Category: Press Release

New Delhi [India], November 23: Situated on Lodhi Road next to the iconic JLN Stadium, The Zora sets a new benchmark for the high-end celebrations in North India. With its opulent design and extensive customization options, The Zora is already garnering attention from elite personalities, leading event planners, and the media, quickly establishing itself as the premier destination for luxury events in the region.

Designed by internationally acclaimed architectural designer Walid Baz, Founder of Baz Events, The Zora is his first permanent venue executed in India, following a portfolio of prestigious projects worldwide. Known for his grand and innovative spaces, Baz was awarded the 2022 World’s Best Event Designer and Project Builder. With The Zora, he has created a masterpiece of design brilliance and boundless customization, ready to host India’s most exclusive weddings, galas and corporate events.

“At The Zora, we’ve crafted a venue that is more than just a setting—it’s a canvas for extraordinary celebrations where each detail speaks of luxury. We wanted to bring India a space that allows clients to realize their dreams through unmatched customization,” says Walid Baz at the launch.

An Icon of Grandeur and Customization

Spanning over 2,00,000 square feet, The Zora boasts expansive halls with 45-feet high ceiling and advanced lighting systems, making it one of the most versatile venues in India. Situated strategically close to Lutyens’ Delhi and prominent five-star hotels, The Zora offers seamless access for guests, catering to an elite clientele who seek the finest in luxury event venues.

Tailored Services and Bespoke Solutions

From grand open areas to elegant ballrooms, the venue offers ample space and flexibility to create immersive event experiences. The Zora’s unique design facilitates themed setups, sophisticated décor, and endless customization options, ensuring each event is a tailored masterpiece.

A Premier Destination for Elite Gatherings

Crafted for India’s who’s-who and ultra HNIs, The Zora aims to be the destination of choice for luxury weddings, corporate events and high-profile gatherings. Its versatile spaces can host bespoke weddings,

private celebrations, large galas, fashion shows, music festivals, brand launches and exhibitions, positioning The Zora as Delhi’s top destination for world-class events.

“We are delighted to welcome India to The Zora, a venue designed to make dreams a reality with impeccable attention to detail and luxury,” shares Mr. Dhananjay Kumar, CEO of The Zora – Delhi Convention Center. “This marks the beginning of a new era in luxury event spaces, where every experience at The Zora is a celebration of grandeur.”

About The Zora, DCC

The Zora, Delhi Convention Center, is India’s ultimate destination for high-end, customizable events. Executed by acclaimed Lebanese architectural designer Walid Baz, The Zora combines luxury, versatility, and world-class service to host bespoke weddings, corporate galas and grand celebrations, redefining the benchmarks for opulent events in India.

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New Delhi [India], November 23: In a grand ceremony held at the prestigious Kamani Auditorium, Delhi, the Desh Ratan Award 2024 was conferred upon distinguished individuals from diverse fields, paying homage to the legacy of the late Ratan Tata. Among the recipients was Amit Kumar Singh, Senior Correspondent at Sudarshan News Channel, who received accolades from State Labour & Rural Development Minister Shri Raghuraj Singh and Former BJP Vice President Shri Shyam Jaju.

The event also celebrated other luminaries, including Divya Kakaran, Arjuna Awardee and international freestyle wrestling gold medalist; Shahbaz Khan, a Bollywood actor; and Dr. Sanjeev Sawhney, an eminent industrialist.

Amit Kumar Singh: A Trailblazer in Journalism

Since stepping into journalism in 2008, Amit Kumar Singh has become a fearless voice in Hindi print, digital, and electronic media. Over the past four years, his work has focused on cities like Gorakhpur, Meerut, Raebareli, Mau, and Noida in Uttar Pradesh, where he has consistently highlighted stories that redefine traditional media narratives. His dedicated reporting on issues such as love jihad, honour killings, and crime, alongside efforts to portray an emerging image of Uttar Pradesh, distinguishes him from conventional journalism.

