prepares students to thrive in a rapidly evolving world.

    About TimesPro:

    TimesPro, established in 2013, is a leading Higher EdTech platform dedicated to empowering the career growth of aspiring learners by equipping them with skills to rise in a competitive world. TimesPro’s H.EdTech programmes are created to meet the rapidly changing industry requirements and have been blended with technology to make them accessible & affordable.

    TimesPro offers a variety of created and curated learning programmes across a range of categories, industries, and age groups. They include employment-oriented early career programmes across BFSI, e-Commerce, and technology sectors; executive education for working professionals in collaboration with premier educational institutions like IIMs and IITs; and organisational learning and development interventions at the corporate level.

    TimesPro also collaborates with India’s leading organisations across varied sectors to provide upskilling and reskilling solutions to boost employability and create a robust workforce. TimesPro is a Higher EdTech initiative by The Times Group.

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  • Middle Management Wasn’t Replaced — It Was Automated

    Middle Management Wasn’t Replaced — It Was Automated

    Mumbai (Maharashtra) [India], December 15: No announcement was made. No farewell email circulated. No LinkedIn post mourned the loss. It simply… happened.

    Reports started writing themselves. Forecasts updated without reminders. Calendars reorganised quietly overnight. Performance summaries appeared before anyone asked for them. Decisions came pre-packaged with options, risks, and a polite suggestion.

    Middle management didn’t get fired.
    It got absorbed.

    AI didn’t storm the executive floor like a hostile takeover. It slipped in through the productivity stack, wearing the harmless badge of “workflow optimisation,” and started doing the parts of management nobody ever romanticised.

    This is the uncomfortable truth many companies are circling without naming:

    AI is not just replacing creatives, analysts, or coders. It’s dismantling the function of middle management — task by task, dashboard by dashboard.

    Not leadership. Not accountability. But the connective tissue that once justified entire layers of hierarchy.

    How We Got Here (without pretending this is sudden)

    Middle management expanded for good reasons. As organisations grew, someone had to translate strategy into execution, collect information upward, and ensure compliance downward. Meetings, reports, schedules, forecasts — these were not trivial tasks. They were necessary friction.

    Then software arrived. Then platforms. Then dashboards. And now, AI.

    What changed wasn’t the need for coordination — it was the cost of producing it.

    AI tools now automate:

    • Weekly and quarterly reporting

    • KPI tracking and variance explanations

    • Workforce scheduling and capacity planning

    • Sales and demand forecasting

    • Decision briefs summarised from sprawling data

    These aren’t experiments anymore. Enterprises are already paying for them — quietly, pragmatically, and without dramatic language.

    The global spend on enterprise AI tools now runs into tens of billions annually, and a growing portion of that is aimed squarely at managerial workflows rather than frontline labour.

    The Polite Upside (because there is one)

    From a corporate perspective, this shift looks almost responsible.

    AI doesn’t replace leadership judgment — it removes administrative drag. It frees managers from spreadsheet archaeology and status-meeting purgatory. It reduces delays caused by human bottlenecks. It standardises decision preparation across teams that previously depended on individual competence.

    In theory, this makes managers better, not redundant.

    Some organisations report:

    • Faster decision cycles

    • Fewer redundant meetings

    • Clearer performance visibility

    • Reduced burnout at senior levels

    There’s nothing dystopian about that. It’s operational hygiene.

    And for high-performing managers who genuinely lead — mentor, motivate, resolve conflict — AI can be an ally rather than a rival.

    Where The Anxiety Starts Whispering

    The issue isn’t what AI can do.

    It’s what companies are discovering they no longer need humans to do reliably.

    If reporting is automated, scheduling is predictive, forecasting is probabilistic, and performance summaries are auto-generated — what remains of the traditional middle manager role?

    The answer, increasingly, is judgment and people skills.

    Unfortunately, those were never what many middle management roles were optimised for in the first place.

    This is where corporate efficiency collides with human redundancy — not explosively, but uncomfortably.

    No mass layoffs. Just:

    • Fewer promotions

    • Frozen headcount

    • Expanded spans of control

    • “Role evolution” conversations

    The org chart shrinks without appearing to.

    Is Middle Management the Real Casualty?

    Not entirely — but it is the pressure point.

    Entry-level roles are still human-heavy. Senior leadership remains irreplaceable (for now). Middle management sits in between, where repeatable coordination is once justified by headcount.

    AI thrives in that space.

