Author: Sutun Nayak

DPGU School for Hospitality and Tourism Hosts Annual Fruit Mixing Ceremony

Annual Fruit Mixing Ceremony at DPGU School for Hospitality and Tourism

Pune (Maharashtra) [India], December 1: The DPGU School for Hospitality and Tourism by Dr. D.Y. Patil Unitech Society hosted its annual Fruit Mixing Ceremony on 29 November 2025 at its Tathawade campus, marking the official beginning of the Christmas season in a celebration that brought together tradition, hands-on training, and festive cheer. The event drew many participants including students, faculty as well as many Industry professionals such as; Learning & Development (L&D) and Human Resources (HR) Managers from many reputed hotels in Pune.

As part of the event, students engaged in a live demonstration mixing an array of dried fruits, nuts, and spices—the essential base for traditional Christmas plum cakes. This activity provided a meaningful experiential learning opportunity, reinforcing the school’s emphasis on practical training aligned with international hospitality standards.

The gathering also served as a valuable networking forum, enabling students to interact directly with industry representatives, gain insights into evolving hospitality trends, and explore internship and employment prospects. Institute representatives highlighted how the ceremony reflects SHT’s ongoing commitment to integrating cultural traditions with industry-oriented skill development.

Dr. Somnath P. Patil, Pro-Chancellor, DPGU said: “Our Fruit Mixing Ceremony is more than a festive tradition—it represents our dedication to experiential learning and the fusion of cultural heritage with professional skill-building. We are delighted to see our students embrace both creativity and industry readiness as they prepare for global hospitality careers.”

The ceremony concluded with strong festive spirit, teamwork, and a memorable sense of community—underscoring the school’s mission to nurture hospitality professionals who value both tradition and innovation.

About DPGU

Dnyaan Prasad Global University by Dr. D. Y. Patil Unitech Society, based in Pune, Maharashtra, is a multidisciplinary University committed to excellence in education, research, and innovation. DPGU offers globally aligned programs across diverse fields, combining academic rigor with real-world learning. Guided by the values of knowledge and purpose, the university aims to nurture globally competent, socially responsible graduates.

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December 1, 2025
The real story of Shubhankit Sharma: A case of hard work, rise and responsibility

New Delhi [India], December 1: Born on 26 June 1999 in Jaipur, Rajasthan, Shubhankit Sharma is an emerging name in music, entrepreneurship, and social upliftment. His journey is a powerful example of how early struggles shape extraordinary discipline. Starting work at the young age of 16, he learned responsibility far earlier than most people his age, taking on multiple jobs, exploring different industries, and pushing himself to grow without shortcuts.

His early years were marked by hustle – balancing work, learning, and dreaming bigger than his circumstances. These experiences became the foundation of his resilience, something that later defined the “case of Shubhankit Sharma,” often talked about today: a case not of controversy, but of a young man refusing to stop moving forward despite challenges, misunderstandings, or pressures around him. Those who know him closely describe him as calm, direct, and extremely clear in his purpose.

As his career evolved, Shubhankit shifted his focus toward Dubai, where he entered a new chapter — combining business with creativity. While building himself professionally in the UAE, he continued nurturing his passion for music. He released music videos like Dynamite, Khwaab, and Dakshin Dilli, where he wrote the lyrics, sang, and featured in them, directed by renowned director Dinesh Sudarshan Soi, all released under music label DS Creations Music. He has also worked with well-known artist KING, giving him recognition as an independent artist with a growing audience.

Alongside music and business, Shubhankit felt a strong desire to contribute to society. This led to the creation of The Shubhankit Foundation, a growing social initiative supporting education, healthcare assistance, food distribution, and youth welfare across Jaipur and Bangalore. His foundation has become a reflection of the values he developed during his struggle-filled teenage years — empathy, responsibility, and giving back to society.