Amit’s unwavering commitment to uncovering ground realities extended to health care systems in Uttar Pradesh and the on-the-ground situation in Ladakh after its transition to Union Territory status. During the COVID-19 pandemic, he continued his fearless reporting despite the risks, even contracting the virus in 2020 and 2021 while arranging plasma for critically ill patients. His courageous journalism earned widespread praise and demonstrated his unflinching dedication to the truth.

In an exclusive interview, Amit remarked, “Country, culture, and religion must be the priority for every citizen. Free press in India serves as the backbone of our democracy, and strict laws are needed to combat the menace of fake news.”

Recognitions and Awards

Amit Kumar Singh’s impactful contributions have earned him numerous accolades. In 2023, he was honoured with the Inspiring Leaders Award by cricket legend Harbhajan Singh, followed by the Icon of India 2024 Award, presented by Bollywood superstar Karishma Kapoor. His relentless efforts to spotlight issues affecting ordinary citizens, regardless of political or social pressures, continue to position him as a leader in the field of journalism.

As he receives the Desh Ratan Award 2024, Amit’s work stands as a testament to fearless reporting, commitment to truth, and unwavering service to society.

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Goa [India], November 23: The much-anticipated Vietnamese film A Fragile Flower is set to dazzle audiences at the 55th International Film Festival of India (IFFI) 2024 in Goa. Directed by the renowned Mai Thu Huyen, the film promises to take viewers on an emotional journey of resilience, empowerment, and human connection. As one of the standout entries in IFFI’s competition section, A Fragile Flower will have its Indian premiere on November 26, 2024, showcasing the indomitable human spirit through breathtaking storytelling and unforgettable performances.

A Cinematic Bridge Between Vietnam and India

Endorsed by the Consulate General of Vietnam, A Fragile Flower is not only a cinematic triumph but also a powerful symbol of cultural diplomacy. The screening of this Vietnamese gem at IFFI underscores a deeper connection between India and Vietnam, enhancing bilateral ties through the universal language of cinema. As Indian audiences experience the artistic and emotional depth of Vietnamese filmmaking, the film is poised to strengthen cultural understanding between the two nations.

A Riveting Story of Strength and Spirit

Already the recipient of 16 international awards, A Fragile Flower tells the story of a young woman who, much like a delicate flower blooming in harsh conditions, overcomes life’s toughest challenges. The film explores themes of identity, resilience, and the balance between vulnerability and strength, weaving a rich narrative that speaks to the core of human experience.

A Cross-Cultural Cinematic Journey

Adding to its allure, the film features enchanting music in both Vietnamese and Hindi, making it a unique cross-cultural experience for viewers. With melodious tracks that enhance the storytelling, A Fragile Flower goes beyond being a visual treat—it becomes a cultural bridge, connecting Vietnam and India in a harmonious exchange of art and emotions.

Mai Thu Huyen’s Vision for Global Audiences

Director Mai Thu Huyen expressed her pride in the film’s inclusion at IFFI: “It’s a dream come true to showcase A Fragile Flower at such a prestigious platform. IFFI is celebrated for bringing world cinema to India, and I am honored to share this emotional journey with audiences who appreciate the beauty and resilience of the human spirit.”

ABK Media and Entity One Media at the Helm of Promotion

In India, the film’s promotion and screening at IFFI 2024 is being handled by ABK Media, in partnership with Entity One Media Private Limited. These two industry leaders are working tirelessly to ensure that A Fragile Flower captures the hearts of Indian cinephiles. From exclusive screenings to widespread promotional campaigns, ABK Media and Entity One Media are committed to making this Vietnamese masterpiece one of the most talked-about films at the festival.

Aruna Chakraborty, Director of ABK Media, shared her excitement: “We are truly honored to be part of this cultural exchange between Vietnam and India. A Fragile Flower is a film that touches the core of human emotions, and we are thrilled to bring such a heartfelt story to Indian audiences. It’s an opportunity to showcase not just a film, but the rich cinematic artistry of Vietnam. Our team at ABK Media is fully committed to making this premiere a grand success at IFFI, Goa.”

IFFI 2024 – A Platform for World-Class Cinema

IFFI, one of Asia’s oldest and most prestigious film festivals, is known for drawing filmmakers, critics, and film lovers from around the world. The inclusion of A Fragile Flower in its competition lineup, vying for the coveted Golden Peacock Award, cements its position as one of the highlights of the festival. The film will soon be released in theaters across India in December 2024, offering Indian audiences the chance to witness this extraordinary cinematic experience.

