Author: Sutun Nayak

  • Naturo Indiabull’s profit jumps over 114 percent to Rs. 49.3 lakh in first half of FY 2025

    Naturo Indiabull’s profit jumps over 114 percent to Rs. 49.3 lakh in first half of FY 2025

    Jaipur (Rajasthan) [India], January 20: BSE-listed Naturo Indiabull Limited (BSE: 543579), a leading manufacturer of agriculture and industrial products and a provider of transportation logistics services, has registered robust financial results for the first half of the current financial year, reflecting strong growth and operational efficiency.

    Naturo Indiabull registered a net profit of Rs. 49.3 lakh for the six months ending September 2024 an increase of 114% compared to a net profit of Rs. 23 lakh in the six-month period ending March 2024, showcasing its commitment to delivering value through its diversified business portfolio.

    The company’s revenue for the first half of the current year stood at Rs. 1,339 lakh, slightly higher than the Rs. 1,315 lakh reported for the half-year ending March 2024, indicating consistent market demand for its products and services.

    Incorporated in 2016 and headquartered in Jaipur, Naturo Indiabull has carved a niche in the agriculture and industrial sectors, while also strengthening its position in the transportation logistics domain. Its products include sanitary towels, napkins, hand sanitisers, juices, soaps, Ayurvedic shampoos, medicines, garments, textiles, and FMCG products.

    Commenting on the performance, a spokesperson at Naturo Indiabull Limited, said, “The robust growth in net profit reflects our diverse product range and strategic execution. We are confident of sustaining and building on this momentum going ahead.”

    Naturo Indiabull’s shares closed at Rs. 6.29 on Wednesday, significantly lower than the 52-week high of Rs. 18.50. Its market cap stood at Rs. 11.87 crore.

    About Naturo Indiabull Ltd

    Incorporated in 2016, Naturo Indiabull Ltd manufactures agriculture and industrial items and also provides transportation logistics services.

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  • Dimension Pictures Announces Cannes-Recognized Film and International Horror Feature on Liaquat Gola’s Special Day

    Dimension Pictures Announces Cannes-Recognized Film and International Horror Feature on Liaquat Gola’s Special Day

    New Delhi [India], January 18: Dimension Pictures Pvt Ltd, a trailblazer in the world of cinema, commemorated the birthday of its visionary leader, Liaquat Gola, with two remarkable announcements that underline the studio’s commitment to groundbreaking storytelling.

    “Being Alive” Now Streaming on JioCinema
    The Cannes-recognized short film Being Alive has officially premiered on JioCinema. Directed with artistic finesse and starring powerhouse performers Rajpal Yadav, Sezal Sharma, and Niharica Raizada, the film is a poignant exploration of resilience and human spirit. Being Alive has captivated international audiences and is now set to inspire viewers across India through this exclusive digital release.

    Introducing the International Horror Feature “The Coming”
    Dimension Pictures is also thrilled to unveil its next cinematic venture, The Coming, an international horror feature inspired by true incidents. This spine-chilling project will be filmed across London and the United States, featuring a stellar global cast. Promising to blend suspense, drama, and a haunting narrative, The Coming aims to set new benchmarks in the horror genre.

    Speaking on the occasion, Liaquat Gola expressed his gratitude and excitement, stating, “This is a proud moment for us at Dimension Pictures. From presenting impactful short films like Being Alive to embarking on ambitious international projects like The Coming, we are committed to delivering content that resonates with audiences worldwide.”

    With these announcements, Dimension Pictures reaffirms its position as a powerhouse in the film industry, pushing creative boundaries and reaching global audiences.

    Watch the full Movie for Being Alive: https://go.jc.fm/fRhd/fpwmc62l

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  • When AI Plays Favorites: Understanding the Role of AI/ML Bias in Hiring by Vikas Agarwal

    When AI Plays Favorites: Understanding the Role of AI/ML Bias in Hiring by Vikas Agarwal

    New Delhi [India], January 18: Mr. Vikas Agarwal, an expert in Artificial Intelligence, Machine Learning, and Cloud Computing, explains the implications of AI/ML bias in hiring. Artificial Intelligence (AI) has revolutionized hiring practices in the modern workplace, offering tools to streamline recruitment, from CV scanners to AI-powered interviews. These intelligent systems promise efficiency, accuracy, and fairness, claiming to help companies identify the best candidates. However, as Vikas Agarwal highlights in his study, AI and machine learning (ML) algorithms may inadvertently perpetuate biases, undermining the very fairness they were designed to ensure.

    The AI Hiring Revolution: Efficiency or Bias?

    AI tools in hiring have grown in popularity, with research showing that 42% of businesses utilized AI to enhance their human resource processes in 2023. Many believe these tools eliminate biases in the recruitment process, but studies suggest otherwise. Far from being a solution to prejudice, AI-based hiring systems have shown to reproduce harmful biases, often favoring younger, white candidates while disadvantaging older or non-white applicants. This is particularly evident in sectors such as tech and finance, where demographic imbalances are already prevalent.