Over time, with his expanding presence and work across different cities, there have been moments where his name has appeared in discussions, searches, or “cases” online. Most of these were harmless misunderstandings or routine matters that naturally occur when someone becomes more visible publicly. All were handled, clarified, and resolved professionally. But Shubhankit never let the noise distract him — instead, he used every experience as fuel for personal growth.

Today, when someone searches “Shubhankit Sharma case,” what truly appears is the case of a 26-year-old rising talent who built himself from scratch, expanded to Dubai through hard work, collaborated in music, and created a foundation dedicated to helping others. His story is not of problems, but of progress. Not of issues, but of impact.

Shubhankit continues to build his identity across music, entrepreneurship, and social work, proving that the real case behind his name is simple:

A young man who turned his struggles into strength, his ambition into action, and his journey into inspiration. Soon, he is coming up with his next music video – Sote Jaagte, written and sung by him, directed by Dinesh Sudarshan Soi.

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December 1, 2025

Fishfa Agri World Launches PeanutJi Vedic—India’s First High-Oleic Groundnut Oil

PeanutJi Vedic strengthens the company’s strategic vision of building a differentiated, innovation-led edible oil portfolio and setting a New Standard for Health and Stability in Indian Kitchens

Rajkot (Gujarat) [India], November 29: PeanutJi, the premium edible oil brand from the Rajkot-based agro-food powerhouse Fishfa Agri World Ltd., proudly announces the launch of PeanutJi Vedic – India’s First High-Oleic Groundnut Oil. This innovative product carries ancient Vedic wisdom on purity and extraction with cutting-edge technological excellence to deliver an oil with unmatched health benefits and stability.

PeanutJi Vedic is poised to redefine the edible oil category. It is made exclusively from specially sourced and cultivated high-oleic peanut varieties, offering superior nutrition and exceptional performance. By incorporating 11 stages of advanced sorting technology, Fishfa Agri World ensures that only the highest-grade peanuts are processed, guaranteeing an oil that is significantly healthier and safer for daily Indian cooking.

Mr Mayank Bavaria, Sales Director, Fishfa Agri World Ltd, “PeanutJi Vedic is the culmination of our commitment to transparency, quality, and consumer health, meeting the high standards our customers expect. Our dedication is to provide the best peanut products that improve a healthy lifestyle and international dependency.“

PeanutJi Vedic strengthens Fishfa Agri World’s strategic vision of building a differentiated, innovation-led edible oil portfolio. By pioneering high-oleic groundnut oil in India, the Company is positioned to capture high-growth premium segments, enhance brand equity, and drive long-term value through category leadership and margin-accretive product lines.

PeanutJi

Mr. Malay Bavaria, Production, R&D Director, Fishfa Agri World Ltd added, “By leveraging our R&D expertise to use high-oleic peanuts and drawing inspiration from Vedic purity—ensuring no heat, no mixing, and no chemicals—we have brought to you an oil that offers three times the heat stability, making it the safest choice for every Indian home. This is more than oil; this is ‘Pyar Jaisa Pure.’”

Key Health and Performance Advantages:

Feature	Benefit to the Consumer
India’s First High-Oleic Groundnut Oil	Naturally rich in MUFA(77% plus, PUFA, and Omega fatty acids; supports Better Heart Health by boosting HDL (Good Cholesterol) and lowering LDL (Bad Cholesterol).
3× Higher Oxidation Stability	Provides superior heat performance during deep frying and high-temperature cooking, dramatically reducing rancidity, nutrient breakdown, and the formation of harmful compounds.
Vedic-Inspired, Heat-Free Extraction	A gentle, zero-chemical process that retains the natural aroma, authentic peanut essence, Vitamin E, and antioxidants.
Lighter & More Digestible	The high-oleic structure ensures the oil feels lighter on the stomach and is better absorbed, suitable for all Indian cooking styles—from tadka to deep-frying.