As A Fragile Flower makes its grand debut at IFFI, it not only celebrates Vietnamese culture but also deepens the connection between Vietnam and India—proving that cinema, like a delicate flower, can bloom beautifully across borders.

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Kochi (Kerala) [India], November 21: In a groundbreaking achievement, Scire Science, a Kochi-based Biotech Company has unveiled India’s first patented indigenous bioink for advanced 3D bioprinting applications. This innovation establishes Scire Science as a pioneer from India in a domain predominantly led by a select group of global players.

3D bioprinting, an advanced additive manufacturing technology, utilizes bio-inks—materials comprising living cells and compatible biomaterials—to create complex three-dimensional biological structures layer by layer. This process replicates natural tissues, organs, or cellular environments, facilitating advancements in tissue engineering, regenerative medicine, pharmaceutical testing, and medical research. Through precise placement of cells and biomaterials, 3D bioprinting offers unparalleled opportunities for customized and functional biological constructs, thereby reducing animal testing and accelerating personalized medical solution development.

Scire Science’s revolutionary bioink, Scire Chitra GelMA UVS, resulted from strategic collaboration with Sree Chitra Tirunal Institute for Medical Sciences and Technology (SCTIMST), Trivandrum. This technology enables biofabrication of liver, kidney, pancreas, skin, brain, and heart tissues using advanced 3D bioprinting.

The bioink has key features supporting advanced research and applications, including easy solubility, cell-friendly composition, photocrosslinkable properties for precise structural formation, UV safety for cell viability during processing, adjustable fluidity for customizable designs, room-temperature printing, reliable performance, biodegradability, and enzyme digestibility—supporting sustainable and ethical research practices.

By promoting local production, Scire Science can strengthen India’s global bioink market presence, and foster innovation-driven growth and self-reliance, echoing the vision of Atmanirbhar Bharat.

“We are proud to have developed India’s first indigenous bioink, catering to the growing demands of 3D Bioprinting in biomedical research,” said Dr. Jikku Jose, CEO of Scire Science.

The product, branded as Scire Chitra GelMA – UVS Bioink, was officially launched on Wednesday at SCTIMST, Trivandrum, in the presence of distinguished guests. The event featured felicitations by Dr. Sanjay Behari – Director of SCTIMST; Shri Kris Gopalakrishnan – Honourable President of SCTIMST; Dr. V.K. Saraswat -Member of NITI Aayog and Former Honourable President of SCTIMST; and Prof. Abhay Karandikar – Honourable Secretary, Department of Science & Technology (DST).

India has the potential to spearhead bioprinting and regenerative medicine globally, with innovations like bioink enabling the creation of artificial organs to save countless lives. Scire Science is dedicated to pushing boundaries, making this vision a reality through impactful product innovations in 3D bioprinting and regenerative medicine.

About Scire Science Pvt. Ltd.

Scire Science Pvt. Ltd. is a leading biotechnology company based in Kochi, Kerala, specializing in 3D bioprinting and biomaterials research.

Contact:

Email: info@scire.co.in

Phone: 9207461932

Website: www.scire.co.in

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Surat (Gujarat) [India], November 22: Navin Electronics, a trusted name in electronics retail in Surat and South Gujarat, has forayed into the e-commerce space with the launch of Navinmart, an innovative online marketplace designed to provide customers with a seamless and convenient shopping experience in Electronics & Household items. Navinmart.com  offering  a wide range of consumer durables, including home appliances, computers, mobile phones, wearables, kitchen gadgets, beauty products, and more.

For over five decades, Navin Electronics has been a go-to destination for household electronics, earning the trust of thousands of customers across the region. With the launch of Navinmart, the company is building on its legacy and expanding its reach by tapping into the rapidly growing e-commerce sector. The platform aims to offer consumers the convenience of shopping from home while maintaining the quality, trust and service that have become synonymous with the Navin brand.