    This doesn’t mean managers disappear. It means fewer are needed, and those who remain are expected to:

    • Manage more people

    • Interpret AI-generated insights critically

    • Handle conflict and ambiguity AI cannot

    • Be accountable for decisions they didn’t fully assemble

    Which, to be fair, is what leadership was always supposed to be.

    The PR-Friendly Reframing (and why it’s not wrong)

    Corporations aren’t calling this replacement. They’re calling it augmentation. And that’s not entirely dishonest.

    AI tools don’t fire managers. They exposed which parts of the role were mechanical.

    The problem is that many career paths were built around those mechanics. Reporting well led to promotion. Coordination competence was rewarded. Institutional memory mattered.

    Now, those advantages are… downloadable.

    This forces a quiet redefinition of leadership:

    • Less control, more interpretation

    • Less oversight, more coaching

    • Less information ownership, more trust-building

    Some managers will thrive in this environment. Others will discover they were never hired for the part that remains.

    Where We Are Right Now (late 2025 reality)

    As of now:

    • Enterprise AI adoption is accelerating fastest in operations, HR, finance, and planning

    • Middle layers are flattening without formal restructuring

    • Leadership training is lagging behind tooling adoption

    • Employees notice — even if companies avoid saying it

    The mood inside organisations is cautious, not panicked. This isn’t a revolt. It’s an adjustment — uneven, political, and deeply personal.

    The Future of Leadership

    AI won’t eliminate management. It will professionalise it.

    The era of managers as information conduits is ending. The era of managers as decision owners and people leaders is arriving — whether organisations are ready or not.

    That transition will be messy. Some roles will vanish. Some titles will persist without substance. Some people will be promoted into responsibilities they were never trained for.

    And AI will continue doing what it does best:
    making the invisible visible, and the unnecessary obvious.

    Final Thought

    AI isn’t coming for managers.
    It’s coming for the part of management that mistook activity for value.
    What remains will be harder, more human, and far less forgiving.
    Which is probably overdue.

    PNN Technology

  • How to Reduce Premiums for Senior Citizen Travel Insurance

    How to Reduce Premiums for Senior Citizen Travel Insurance

    Mumbai (Maharashtra) [India], December 15: Medical costs abroad and age-related risks often make senior travel cover feel costly, discouraging older travellers from protecting their trips. Premiums, however, are shaped by clear, adjustable factors rather than guesswork. This article explains how seniors and their families can structure coverage, share accurate health information, and buy policies wisely to reduce premiums while maintaining essential protection.

    Why Senior Citizen Travel Insurance Premiums Are Higher and What You Can Control

    Premiums tend to rise with age because the chance of illness, injury and complications is higher. Insurers view travel insurance for senior citizens as a higher-risk segment, particularly when pre-existing conditions, long flights, or demanding itineraries are involved.

    Some elements remain firmly within the buyer’s control. Trip duration, destination choices, sums insured and coverage levels can all be adjusted. When these elements are aligned with realistic travel habits rather than worst-case assumptions, premiums become more manageable without leaving serious gaps.

    Choosing the Right Type of Senior Citizen Travel Plan to Lower Premiums

    Selecting the correct structure is one of the strongest levers on price in travel insurance India. Seniors who travel once or twice a year usually benefit from single-trip policies, while frequent travellers may find annual multi-trip plans more efficient.

    Destinations also matter. Countries are often grouped into zones with different medical cost profiles. Choosing the zone that exactly matches the itinerary prevents paying for wider regions that will never be visited. Similarly, sums insured should reflect likely expenses rather than the absolute maximum offered, which frequently lifts premiums without meaningful benefit.

    Smart Policy Features That Help Reduce Premiums for Senior Citizens

    Deductibles and co-pays require the insured to share part of the claim cost. When kept at a reasonable level, they can reduce premiums while retaining strong support for high medical bills. The share selected should always remain affordable at claim time.

    Optional add-ons sometimes duplicate benefits or provide features that senior travellers do not genuinely require. Keeping the focus on emergency medical expenses, evacuation and repatriation, and trimming peripheral extras often brings premiums under better control. Room type limits and hospital network choices can also be calibrated so that quality treatment is available without paying for luxury-focused facilities.

    Medical Disclosures, Screening and How They Affect Senior Premium Savings

    Accurate health declarations are central to both premium level and claim security. If medical history is incomplete or unclear, the risk of disputes, delays or additional loading increases. Clear disclosure enables the insurer to correctly assess the health profile at the outset.

    When medical tests are requested, recent reports showing stable control of conditions can support more balanced pricing. Pre-existing disease cover can also be structured carefully. Reasonable caps, waiting periods or condition-specific limits may lower premiums while keeping protection for serious, unpredictable events that occur during the trip.