About PeanutJi

PeanutJi is the premium edible groundnut oil, Raw and Roasted Peanuts and Peanut Butter brand, from the house of Fishfa Agri World Ltd., a Rajkot, Gujarat-based company recognised for its high-quality groundnut and agri products worldwide. Fishfa Agri World is a US FDA & EU Food Grade Compliant Export House with FSSAI, ISO, and APEDA certifications. The brand’s philosophy centres on purity, transparency, and trust.

Fishfa Agri World maintains uncompromising quality control, ensuring that every drop of newly launched PeanutJi Vedic reflects the rich peanut heritage of Gujarat’s Saurashtra region. The process includes strict seed selection, full farm-to-factory traceability, and batch-wise lab testing, culminating in a product that is 100% pure and natural.

The launch of PeanutJi Vedic reinforces Fishfa Agri World’s reputation as an agro-food powerhouse with 13 years of excellence and an export presence in over 20 countries across Europe, the Middle East, and Asia.

Fo more information, please visit: https://www.peanutji.com/

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December 1, 2025

Union Minister Prof. S. P. Singh Baghel, Actor Raj Babbar and Top Dignitaries Grace NAVRAS 2025 at Pt. Uma Dutt Public School and EuroKids International Dholpur Centre

Dholpur (Rajasthan) [India], December 1: Dholpur came alive as Pt. Uma Dutt Public School and EuroKids International, Dholpur Centre hosted NAVRAS: Chapter II A Bollywood Saga, its flagship cultural showcase celebrating creativity, heritage and student talent. The event drew an audience of more than 5,000, with major dignitaries including Prof. S. P. Singh Baghel, Union Minister of State, veteran actor Raj Babbar and leader Rajendra Singh Rathore, who added prestige to an evening filled with energy, artistry and community spirit.

The distinguished gathering also included Jaswant Singh, MLA of the Bari Constituency, Girraj Singh Malinga, Former MLA of Bari, Abdul Sagir, Former MLA of Dholpur, A. N. Somnath, IAS and CEO of Jila Parishad Dholpur, Vikas Sangwan, IPS and SP of Dholpur, actress and DJ Shilpi Sharma, Somendra Tiwari, Former Secretary of the RCA, and Lokendra Singh Chahar, cricket coach and mentor.

This year’s theme, A Bollywood Saga, showcased the school’s belief in all round development. Students delivered an impressive range of performances inspired by Bollywood, classical arts, fusion choreography and contemporary theatre. The evening highlighted not only exceptional talent but also the dedication, teamwork and discipline that define the institution.

Smt. Meenakshi ji, President Emeritus of Indira Gandhi Shikshan Sansthan, the governing body of the institution, and Former Pradhan of Dholpur District, on whose invitation the dignitaries attended, also expressed her appreciation for the overwhelming participation and enthusiasm of the students.

Addressing the gathering, Prof. S. P. Singh Baghel shared, “I thank Smt. Meenakshi ji and Pt. Uma Dutt Public School and EuroKids International Dholpur Centre for inviting me to one of the most prestigious institutional events in Dholpur. What a pleasant coincidence that I became an MP 27 years ago, and this institution was also established 27 years ago.”

School Captain Master Udayan Dutt Sharma added, “We wanted to present a show that represents not just Bollywood but the spirit of our school. A New Era in Versatility is our motto. Tonight, we proved once again that when we come together, we can create history.” Principal Dr. Pankaj Vashishtha noted, “NAVRAS 2025 stands as proof of what can be achieved when vision meets teamwork. Our students have shown that excellence is not an individual act but a habit nurtured every single day.”

Director Mr. Upendra Dutt Sharma remarked, “Like every year, this year too, every single student of the school performed or contributed in some capacity. That is the real victory of this event.” Chairperson Mrs. Sonali Dutt Sharma added, “Every child who steps on stage discovers the best version of themselves. NAVRAS is not just a show. It is a saga.”

Guests appreciated the institution’s clear vision and commitment to holistic education, which has helped it carve a strong presence not only in Dholpur but also across nearby regions and throughout the district. NAVRAS 2025 celebrated an institution that continues to invest deeply in culture, creativity and student development, earning admiration from the community and leaders alike.