    As investigative reports such as Hilke Schellmann’s The Algorithm reveal, AI systems are not exempt from human prejudices. Schellmann argues that algorithms aren’t necessarily eliminating jobs but instead are preventing qualified candidates from even reaching the interview stage. When used across a company’s hiring practices, biased AI can have a widespread and devastating effect, rejecting talented individuals based on the perpetuation of historical discrimination.

    Sources of Bias in AI

    The biases in AI algorithms stem from several key factors:

    • Flawed Historical Data: AI systems are typically trained on data from past hiring practices, which often reflect societal biases. If historical data shows a preference for certain demographics, AI systems may mimic these patterns, perpetuating inequality.
    • Unrepresentative Data: In some cases, AI models are trained on datasets that don’t accurately reflect the diversity of the applicant pool, leading to biased decisions. This problem is compounded when the training data is too homogeneous, focusing on a narrow group of candidates and ignoring others.
    • Bias in the Features Considered: AI models may unintentionally prioritize certain characteristics that correlate with bias. For example, favoring candidates with degrees from prestigious institutions might inadvertently favor those from higher socio-economic backgrounds, further reinforcing societal divides.

    Cultural and societal norms also play a role in influencing data collection, which in turn affects how algorithms are developed. These norms, passed down through generations, can unintentionally reinforce stereotypes and discrimination, limiting opportunities for diverse and qualified candidates.

    Mitigating AI Bias: A Challenging but Necessary Task

    Recognizing the presence of bias is only the first step in ensuring AI promotes fairness. The next challenge is addressing it. Vikas Agarwal suggests that businesses must take a proactive role in overcoming AI bias through careful monitoring and correction.

    One of the most effective ways to mitigate bias is to diversify the datasets used to train AI models. By using data from various sources that better reflect the diversity of the workforce, AI can make more balanced and inclusive decisions. Additionally, some AI tools now allow organizations to adjust the weight given to certain data points, ensuring that irrelevant characteristics—such as gender or race—do not unduly influence hiring decisions.

    Frida Polli, CEO of Pymetrics, advocates for regular AI audits, comparing the process to a car’s test drive. These audits ensure that algorithms are thoroughly tested for biases before deployment, allowing companies to identify and correct issues before they affect hiring outcomes. Methods such as reweighing datasets, using disparate impact removers, and masking sensitive attributes like gender and race during training are just some of the strategies being employed to make AI more fair and equitable.

    The Future of AI in Hiring: A Harmonious Balance

    AI can undoubtedly improve hiring practices, but it should be viewed as an assistant, not a replacement for human judgment. While AI systems can help identify top talent quickly and efficiently, it is essential to pair these tools with manual oversight to ensure fairness. Companies must blend technology with human insight to catch biases that may slip through the cracks of an algorithm.

    As Ryan Roslansky, CEO of LinkedIn, puts it, “The use of AI in hiring will be the biggest change in reducing bias in hiring.” With commitment and diligence, AI can evolve into a tool that promotes fairness, highlighting diverse talent and leveling the playing field for all candidates. However, this will only be possible if companies remain vigilant, continually test their systems for bias, and take corrective action when necessary.

    In conclusion, while AI presents an exciting opportunity to revolutionize the hiring process, it is not without its challenges. Vikas Agarwal’s study emphasizes the importance of transparent decision-making, rigorous testing, and ethical considerations when integrating AI into hiring practices. By recognizing and addressing bias, businesses can create more inclusive, diverse, and innovative teams—ultimately gaining a competitive edge in the market.

    AI may not be the silver bullet to all hiring challenges, but with proper oversight and continuous improvement, it can become an indispensable tool in fostering a more equitable future in the workplace.

    Disclaimer: The insights provided in this article are meant for informational purposes only. The views expressed here are personal.

  • Aadivasi.org: A Beautiful Blend of Gifting, Sustainability, and Tribal Art

    Aadivasi.org: A Beautiful Blend of Gifting, Sustainability, and Tribal Art

    New Delhi [India], January 18: Imagine a world where every gift you give contributes to a greener planet and uplifts someone’s life. Sounds too good to be true? Well, it’s not. Let me introduce you to Aadivasi.org, a startup with a heart, that’s transforming the way we look at gifting and social impact.

    Founded by Dr. Bikrant Tiwary, an IIM Calcutta alumnus and a dedicated Rotarian, Aadivasi.org is the world’s first online platform where nothing is for sale, yet everything has immense value. Here, you don’t buy—you earn beautifully handcrafted tribal art by doing good. Plant trees, sponsor mid-day meals, or support education, and in return, choose from a stunning collection of Kantha stitch sareesDhokra artbamboo lamps, and more.