    Ways to Get Discounts on Senior Citizen Travel Insurance Premiums

    Several purchasing habits can reduce what seniors pay for coverage:

    • Buying policies well before travel dates, rather than at the last moment
    • Using digital channels, where processing costs and distribution margins can be lower
    • Watching for seasonal or limited-time offers that may apply to certain age bands

    Loyal customers sometimes receive better renewal terms or recognition for claim-free histories. Seniors travelling together, such as couples or organised groups, may also qualify for more efficient pricing when policies are issued on a combined basis rather than individually.

    Using Comparisons and Customisation to Reduce Senior Travel Insurance Premiums

    Premiums and features vary widely between plans aimed at older travellers. Comparing policies on benefits, exclusions, limits and assistance services helps identify where similar cover is available at a lower cost. Price should always be viewed alongside what the policy actually delivers when needed.

    Customisation is equally important. Adjusting trip duration limits, sums insured, deductibles and optional covers to match genuine travel habits usually produces a more efficient premium than accepting a default configuration. Guidance from experienced advisors can further refine this balance between cost and adequacy of cover.

    What Not to Compromise Just to Reduce Senior Citizen Travel Insurance Premiums

    Efforts to save money should not remove protection that seniors are most likely to rely on. The following elements deserve particular caution:

    • Emergency medical treatment during the trip
    • Medical evacuation and return to the home country, where required
    • Inpatient hospitalisation limits that reflect international costs

    Excessive reductions in these areas may leave older travellers with serious financial exposure. A modestly higher premium with solid cover is usually preferable to the lowest possible price with severe restrictions on critical benefits.

    Conclusion

    Lower premiums for senior travel cover are achievable when policy choices are deliberate rather than automatic. Thoughtful selection of plan type, destinations, sums insured, add-ons, and medical disclosure practices can all work together to help restrain costs. By reviewing these factors before each journey, comparing senior-focused plans and adjusting features to suit real travel patterns, older travellers and their families can maintain reliable protection while keeping premiums within a more comfortable range.

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  • Chandan Healthcare Awarded 10-Year PPP for Advanced Radiology Centres in Punjab

    Chandan Healthcare Awarded 10-Year PPP for Advanced Radiology Centres in Punjab

    Lucknow (Uttar Pradesh) [India], December 15: Chandan Healthcare Limited (NSE – CHANDAN), one of the leading players in North India’s diagnostics and healthcare services sector, has announced that it has been awarded a Public Private Partnership (PPP) project in the state of Punjab for the development, operation, and maintenance of Radiology Imaging Diagnostic Centres.

    The project has been awarded by the Punjab Health Systems Corporation under the Department of Health and Family Welfare, Government of Punjab. The contract is for a period of 10 years, with an estimated project cost of ₹26 Cr.

    The initiative is aimed at strengthening diagnostic infrastructure in government hospitals and improving access to advanced imaging services for patients across Punjab. The centres will be equipped with modern radiology technology to enable accurate and timely diagnosis.

    Under the project, Chandan Healthcare will develop and operate diagnostic centres at the following locations:

    • District Hospital, Pathankot, with a 3 Tesla MRI scanner
    • District Hospital, Gurdaspur, with a 3 Tesla MRI scanner
    • District Hospital, Tarn Taran, with a 3 Tesla MRI scanner
    • SDH Batala with a 128-slice CT scan

    The project is expected to enhance diagnostic capabilities at these hospitals and reduce the need for patients to travel to other cities for advanced imaging services, leading to earlier diagnosis and improved treatment outcomes for the local population.

    Through this partnership, Chandan Healthcare will support the Punjab Government’s efforts to strengthen public healthcare infrastructure by delivering quality radiology services using advanced technology and established operating standards.

    Commenting on the development, Mr Amar Singh, Promoter and Managing Director of Chandan Healthcare Limited, said, 

    “We are delighted to have been selected for this Public Private Partnership project in Punjab, which marks an important step in expanding our collaboration with state governments to strengthen public healthcare delivery. Through this initiative, we will bring advanced radiology infrastructure into government hospitals, helping improve access to timely and quality diagnostic services for patients across the region. We have also gained valuable experience through our existing PPP engagement with the Uttarakhand Government, which supports effective execution of such projects.

    Along with our existing B2B and B2C operations, the expansion of B2G partnerships helps create a balanced business mix, diversifies revenue streams, and improves long-term revenue visibility and stability. We remain committed to supporting state governments in strengthening healthcare delivery through reliable, high-quality, and patient-focused diagnostic services.”