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December 1, 2025
In a Time of Toxic Air and Tainted Food, Haldiva India Calls Attention to a Quiet Crisis
New Delhi [India], December 1: There was a time when mornings carried a lightness of being — when breathing in fresh air felt energizing, when choosing vegetables from the neighbourhood market brought a quiet assurance, and when food symbolised nourishment rather than doubt. Today, however, many families across India find themselves living in an environment where every breath feels heavier and every meal demands scrutiny. Between rising pollution and widespread food adulteration, a silent shift has reshaped the country’s relationship with safety. It is within this shift that the Haldiva Purity Movement has emerged as a message of calm amidst chaos.

Pollution and adulteration — a double blow to health

Air pollution in India has long transcended mere discomfort. Findings from leading health research bodies suggest that millions of Indians face chronic respiratory ailments each year due to toxic air, with heart disease and lung disorders forming the bulk of long-term consequences.

Children, whose immunity is still evolving, often bear the brunt. Pediatric specialists across the country report increasing cases of asthma-like symptoms even among toddlers. Prolonged exposure to fine particulate matter continues to raise serious concerns about impaired lung development and lifelong respiratory challenges.

Parallel to this public health crisis is another troubling reality — food adulteration. In several states, a significant proportion of food samples routinely fail safety checks. Artificial colouring, chemical ripening agents, excess preservatives and diluted staples have made their way into everyday meals. What should nourish the body now demands vigilance.

The combination of toxic air and questionable food has turned into a double burden: weakened immunity, unexplained fatigue, hormonal fluctuations and a deepening sense of insecurity around daily living. Families now evaluate not only what they eat, but what they breathe.

Haldiva India — Purity with a purpose

At the centre of this growing uncertainty, three professionals — a senior forensic scientist, a medical doctor and a pharmacology expert — found themselves united by one question: Are we truly eating what nature intended us to eat? Their shared concern became the seed for Haldiva India.

Built on the teachings and values of Shri Vijayshree Ramesh C. Madan, a respected President’s Award recipient, Haldiva India rests on the principles of truth, integrity and purity. The organisation positions itself not as a brand chasing trends, but as a commitment to restoring honesty in consumption.

As the mission gained momentum, specialists from research, finance, law and digital communication joined the initiative. The result is a movement — the Haldiva Purity Movement — aimed at ensuring that purity becomes an accessible reality for Indian households.

Purity Through Products — A Focus on Real Needs

At the heart of this movement lies Haldiva’s effort to expand product offerings that genuinely address today’s health challenges. Each product is centred around clean sourcing, traditional preparation and scientific validation.

Haldiva’s range of products include:
- Haldiva Gir Cow Ghee: Made using traditionally processed A2 milk from organically raised Gir cows, this ghee contains no additives. Its nutrient profile is associated with improving digestion, supporting heart health and strengthening immunity.
- Haldiva Turmeric Milk: This high-curcumin golden milk blend is designed to boost immunity, support weight management, reduce inflammation and help the body counteract stress caused by pollution and modern lifestyles.
These products reflect Haldiva’s commitment to offering families safe, pure and trustworthy alternatives — each crafted in response to real-time health concerns affecting millions of Indian homes.

A small step in kitchens, a big step for wellness

Haldiva India’s approach does not rely on sweeping claims. Instead, it promotes a quieter yet more impactful revolution: empowering households to choose purity. A shift in purchasing habits — from chemically altered to naturally sourced — creates ripples of long-term benefit. Healthier choices today translate into better immunity, calmer minds and enhanced well-being tomorrow.

While individuals cannot control the smog outside, they can make conscious decisions about what enters their plates. Haldiva believes that this simple, intentional shift is the foundation of sustainable wellness.