    Imagine a world where every gift you give contributes to a greener planet and uplifts someone’s life. Sounds too good to be true? Well, it’s not. Let me introduce you to Aadivasi.org, a startup with a heart, that’s transforming the way we look at gifting and social impact.

    Founded by Dr. Bikrant Tiwary, an IIM Calcutta alumnus and a dedicated Rotarian, Aadivasi.org is the world’s first online platform where nothing is for sale, yet everything has immense value. Here, you don’t buy—you earn beautifully handcrafted tribal art by doing good. Plant trees, sponsor mid-day meals, or support education, and in return, choose from a stunning collection of Kantha stitch sareesDhokra artbamboo lamps, and more.

    Whether you’re looking for a unique Valentine’s Day gift, a thoughtful birthday present, or a meaningful corporate gifting idea, Aadivasi.org makes it special and impactful.

    The Vision Behind the Platform

    The brainchild of Dr. Tiwary, Aadivasi.org is an extension of his two-decade-long commitment to social causes. After leaving a flourishing corporate career, he joined the development sector, becoming National Head of GiveIndia and later leading an environmental organization where he oversaw the plantation of over 18 million trees.

    “Aadivasi.org is more than a platform; it’s a way to make giving back a part of life. When people see the beauty of tribal art in their homes or offices, it becomes a constant reminder of their positive impact,” says Dr. Tiwary.

    Aadivasi

    Image – Dr Bikrant Tiwary and Supriya Patil, founders of aadivasi.org

    Adding to the platform’s purpose is Ms. Supriya Patil, the co-founder, whose firsthand experience of social issues inspired a key initiative. “Years ago, I visited a small school in rural Uttarakhand with no proper facilities for kids. I felt deeply moved and thought, either I move there to help or find a solution. That moment planted the seed for free schools in remote areas like Jharkhand,” says Ms. Patil.

    Why Aadivasi.org Stands Out

    Aadivasi.org collaborates with over 500 tribal women artisans from 10 states, including Jharkhand, Odisha, Rajasthan, and Tripura. These artisans create exquisite items that preserve India’s heritage and craftsmanship.

    This initiative doesn’t just preserve art forms; it uplifts communities by offering them sustainable livelihoods. And the best part? These handicrafts are not for sale—they’re earned through meaningful contributions.

    A Growing Movement

    Aadivasi.org’s impact goes beyond gifting. The platform has planted thousands of trees, sponsored countless mid-day meals, and is running a free school for 72 tribal kids in a remote Jharkhand village. These efforts are gaining traction among individuals and corporates alike.

    Businesses are finding innovative ways to engage employees by celebrating milestones through tree plantations or mid-day meal sponsorships, paired with ESG-rated handicrafts as rewards.

    Why You Should Join the Movement

    In a world filled with generic gifts, Aadivasi.org offers something extraordinary: gifts that tell a story and make a difference. Imagine giving someone a Kantha stitch saree from West Bengal or a bamboo lamp handcrafted in Assam, knowing it represents a tree planted or a child’s meal sponsored.

    Next time you’re celebrating a special occasion or exploring corporate gifting ideas, think beyond the usual. Think of a greener planet, empowered communities, and a better future.

    Visit www.aadivasi.org today and be part of this transformative journey. Because every tree planted and every meal sponsored brings us one step closer to a sustainable world.

    This is more than a platform—it’s a movement. A movement to give, grow, and celebrate India’s incredible culture. Join Aadivasi.org and make every occasion meaningful.

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  • Vedanta’s “Swarna Prashan” healthcare initiative reaches 22,000 Odisha school children

    Vedanta’s “Swarna Prashan” healthcare initiative reaches 22,000 Odisha school children

    Kalahandi (Odisha) [India], January 18: In its ongoing flagship “Swarna Prashan” healthcare initiative, India’s largest aluminium producer Vedanta Aluminium in partnership with the Ministry of AYUSH has positively impacted 22,000 students in Odisha till date.

    Since the launch of this healthcare initiative in September 2024, the latest 5th phase has successfully been completed by benefitting over 5000 students. The campaign was rolled out in 13 government schools in tribal-dominated Kalahandi district of Odisha.

    In his remarks, Dr Kshetra Kand, Ayurvedic Medical Officer, Kalahandi said, “The Swarna Prashan programme is a significant initiative in promoting Ayurvedic health practices for children’s well-being. I appreciate Vedanta Aluminium’s collaboration with the government and community stakeholders to nurture a healthier future for the next generation.”

    In his reactions, Sunil Gupta, Chief Operating Officer (COO), Vedanta Aluminium said, “Vedanta Aluminium is committed to improving child health and well-being in underserved regions through sustainable interventions like Swarna Prashan. This programme, rooted in Ayurvedic wisdom, ensures that children receive the necessary support for cognitive and physical development.”