Commenting on the e-commerce foray, Anil Jetwani, Managing Director of Navin Electronics, said, “Navin means something new, and with Navinmart, we are staying true to our name by offering something new and exciting for the next generation of shoppers. Our customers have trusted us to deliver quality products and exceptional service for years. With Navinmart, we are extending that trust into the digital space and strengthening our presence in the consumer durables market.”

He added, “Before launching Navinmart, we conducted extensive research and surveys to understand the pain points of both customers and suppliers. Issues like fake products, misleading claims, and poor customer service were common challenges. Navinmart is the culmination of years of experience and insights, designed to address these concerns and provide a reliable and seamless shopping experience for all.”
Navinmart’s product catalogue will feature top brands across multiple categories, including TVs, laptops, mobile phones, audio systems, kitchen appliances such as microwaves, blenders and water purifiers, as well as beauty and grooming products. Customers can expect attractive pricing, exclusive offers, options like easy EMI, same-day delivery, and most importantly, unparalleled after-sales support to ensure an unmatched shopping experience.

Recognising the challenges faced by online shoppers, such as lack of trust and poor after-sales service, Navinmart aims to differentiate itself by leveraging Navin Electronics’ extensive offline presence and reputation. This dual approach ensures that customers can explore products both online and offline, blending the best of both worlds.

“At Navinmart, transparency and trust are at the core of our philosophy. We have designed the platform to be user-centric and easy to use. Whether buying a smartphone, a laptop or a kitchen appliance, customers can rely on us to deliver not only a great product but also great service,” said Mr. Jetwani.

Navinmart is presently catering to customers in Surat and plans to gradually expand to other places in south Gujarat, before covering the whole state over time.

“We will first establish a strong presence in Gujarat. After that, the sky is the limit,” added Mr. Jetwani.

Explore the best in Electronics & Household items at Navin Mart!

 

Ahmedabad (Gujarat) [India], November 22: Rs. 49.35 crore Rights issue of Ahmedabad based Shangar Decor Limited (BSE–540259), a company providing a wide range of decor services, opened for subscription on November 8, 2024. The funds raised through the right issue will be utilised to fund company’s working capital requirements, issue expenses, general corporate among others. Right issue of the company are offered at a price of Rs. 5.76 per share as compared to closing share price of Rs. 10.08 per share on November 21, 2024. Rights Issue will close on December 06, 2024. The last date for On-market Renunciation of Rights Entitlements is 29 November, 2024. Investors can also buy Rights Entitlements from the market to participate in the company’s right issue.

Shangar Decor Limited

Issue Opens	Issue Price	Issue Closes
08 November 2024	Rs. 5.76 Per Equity Share	06 December 2024

The Company will issue 8,56,82,800 fully paid-up Equity Shares of the face value of Rs. 5 each for cash at a price of Rs. 5.76 per Equity Share aggregating to Rs. 49.35 crore. The Rights entitlement ratio for the proposed issue is fixed at 7:1 (7 Rights equity shares of face value of Rs. 5 each for every 1 fully-paid equity share held by the equity shareholders on the record date – October 28, 2024). The last date for On-market Renunciation of Rights Entitlements is till November 29, 2024

Highlights:

• The last date for On-market Renunciation of Rights Entitlements is 29 November, 2024.
• The company will issue 8.56 crore fully-paid equity shares at an issue price of Rs. 5.76 per share; Rights
• Issue will close on December 06, 2024
• Right Issue funds will be utilised to fund company’s working capital requirements, issue expenses and for general corporate purpose
• The rights entitlement ratio for the proposed rights issue is 7:1, 7 rights equity shares of Rs. 5 each for every 1 fully-paid up equity shares held by the eligible equity shareholders

 Shareholders are entitled to apply for seven rights equity shares for every fully paid-up equity share held on the record date of October 28. Investors who did not hold shares on the record date can participate in the rights issue by acquiring rights entitlements from the exchange.

The rights issue shares will be credited to shareholders’ demat accounts on December 19, while the listing will take place on the Bombay Stock Exchange (BSE) on December 24.

Out of the issue proceeds of Rs. 49.35 crore, company intends to use Rs. 37.81 crore towards working capital requirement, Rs. 25 lakhs for rights issue expenses and Rs. 11.29 crore towards general corporate purposes.