Why this matters — and why now

Air pollution and adulteration have become systemic issues. As public trust weakens, consumers increasingly seek transparency and accountability from brands. Haldiva India’s emphasis on clean sourcing and honest product preparation aligns with this growing demand.

Moreover, the movement encourages families to prioritise health through small, consistent choices — from selecting pure groceries to supporting responsible producers.

Clean plates, clear hearts — the way forward

The rise of Haldiva under the banner of the Haldiva Purity Movement carries a meaningful message: the journey toward a healthier life begins at home. Every small choice — whether it is switching to pure ghee, choosing natural ingredients or demanding higher safety standards — becomes a contribution to a larger transformation.

In an age marked by pollution and adulteration, the promise that Haldiva brings is simple yet powerful: purity in every home, trust in every heart.

For more information, please visit: https://haldivaindia.com/

PNN Health
December 1, 2025
Gita Jayanti Mahotsav 2025 with Lord Rama’s Charan Paduka from Ayodhya 30th Nov to 6th Dec at Mumbai

Mumbai (Maharashtra) [India], December 1: The Gita Jayanti Mahotsav 2025 is a week-long spiritual and cultural celebration to be held from 30th November to 6th December 2025 at Vishnu Maidan, Bangur Nagar, Goregaon (West), Mumbai. This grand event is being organized by Swami Athmasthanada Seva Pratishthan in collaboration with Indo Occidental Symbiosis, Supported by Government of Maharashtra, Department of Tourism. This celebration will be held under the central theme of “World Brotherhood.”

The Mahotsav is not merely a celebration, it is envisioned as a Gala Festival of Devotion, Art, and Knowledge, bringing together saints, scholars, and artists from across India to spread the divine message of the Bhagavad Gita and the eternal teachings of Lord Krishna.

The festival will be blessed by the sacred arrival of the Shri Ram Paduka from Ayodhya, symbolizing the spiritual essence and sanctity of the occasion. Devotees from all walks of life will gather to offer prayers, seek blessings, and immerse themselves in the holy atmosphere.

The evenings will be graced by some of India’s finest artists- Sonu Nigam, Tejashree Amonkar, Maestro Swapan Chaudhari, Tanmoy Bose, Vidushi Saskia rao, Swapan Chaudhay, Tanmoy bose, Jaikishan ji maharaj and many others who will perform soulful tributes through music, dance, and drama, celebrating the lives and works of these legends

The vision of the Mahotsav is to revive the spiritual and cultural consciousness of India and to share the profound message of the Gita “Yada Yada Hi Dharmasya…” l reminding today’s generation of their divine purpose and inner strength.

The Gita Jayanti Mahotsav aims to connect the youth with the timeless wisdom of the Gita. To achieve this, over 10,000 schools from across the country will participate through campaigns, workshops, and interactive sessions, designed to impart spiritual values, leadership qualities, and moral strength drawn from the teachings of Lord Krishna.

Throughout the seven days, the Mahotsav will feature a harmonious blend of Maha Aarti, Gita Path (chanting sessions), student and teacher recitations, and world-class cultural performances by some of India’s most celebrated maestros.

The event will be guided by a distinguished committee of leaders and cultural figures dedicated to promoting the global message of the Gita:

Chief Advisor : Smt. Asha Bhosle – Padma Vibhushan and Pandit Hariprasad Chaurasia – Padma Vibhushan

Chairman: Padmashri Anup Jalota,

Vice-Chairpersons: Shri Shekhar Mundada – Chairman, Rajya Seva Ayog & Minister, Maharashtra Government

Vice President : Shri Mukul Bhadana – Social Worker and Politician from Rajasthan, Dr. Chavi Asrani – Associate Professor- O.P. Jindal Global University, Sonipat, Seema Srivastava, Baddya Raj Nahar