    “We are proud to see support the Ministry of AYUSH in extending this initiative to remote corners of Odisha,” quipped Mr Gupta.

     Vedanta

    Nitin Kumar Tiwari, Chief Executive Officer (CEO), Bauxite Mines, Vedanta Aluminium, added, “The Swarna Prashan initiative has been warmly received by the community, benefiting students across 40 government schools. With plans to extend the programme to Koraput, we aim to reach more than 30,000 children from infants to 16-year-olds by the end of the year. This initiative underscores our commitment to fostering holistic community development.”

    The ambitious programme’s successful rollout is being implemented with the support of the District Ayurveda Departments and school administrations. Under the guidance of Government of Odisha and senior officials from the Ministry of AYUSH, the programme currently operates in Kalahandi and adjacent Rayagada districts with plans to extend to Koraput district in Odisha.

    Notably, Swarna Prashan initiative is a testament to Vedanta Aluminium’s dedication to community-centric development. By improving child health through age-old practices, the company fosters long-term benefits for families in the region. This Ayurvedic health intervention, rooted in ancient practices, is aimed at enhancing memory, and support the holistic development of children during their formative years.

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  • DELLORTO at AutoExpo 2025: Evolution of Emotions

    DELLORTO at AutoExpo 2025: Evolution of Emotions

    New Delhi [India], January 18: At AutoExpo 2025, DELLORTO is emphasizing its DN4. The focus is on four key aspects that define its strong Italian identity, which continues to evoke emotions. More importantly, it seeks to share these emotions with its world—a universe made up of passionate motor enthusiasts, friends, and brand partners, as well as all the visitors who will liven up the stand during the event.

    An ideal journey through our products, the most innovative items of today, and the technologies of the near future.

    The stand will feature vehicles equipped with DELLORTO products, such as the Aprilia 457 and the FANTIC ISSIMO CITY L1 electric scooter.

    AutoExpo is the occasion to witness another evolution of the products that have made history and shaped the brand: a new carburettor named after its creator, Eng. Giuseppe Dell’Orto, the company’s president: PHDG

    DELLORTO’s booth will be divided into 4 main areasMotorsport, Injection, Electric, and Aftermarket.

    These elements intertwine to create the double helix of the DELLORTO DN4, which runs along the walls of the stand for visitors to explore at AutoExpo 2025. It’s a world of passion for motors in continuous evolution.

    DELLORTO FOR TOMORROW’S MOBILITY

    At AUTO EXPO 2025, DELLORTO will showcase its history and passion for motorsports, presented through four thematic areas: Motorsport, Injection, Electric, and Aftermarket.

    Throttle bodies, electronic control units, fuel pumps, and a wide range of products linked to the E-POWER project.

    1. MOTORSPORT

    For DELLORTO, Motorsport is the ultimate testing ground for developing innovative and sustainable solutions. From the throttle bodies of the Aprilia MotoGP to those used in the Porsche GT3 Supercup, from Kart carburettors to the ECU for Moto3, DELLORTO continually supports the development and adoption of renewable fuel-based solutions. In parallel, it remains a key partner in the MotoE championship, which represents the pinnacle of electric propulsion in motorcycling. This simultaneous commitment to both combustion and electric motors reflects the company’s strategy of providing new solutions for electromobility while also strengthening its position in the combustion engine sector.

    2. INJECTION

    DELLORTO supports the evolution of combustion engines towards zero environmental impact while maintaining the soul and character that excite all motorcyclists. The new ride-by-wire system finally makes solutions available, even for small and medium-sized single and two-cylinder motorbikes that were previously reserved for high-end multi-cylinder motorbikes. In 2025, the current ride-by-cable system will also be updated with the introduction of riding modes, alongside the debut of a Lite version designed for simpler and more affordable applications. The development of throttle bodies continues with unique solutions like innovative bypass systems or oval throttles with aerodynamic shafts. These are just a few examples of innovations that combine smooth operation with quick response and low emissions with high performance, ensuring success not just on the track but also on the road. DELLORTO’s fuel supply modules are future-proof, capable of handling fuels with up to 30% ethanol, and are used in a wide range of applications, from small scooters to large motorcycles. Another key aspect is the gradual phase-out of fossil fuels. In 2024, the DoPOWER 1.0 ECU for Moto3 managed engines running on 40% defossilized fuels, and starting in 2025, DELLORTO injection systems will be mass-produced for fuels containing up to 20% renewable sources—a first but crucial step towards the mobility of the future.

    3. ELECTRIC

    DELLORTO is expanding its range of solutions for electric mobility, covering a power and range spectrum that meets all urban mobility needs, from scooters to lightweight transport vehicles, including three- and four-wheeled vehicles.

    The three strengths of DELLORTO’s electric offerings are low voltage (below 60V), air cooling, and a modular, scalable architecture that facilitates vehicle integration.