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  • SEPC Secures Entry into Massive ₹3,300 Crore Mining Consortium Project

    SEPC Secures Entry into Massive ₹3,300 Crore Mining Consortium Project

    Chennai (Tamil Nadu) [India], December 15: SEPC Limited (NSE: SEPC | BSE: 532945), one of India’s leading Engineering, Procurement and Construction (EPC) companies with a diversified presence across Water & Municipal Services, Roads, Industrial Infrastructure, and Mining, has announced its association with the JARPL–AT Consortium in connection with the Rampur Batura Opencast Coal Mine Project located in the Sohagpur Area, District Shahdol, Madhya Pradesh.

    The Company has entered into agreements with M/s Jai Ambey Roadlines Private Limited and M/s Avinash Transport, who together form the JARPL–AT Consortium, for a mining project awarded by South Eastern Coalfields Limited.

    The aggregate contract value under various contracts is ~₹3,299.51 crore, with an estimated project tenure of ~10 years.

    Scope of work includes:

    • Supply of materials
    • Supply and deployment of machinery and manpower
    • Project management and consultancy services
    • Other associated services as per the agreed scope

    SEPC Limited’s role is structured to support execution across the lifecycle of the mining operation.

    Strategic Rationale

    The engagement marks SEPC’s participation in a large-scale, long-duration mining project, further strengthening its mining portfolio. The project follows an asset-light and capital-efficient structure, enabling the Company to participate in a high-value contract while maintaining disciplined capital deployment.

    With a long tenure and clearly defined scope, the project enhances revenue visibility and adds stability to SEPC Limited’s project portfolio in India.

    Commenting on the order win Mr. Venkataramani Jaiganesh, Managing Director of SEPC Limited, said: “This association strengthens our mining portfolio and further reinforces our strong and diversified order book. It aligns with our focus on long-term projects that offer scale, revenue visibility, and execution certainty. The structured nature of the engagement allows us to participate efficiently while leveraging our project management and execution capabilities.”

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  • Indowind Energy Limited Rights Issue Of 3,22,00,434 Equity Shares, Issue Oversubscribed By 1.04 Times On Closure Of Issue (Issue Closed On December 09, 2025)

    Indowind Energy Limited Rights Issue Of 3,22,00,434 Equity Shares, Issue Oversubscribed By 1.04 Times On Closure Of Issue (Issue Closed On December 09, 2025)

    Chennai (Tamil Nadu) [India], December 15: Indowind Energy Limited, involved wind energy-based renewable power generation and distribution focused on owning, operating and maintaining windmills announced today, the successful closure of the issue of 3,22,00,434 (Three Crores Twenty-Two Lakhs Four Hundred and Thirty-Four) fully paid-up Equity Shares on rights basis to the eligible equity shareholders (the “Rights Issue”) which was launched on December 01, 2025.

    The issue resulted in subscription of 3,34,94,890 shares*, resulting in oversubscription by 1.04* times. The issue period was from December 01, 2025, to December 09, 2025. The issue size was 3,22,00,434 (Three Crores Twenty-Two Lakhs Four Hundred and Thirty-Four) fully paid-up Equity Shares aggregating to Rs. 49.43 Crores (Rupees Forty-Nine Crores Forty-Three Lakhs Only) for cash, at a price of Rs. 15.35 per Equity Share (including a premium of Rs. 5.35 per Equity Share) on a rights basis to its eligible equity shareholders in the ratio of 1 (One) Rights Equity Share for every 04 (Four) fully paid-up Equity Shares held as on record date i.e. November 19, 2025.

    The funds raised via the rights issue will be used in the manner described in the Letter of Offer dated November 13, 2025, i.e.

    1. Investment for developing the 4 MW Solar Power Project in Karnataka.
    2. Repayment of Secured and Unsecured Loans availed from Corporate Promoters:
      • Loyal Credit & Investments Limited
      • Indus Finance Limited
    1. General Corporate Purpose

    The allotment, listing and trading formalities of the new shares on the NSE and BSE are expected to be completed on or about Wednesday, December 17, 2025 and Friday, December 26, 2025, respectively.

    Intermediaries for this rights issue:

    • Mark Corporate Advisors Private Limited − the Lead Manager to the Issue,
    • Bigshare Services Private Limited – Registrar to the Issue
    • Rajani Associates, Advocates and Solicitors − the Legal Advisor to the Company,
    • Axis Bank Limited − the Banker to the Issue.

    Disclaimer: This article is for informational purposes only and does not constitute financial advice.