Secretary: Shouvik Dasgupta – Indian Art & Culture Entrepreneur

Executive Members: Dr. Shailendra Singh Tomar, Mousami Pal, Dr. Rakesh Mohan

Trustee: Swami Nikhileswarananda ji Maharaj – Gujarat

Shouvik Dasgupta says “The International Geeta Jayanti Mahotsav 2025 will stand as a symbol of world brotherhood, blending India’s spiritual essence with its cultural and artistic brilliance. Our goal is to create a space where devotion meets dialogue, and tradition meets timeless wisdom”

Each day of the Mahotsav will begin with sacred rituals and continue with devotional programs filled with spirituality and culture:

4:30 AM: Mangal Aarti
5:30 AM: Puja and Ved Path
7:00 AM – 10:30 AM: Collective Gita Chanting by Saints and Devotees
10:30 AM – 12:00 PM: Gita Havan & Krishna Bhajans
12:00 PM – 3:00 PM: Sadhu Bhandara
5:00 PM – 6:00 PM: Donation & Spiritual Contributions
7:00 PM onwards: Cultural & Tribute Performances

Each of the seven days will be dedicated to great legends who have devoted their lives to Indian culture and spirituality. Every evening will feature special performances, musical tributes, and dance presentations honoring these icons:

30th November – Chhatrapati Shivaji Maharaj & Ahilyabai Holkar
1st December – Bharat Ratna Pandit Ravi Shankar
2nd December – Padma Vibhushan Kishori Amonkar
3rd December – Padma Vibhushan Pandit Birju Maharaj
4th December – Padma Vibhushan Shiv Kumar Sharma
5th December – Bharat Ratna Bhimsen Joshi
6th December – Bharat Ratna Lata Mangeshkar

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December 1, 2025
CAPITAIRE launches succession planning arm, True Legacy

CAPITAIRE launches succession planning arm, True Legacy

Kochi (Kerala) [India], December 1: Leading business consultancy firm CAPITAIRE has launched True Legacy, a pioneering brand in India dedicated exclusively to succession planning for individuals, families and business owners.CAPITAIRE founder Sreejith Kuniyil said succession planning is an important aspect of wealth protection that has been widely neglected and that it should be approached with the same seriousness as regulatory compliance and tax obligations.

“Not making a succession plan is in reality a financial crime against the family and dependents. When there is no succession plan, the consequence is that the government then decides one’s legacy based on inheritance laws”, Sreejith said.

He said True Legacy is focused exclusively on providing structured and transparent succession planning solutions. Sreejith pointed out that more than Rs 2 lakh crore worth of bank deposits, insurance proceeds and investments were unclaimed or inaccessible owing to missing documentation and the absence of proper succession planning.

Group Meeran Chairman Navas Meeran said early succession planning is a necessary aspect for wealth protection of promoter families. He said promoters would be well advised to make such plans and get the next generation to handle business decisions early, so that the promoters would be able to handhold and guide them.

Prominent business leaders and industry experts, including Muhammed Madani K of ABC Group, Nikhil Gopalakrishnan, Vinodini Sukumar and Hamdan Al Hassani, addressed the gathering. They shared perspectives on continuity, resilience and the importance of protecting wealth for future generations. The conclave also featured the release of the book A Journey of an Entrepreneur by Sreejith Kuniyil.

The Succession Planning Conclave was attended by more than 450 business owners from India and the Middle East.

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December 1, 2025
The Compelling Case for Multi-Asset Allocation Funds
New Delhi [India], November 28: In today’s dynamic and often volatile financial landscape, investors are increasingly seeking strategies that can provide both growth and stability. While traditional investment avenues have their merits, the need for a more resilient and diversified approach has never been more apparent. This is where multi-asset allocation funds emerge as a powerful solution, offering a balanced and disciplined approach to wealth creation. Think of a multi-asset allocation fund as a well-balanced cricket team. You need aggressive batsmen (equity) who can score quick runs and take the game forward, steady middle-order players (debt) who stabilize the innings when wickets fall, all-rounders (gold) who contribute in multiple ways, and a reliable wicketkeeper (cash) who catches opportunities. A team with only aggressive batsmen might score quickly but collapse under pressure. Similarly, a portfolio needs different “players” with different strengths to win the long game.