    The VID product family (VCU-Inverter-DC/DC) integrates vehicle control, electric motor CONTROLLER  and a 12V onboard network converter into a single device.

    VID is the “carburettor” of an Electric Vehicle, and Dellorto present it in 3 SIZEs able to follow a scalable vehicle configuration: VID165 – VID250 – VID360, from 45km/h up to 100km/h

    Removable batteries can be conveniently charged from a regular household socket, thanks to chargers available in two power sizes to meet every need.

    With the sophisticated Battery Management System (BMS), up to 8 batteries can be used in parallel in a coordinated manner, providing greater autonomy or power for vehicles that require it.
    These solutions developed for urban mobility have also found applications in adjacent sectors where DELLORTO has applied an automotive approach: Industrial, Agriculture, Logistics, and Energy storage.
    Thanks to the experience gained in the development of lithium batteries for traction, DELLORTO now offers 12V lithium starter batteries that are lightweight, compact, and equipped with BMS that communicate with the vehicle.

    DELLORTO believes that in the future, the majority of engines will feature some form of electrification, and the ongoing developments lay the foundation for acquiring the necessary know-how to meet the challenges of sustainable mobility.

    4. AFTERMARKET

    The carburettor, named PHDG, was conceived, designed, and championed by the engineer Giuseppe Dell’Orto, the company’s current president. Notably, the last two letters of the new carburettor’s name are his initials—a tribute from the entire DELLORTO family to their President. Born in 1940, Giuseppe Dell’Orto holds a degree in mechanical engineering and grew up professionally in foundries and machine shops. He has been the driving force of the company for over 50 years, with a lifelong passion for engines that led him to follow in the footsteps of his father and uncles, the company’s founders. Today, as President, he is still at the forefront, actively supporting the third generation in managing the company and creating new products like the PHDG carburettor.

    «The idea behind this year’s AUTOEXPO is essentially tied to who we are and what we do. Even when considering the challenges of the future, it is unimaginable to succeed without combining the skills, knowledge, and strengths we have developed over more than 90 years of activity.

    For us, the DN4 DELLORTO, represented at the fair by all our products, the vehicles they equip, and the emotions they bring to our many supporters and brand friends, is a process made possible by both past and present technologies and the invaluable know-how derived from our global team and the valuable partnerships we’ve built over time.

    All of these are essential ingredients in creating the products of tomorrow, united by the red thread of passion for motors and the quality of a product that is international but proudly Made in Italy. These emotions have been carried by our family-run brand for three generations and are now being directed towards a future that is as challenging as it is fascinating.

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  • Nettlinx Ltd. Reports Robust Earnings for Q3FY25, PAT Jumps 470.9 Percent YoY

    Nettlinx Ltd. Reports Robust Earnings for Q3FY25, PAT Jumps 470.9 Percent YoY

    New Delhi [India], January 18: Nettlinx Ltd. (BSE: 511658), Nettlinx provides a comprehensive suite of network solutions, including Internet services, Network Management, Data Center and Co-Location Services and Enterprise Mailing Solutions. Its primary revenue comes from business IT services, which encompass software development, consulting, & package implementation. Nettlinx Ltd provides B2B dedicated Internet Leased Lines (1:1) through a network built on world-class technology. Provides advanced Managed Network Services to enterprises in Telangana & Andhra Pradesh. It Operates through a direct presence in over 93 locations.

    In its board meeting held on Friday, 17th January 2025, it approved the unaudited Financial Results of the Company for the quarter and nine months ended 31 December 2024.

    Financial Highlights (Consolidated Nos)

    Particulars (Rs. Lakhs) Q3FY25 Q3FY24 YoY%
    Revenue from Operations 896.3 637.8      40.5%
    EBITDA*     271.8 225.8 20.4%
    EBITDA Margin (%) 30.3% 35.4% (510) bps
    PAT 671.0 117.5 470.9%
    PAT Margin % 74.9% 18.4% 5,650 bps

    ex Other Income

    For quarter three ended 31 December 2024, revenue from operations grew by 40.5% from Rs. 637.8 Lakhs in Q3FY24 to Rs. 896.3 Lakhs in Q3FY25. EBITDA increased by 20.4% from Rs. 225.8 Lakhs in Q3FY24 to Rs. 271.8 Lakhs in Q3FY25. EBITDA margins decreased by 510 bps from 35.4% in Q3FY24 to 30.3% in Q3FY25.  PAT increased by 470.9% from Rs. 117.5 Lakhs in Q3FY24 to Rs. 671.0 Lakhs in Q3FY25. PAT margin improved by 5,650 bps in Q3FY25.

    About Nettlinx Limited: 

    Nettlinx, an Internet, IT/ITES infrastructure initiative of the Nettlinx Group, traces its origins back to the inception of ISP (Internet Service Provider) operations in 1994. With its headquarters in Hyderabad, the company has expanded its presence to encompass over 93 locations in the states of Telangana and Andhra Pradesh.