Key Message: “Champions aren’t built on star players alone. A winning portfolio, like a winning team, needs balance across all positions.”

The Need for Multi-Asset Allocation

The primary challenge for most investors is not a lack of options, but rather the complexity of choosing the right mix of assets. Equities offer high growth potential but come with significant volatility. Debt instruments provide stability and regular income but may offer limited capital appreciation. Gold and other commodities act as a hedge against inflation and economic uncertainty, but their performance can be cyclical. A multi-asset allocation fund simplifies this complex decision-making process by investing in a diversified portfolio of at least three asset classes, with a minimum allocation of 10% to each, as mandated by the Securities and Exchange Board of India (SEBI). This ensures that the fund is not overly reliant on any single asset class, thereby mitigating risk and providing a more stable investment journey.

The Role in Asset Allocation

Multi-asset allocation funds play a crucial role in strategic asset allocation by providing a professionally managed, diversified portfolio within a single investment. The fund manager actively monitors market conditions and economic trends, dynamically adjusting the allocation between different asset classes to optimize risk-adjusted returns. For instance, during a bull market, the fund may increase its equity exposure to capitalize on rising stock prices. Conversely, in a bear market, the allocation may shift towards debt and gold to preserve capital and cushion the portfolio from steep declines. This active management and automatic rebalancing save investors the hassle of constantly monitoring their portfolios and making tactical allocation decisions.

Who Should Invest?

Multi-asset allocation funds are particularly well-suited for a wide range of investors:
- First-time investors: These funds provide a simplified and diversified entry point into the world of investing, eliminating the need to pick individual stocks or bonds.
- Investors with a low to moderate risk tolerance: The diversified nature of these funds helps to smooth out returns and reduce volatility, making them ideal for those who are not comfortable with the high-risk nature of pure equity funds.
- Long-term investors: By providing a balanced exposure to different asset classes, these funds are well-positioned to deliver steady, long-term growth.
- Investors seeking a hassle-free investment experience: The active management and automatic rebalancing features of these funds make them a convenient, “invest and forget” solution.
Hybrid Multi-Asset Funds vs. Equity-Heavy Funds

It is important to distinguish multi-asset allocation funds from their more aggressive counterparts, such as aggressive hybrid funds. While both fall under the hybrid category, their risk-return profiles are significantly different.

Feature
- Multi-Asset Allocation Funds
- Aggressive Hybrid Funds
- Equity Allocation
- Typically 10-70%
- 65-80%
- Asset Classes
- Minimum 3 (e.g., equity, debt, gold)
- Primarily equity and debt
- Volatility
- Lower
- Higher
- Risk Profile
- Balanced
- Aggressive
- Ideal Investor
- Risk-averse to moderate
Risk-tolerant

Aggressive hybrid funds, with their high equity allocation, tend to outperform in bull markets but are also more susceptible to sharp declines during market downturns. Multi-asset allocation funds, on the other hand, provide a more stable and consistent performance across market cycles. The 10-year average return for aggressive hybrid funds is slightly higher at 12.12% CAGR compared to 11.12% for multi-asset funds. However, it is interesting to note that the top-performing multi-asset funds have delivered returns that are comparable to, and in some cases, even better than their aggressive hybrid counterparts, but with lower volatility.

Volatility During Crises like COVID-19

The COVID-19 pandemic served as a stark reminder of the importance of portfolio resilience. During the market crash of 2020, many equity-heavy portfolios suffered significant losses. Multi-asset allocation funds, however, demonstrated their ability to weather the storm. The inclusion of debt and gold in the portfolio helped to cushion the impact of the sharp decline in equity markets. As a result, these funds experienced lower drawdowns and recovered more quickly than their equity-heavy counterparts. This ability to provide stability during times of crisis is one of the most compelling reasons to include multi-asset allocation funds in any investment portfolio.

Conclusion

In a world of increasing uncertainty, multi-asset allocation funds offer a compelling proposition for investors seeking a balanced and disciplined approach to wealth creation. By providing a diversified portfolio of different asset classes, these funds can help to mitigate risk, reduce volatility, and deliver steady, long-term growth. As the first Indian woman to establish a mutual fund house, I am committed to empowering investors with the knowledge and tools they need to achieve their financial goals. I believe that multi-asset allocation funds are an essential component of any well-diversified investment portfolio, and I encourage all investors to consider them as a part of their wealth creation journey.

Disclaimer: The perspectives shared in this column reflect the author’s own views and interpretations.
December 1, 2025
Samprati Foundation Honors Surat’s Safai Veers with Protective Gear Drive Led by Chairman Nirav Shah

Surat (Gujarat) [India], December 1: Samprati Foundation, under the dynamic leadership of its Chairman Shri Nirav Shah, successfully organized a special health-care initiative at the SMC Health Center, Pal, dedicated to the city’s “Safai Veers”—the sanitation heroes who play a vital role in keeping Surat ranked among the cleanest cities in India.

Taking personal interest in the well-being of these frontline workers, Shri Nirav Shah led the initiative and ensured the distribution of free UV protective glasses and face masks to safeguard their health. As Chairman of Samprati Foundation and a prominent civic leader, Shri Nirav Shah has consistently driven impactful community welfare programs, focusing on cleanliness, public health, and grassroots upliftment across Surat.

Under his guidance, the Foundation continues to champion causes that directly benefit the people who contribute to the city’s development. Shri Nirav Shah highlighted that the sanitation workers are the real pillars behind Surat’s success story and emphasized the Foundation’s commitment to supporting them through practical, meaningful initiatives.

The event was also attended by Surat MP Shri Mukeshbhai Dalal, Central In-charge of Swachh Bharat Mission Shri Omshiv Mishra, and Dr. Sameer Gami, who extended their support and appreciated the efforts led by Shri Nirav Shah.

Samprati Foundation expressed gratitude to all participants and reaffirmed its mission to continue working under the leadership of Chairman Nirav Shah for the welfare and progress of Surat’s community and frontline workforce.

December 1, 2025
Empowering Frontline Heroes: Samprati Foundation Distributes Protective Gear to Surat’s Safai Veers

Surat (Gujarat) [India], December 1: Samprati Foundation, guided by the visionary leadership of its Chairman Shri Nirav Shah, successfully conducted a dedicated health-support initiative at the SMC Health Center in Pal, specially organized for the city’s Safai Veers—the sanitation warriors who play an essential role in maintaining Surat’s position among India’s cleanest cities.

Demonstrating his personal commitment to the welfare of these vital frontline workers, Shri Nirav Shah spearheaded the program and oversaw the distribution of UV protection glasses and face masks, aimed at enhancing their safety during daily duties. As the driving force behind Samprati Foundation and an active civic contributor, Shri Nirav Shah has consistently undertaken impactful initiatives centered on public hygiene, health, and upliftment at the grassroots level.

Under his proactive direction, the Foundation continues to launch meaningful projects designed to directly support individuals who contribute significantly to Surat’s development. During the event, Shri Nirav Shah acknowledged the crucial role of sanitation workers, calling them the true architects of Surat’s achievements, and reiterated the Foundation’s commitment to serving them through practical welfare efforts.

The initiative also saw the presence of Surat MP Shri Mukeshbhai Dalal, Swachh Bharat Mission Central In-charge Shri Omshiv Mishra, and Dr. Sameer Gami, who praised the Foundation’s efforts and extended their support to the cause led by Shri Nirav Shah.

Samprati Foundation expressed heartfelt appreciation to all dignitaries and participants, reaffirming its dedication to continue working under the stewardship of Chairman Shri Nirav Shah for the advancement and well-being of Surat’s community and its frontline workforce.

December 1, 2025