    Nettlinx holds the foremost position as the preferred choice for consumers in Telangana and Andhra Pradesh, providing cutting-edge services in cable and wireless Internet access, web design, portal development, web hosting, server co-location, network management, and e-commerce solutions. With its advanced connectivity services, the company adeptly meets the needs of multi-location enterprises, ensuring smooth operation for applications like live video streaming, mailing, and web services.

    Disclaimer:

    This press release contains “forward-looking statements”, that is, statements related to future, not past, events. In this context, forward-looking statements often address our expected future business and financial performance, and often contain words such as “expects,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “should” or “will.”

     Forward-looking statements, by their nature, address matters that are, to different degrees, uncertain. For us, uncertainties arise from the behaviour of the financial, software and real estate industries, from future integration of businesses, and from numerous other matters of national, regional and global scale, including those of a political, economic, business, competitive or regulatory nature. These uncertainties may cause our actual future results to be materially different from those expressed in our forward-looking statements. We do not undertake to update our forward-looking statements.

  • Investment Tools for Small Investors in India, By Dr. Ratish Gupta, Wealth Wisdom India

    Investment Tools for Small Investors in India, By Dr. Ratish Gupta, Wealth Wisdom India

    New Delhi [India], January 17: With the advent of technology, a growing economy, and an increasing number of market participants, a broad array of investment options are available for small investors ranging from traditional tools like Fixed Deposits and gold to more recent options like Real Estate Investment Trusts and Alternative Investment Funds. Selecting an optimal investment tool is challenging for small investors who seek a balance between security, accessibility, and returns.

    A comparative analysis of popular investment options based on ranking and suitability for small investors in India from a range of academic and industry literature.

    • Fixed Deposits (FDs): Fixed Deposits have long been a preferred choice for Indian investors due to their security and guaranteed returns (Rani & Kumari, 2018). FDs are offered by banks and post offices, generally providing interest rates between 5-7% annually. Scholars argue that FDs remain popular because they provide predictable returns and are easy to understand, making them accessible even to novice investors (Kumar et al., 2020). However, Rani and Kumari (2018) note that while FDs offer stability, they may not always keep pace with inflation, which can erode real returns over time.

    • Mutual Funds (MFs): Mutual funds have gained traction among small investors in India, especially with the introduction of the Systematic Investment Plan (SIP) route, which allows low minimum investments (Gupta & Agarwal, 2019). Equity mutual funds, in particular, have been known to yield 10-15% annual returns over the long term, albeit with a degree of market volatility (Sharma et al., 2021). Literature suggests that mutual funds offer a middle ground, balancing risk and reward, and providing a variety of options (equity, debt, and hybrid funds) to suit different risk profiles (Nanda et al., 2019). Despite market risks, the SIP approach has been noted for instilling discipline among investors, a feature that makes mutual funds an appealing tool for small investors (Gupta & Agarwal, 2019).

    • Gold: Gold has historically been a popular investment in India due to its intrinsic value and cultural significance (Patel & Joshi, 2020). In recent years, options like digital gold, sovereign gold bonds, and gold ETFs have further diversified this asset class, making it accessible to small investors (Patel & Joshi, 2020). Studies suggest that gold acts as a hedge against inflation and currency fluctuations, offering long-term returns of around 8-10% (Khan & Srivastava, 2018). However, while gold provides security and tangibility, some scholars caution that it lacks the growth potential of equities (Patel & Joshi, 2020).

    • Direct Equity (Stocks): With the rise of digital trading platforms, direct equity has become increasingly accessible to retail investors (Mehta, 2021). Investing in stocks can yield substantial returns, with blue-chip stocks historically offering 10-15% annual gains (Verma & Yadav, 2019). However, Mehta (2021) emphasizes that equity investing requires a strong understanding of market dynamics and risk tolerance, as stocks are highly volatile. Direct equity appeals to those willing to engage in active portfolio management, but it may be unsuitable for risk-averse investors (Verma & Yadav, 2019).

    • Unlisted Securities (Private Equity, Startups): Investing in unlisted securities has recently attracted attention due to the rise of the startup culture in India (Sharma et al., 2021). However, unlisted securities have high entry requirements, liquidity issues, and require sophisticated analysis, making them less accessible to small investors (Rajesh, 2020). Literature suggests that while these investments can offer high returns, they carry substantial risks and are best suited for experienced investors with high capital (Sharma et al., 2021).

    • Real Estate (REITs and Small Properties): Real estate is a traditional investment avenue, but high capital requirements have typically made it inaccessible to small investors. The introduction of Real Estate Investment Trusts (REITs) has mitigated this barrier, allowing investors to participate in the real estate market with smaller amounts (Garg & Sharma, 2020). REITs offer moderate returns in the range of 7-12% and provide exposure to the real estate sector without the need to buy property outright (Garg & Sharma, 2020). Despite this, real estate investments remain sensitive to economic cycles, and scholars suggest that small investors may find REITs more appropriate than direct real estate purchases (Garg & Sharma, 2020).

    • Alternative Investment Funds (AIFs): Alternative Investment Funds cater primarily to high-net-worth individuals due to their high minimum investment requirements (typically ₹1 crore or more) (Singh & Bansal, 2019). These funds cover a wide array of investment strategies, including hedge funds and venture capital, which can yield substantial returns but carry significant risks (Singh & Bansal, 2019). Literature indicates that AIFs are less suitable for small investors due to their complexity, risk level, and high entry barriers (Rajesh, 2020).

    • Derivatives (Futures and Options): Derivatives are complex financial instruments generally used by sophisticated investors with high risk tolerance (Mehta, 2021). These instruments offer the potential for high returns but are known for extreme volatility, making them unsuitable for most small investors. Researchers agree that derivatives are better suited for traders with advanced knowledge, as they can lead to substantial losses if market movements are misjudged (Verma & Yadav, 2019).

    • Fine Art and Collectibles: Fine art and collectibles represent a niche investment category with limited accessibility due to high capital needs and the expertise required for valuation (Rajesh, 2020). These assets are highly illiquid, and while they may appreciate over time, their value is difficult to predict and is often subject to market trends (Sharma et al., 2021). Most scholars agree that fine art and collectibles are unsuitable for small investors, given the challenges in valuation, liquidity, and storage costs (Rajesh, 2020).

    Dr. Ratish Gupta, Chartered Marketer (CIM UK) and Director, Wealth Wisdom India Pvt Ltd. suggests, “Based on critical review of literature, Fixed Deposits, Mutual Funds, and Gold emerge as the most suitable investment tools for small investors in India, providing a balance between security, accessibility, and returns (Rani & Kumari, 2018; Gupta & Agarwal, 2019). While riskier options such as Direct Equity and Real Estate (through REITs) offer higher growth potential, they are more suited to investors with a higher risk tolerance (Mehta, 2021). Investments such as AIFs, derivatives, and fine art appeal primarily to experienced or wealthy investors and are generally unsuitable for small investors seeking low-risk, easily accessible options (Singh & Bansal, 2019).”

    By understanding the characteristics and risks associated with each investment tool, small investors can make informed decisions that align with their financial goals and risk tolerance. With a balanced approach to risk and a clear investment horizon, small investors can build a robust portfolio that not only protects their capital but also enables capital growth over time.

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  • Kolkata Celebrates Swami Vivekananda’s 162nd Birth Anniversary with Grandeur

    Kolkata Celebrates Swami Vivekananda’s 162nd Birth Anniversary with Grandeur

    Kolkata (West Bengal) [India], January 18: Kolkata came together in a spirited celebration to honour the 162nd birth anniversary of Swami Vivekananda, a revered spiritual leader whose teachings resonate across generations. Organised by Luxury Senior Living – Jagriti Dham, an initiative of Infinity Group, the event showcased a vibrant mix of cultural performances, tributes, and a symbolic community walk, reflecting Swami Vivekananda’s ideals of unity, service, and empowerment.

    The day began with a lively procession featuring music and colourful banners. Eleven students from Treasures of Innocence, dressed as Swami Vivekananda, led the march, embodying the youth’s role in carrying forward his legacy. The procession included visually impaired participants whose determination inspired onlookers, as well as energetic dance performances by students. A standout moment was a heartfelt dance by Dancers’ Guild to the song “Bhengecho duwar esecho jyotirmoy,” which deeply moved the audience.

    Prominent dignitaries graced the event and delivered impactful speeches on the contemporary relevance of Swami Vivekananda’s teachings. Among them were Swami Adipurushananda, Assistant Secretary of The Ramakrishna Mission Institute of Culture, Golpark; Dr. Andrew Fleming, British Deputy High Commissioner to East & North East India; Prof. Dr. Saikat Maitra, Former Vice Chancellor, MAKAUT. Their addresses emphasised education, empowerment, and spiritual growth as cornerstones of Swami Vivekananda’s philosophy.

    The celebration also included a felicitation ceremony to honour the esteemed guests and an engaging cultural program. Key partners such as Jivagram, Friends FM, Mio Amore, Tribeca Care, Banchbo Healing Touch Foundation, Dignity Foundation and Ramaesis played pivotal roles in ensuring the event’s success.

    The event culminated in a solemn community walk to the Vivekananda Statue near FD Park, where participants paid homage with a garlanding ceremony. Jagriti Dham, luxurious old age home in kolkata, extended its gratitude with a vote of thanks and distributed goodie bags and refreshments, leaving participants with a sense of fulfillment and inspiration. Mr. Aninda Das, Vice President Marketing, Infinity Group, remarked, “Swami Vivekananda’s teachings inspire us to create a more inclusive and empowered society. This celebration is our humble attempt to honour his legacy and remind everyone of the power of unity and service.”

    Jagriti Dham – Luxury Senior Citizen Home Introduces Healthy Aging and Well-Being Initiative for Seniors with Birla High School at the 26th School Alumni Meet

    In alignment with the auspicious day, Jagriti Dham begins an initiative of wellbeing and healthy ageing with Birla High School Alumni during its 26th Alumni Meet on January 12, 2025. The event, held at the school premises, brought together alumni to celebrate camaraderie and shared values.

    The principal of the school, Ms. Loveleen Saigal, paid a visit to interactive stall set up by Jagriti Dham which attracted a lot of attention towards luxury retirement homes in India. The collaboration emphasised the importance of elders deserving holistic wellness and living.

     

    Swami

    The alumni who completed 25 years and 50 years were felicitated with goodie bags from Jagriti Dham as a token of appreciation.

    Promoting Unity and Wellness at the Ekal Run

    Adding to its initiatives, Jagriti Dham also actively participated in the Ekal Run Marathon at Godrej Waterside, Salt Lake Sector V. The 6th Edition of Ekal Run, inaugurated by Navdeep Singh – Paralympic Athlete and Javelin Thrower, attended by Rahul Dev Bose and others, aimed at promoting health and well-being, brought together individuals from diverse backgrounds to engage the youths, spread awareness and raise funds for the endeavour of educating and uplifting the rural children. Participants underscored the importance of community solidarity and service—key tenets of Swami Vivekananda’s philosophy.

    Reflecting on a Legacy

    Through these diverse initiatives—the grand celebration of Swami Vivekananda’s birth anniversary, the collaboration with Birla High School, and participation in the Ekal Run—Jagriti Dham reaffirmed its commitment to fostering inclusivity, education, and empowerment. These events served as a powerful reminder of Swami Vivekananda’s timeless message: “Arise, awake, and stop not till the goal is reached.”

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  • How Bhutan Tuff is Redefining the Plywood Industry Through Make in India

    How Bhutan Tuff is Redefining the Plywood Industry Through Make in India

    New Delhi [India], January 18: In an era where sustainability and self-reliance are at the forefront of national development, Bhutan Tuff stands tall as a pioneer in the plywood manufacturing industry. With a robust end-to-end system rooted in the principles of the Make in India initiative, Bhutan Tuff not only meets the growing demand for quality plywood but also contributes significantly to India’s economic progress.

    The Indian plywood industry has witnessed a steady growth trajectory, driven by urbanization, real estate expansion, and a burgeoning middle class. Bhutan Tuff has emerged as a key player in this sector, carving its niche by offering high-quality, durable, and eco-friendly plywood products. The company’s commitment to excellence and sustainability resonates deeply with India’s vision of becoming a global manufacturing hub.

    At the heart of Bhutan Tuff’s operations lies its unwavering dedication to the Make in India initiative. The company sources raw materials from local suppliers, reducing dependence on imports while boosting the indigenous supply chain. Its advanced manufacturing processes, supported by state-of-the-art technology and stringent quality controls, ensure products that meet international standards, crafted entirely in India. Furthermore, Bhutan Tuff’s environmentally responsible practices align seamlessly with the nation’s green goals, paving the way for sustainable growth.

    Bhutan Tuff’s impact goes beyond its manufacturing prowess-it is deeply people-centric, empowering communities across India. By establishing manufacturing units in various regions, the company generates direct and indirect employment opportunities for thousands, particularly in rural and semi-urban areas. It also invests in upskilling local workers, creating a competent and competitive workforce that bolsters India’s global standing. Bhutan Tuff’s engagement with communities, from supporting local economies to uplifting livelihoods, underscores its commitment to nation-building.

    The company’s contributions extend far beyond the plywood industry, driving significant economic growth. Bhutan Tuff strengthens India’s GDP by fostering a robust manufacturing sector and enhancing export potential. Its high-quality plywood supports the infrastructure boom, playing a critical role in construction and interior design projects nationwide. Additionally, by minimizing imports, Bhutan Tuff helps conserve valuable foreign exchange, aligning with India’s broader economic objectives.

    Bhutan Tuff’s journey exemplifies how a Make in India initiative can transform an industry, uplift communities, and drive national progress. As the company continues to innovate and expand, it not only fortifies India’s manufacturing capabilities but also inspires a vision of Indian industries leading on the global stage. Bhutan Tuff isn’t just manufacturing plywood; it is building a stronger, more self-reliant India.

    Instagram: https://www.instagram.com/bhutantuffindia?igsh=bmJ1MnFvMm50Y3Jo

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