Founded in 1995, Shangar Decor Limited excels in providing a wide range of decor services. The company specializes in pre-wedding events, weddings, corporate functions, government functions, thematic décor, infrastructure projects and exhibitions. Renowned for its creativity and meticulous attention to detail, Shangar Decor has established a strong presence in the Indian event industry. The company offers tailored solutions that transform ordinary spaces into unforgettable experiences.

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Mumbai (Maharashtra) [India], November 22:  Jacqueline Fernandez, one of Bollywood’s most dynamic stars known for her performances in the Housefull franchise, Kick, Dishoom and many more films, is poised to make her mark in the music world with the highly anticipated release of her debut single, and video “Stormrider” via Myst Music. Fans eagerly waited for this moment as the actress teased her new venture for a little while to keep them guessing what was coming up.
“Stormrider” was written by Amrita Sen and Robin Grubert and produced by Amrita Sen, Jake Jeong (Frison), Serban Cazan, Feenom, and Alex Winter. The single was recorded at Myst Music’s state-of-the-art studios in Beverly Hills. Through this collaboration, Jacqueline has brought her creative vision to life. The song is set to resonate with global audiences as it touches on themes of empowerment, freedom, and resilience, serving as a powerful soundtrack for anyone navigating the highs and lows of life.

Jacqueline shared her thoughts on the single and said, “Creating ‘Storm Rider’ has been one of the most transformative experiences of my life. This single is more than just music to me; it reflects my personal odyssey — a tapestry woven with threads of struggle, resilience, and, ultimately, empowerment. Each lyric encapsulates moments of doubt and fear yet shines with hope and strength. This project allowed me to confront my own storms, reminding me that while change can be intimidating, it is also a powerful catalyst for growth and new beginnings.

In every note, I’ve infused my journey of self-discovery, encouraging others to embrace the challenges they face. I truly believe that there is beauty to be found, even in the chaos of life, and that each of us has the inner strength to navigate our own turbulent waters. ‘Storm Rider’ is not just a song; it’s an anthem for those ready to rise above adversity with courage and grace.

 

I’m thrilled to share that I have a few more songs coming out in the near future, each designed to explore different facets of my journey and connect with listeners on a deeper level. I hope that it resonates with those who are also learning to ride the waves of their own journeys.”

“It was a one-of-a-kind experience working with Jacqueline on all fronts of the creative process—story, art, lyrics, and music. Our aspiration has always been to connect all creative forms toward a common purpose of genuine South Asian storytelling. This partnership is unlike any other,” said Amrita Sen, CEO of Myst.

In a bold and refreshing transformation, Jacqueline debuts a stunning new look with blonde hair, embodying a vibrant new avatar that captivates the essence of her musical journey. The cinematic cover, hand drawn and illustrated by Amrita Sen and art directed by Jacqueline herself, showcases her legendary beauty, enhanced by exquisite hand and neck jewellery, reflecting both the spirit of the song and her personal evolution as she embarks on this new artistic endeavour.

Watch “Stormrider” here: https://youtu.be/h29_PuuUDCM?si=4WX3aJ8vlwpq_7Lt

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New Delhi [India], November 22: Huliot India is an Emerging Pipe Brand in India since the last decade. Huliot India is know for its Futuristic design, Technology & Innovative Green Solutions.

Miss Universe India & Actress Divita Rai said “ Huliot India has pioneered in developing and designing a unique STP which caters to the entire world which is facing a shortage of clean water. Millions of litres of waste water go untreated into the seas, rivers and lakes polluting our environment. Imagine the positive impact Clearblack sewage treatment plant can bring giving millions of Indians with clean water for household, farming and other uses especially during drought and harsh summers. Numerous lakes, ponds across India in urban and rural cities can be recycled and clean recycled water used to benefit the locals. Clear black is the need of the hour for India and will be a game changer in the future. I feel it is one of the indigenous products to launch this year. “

Miki Kedem, CEO Huliot India said “ Clear Black STP is a revolutionary green sustainable product with MBR technology made  for waste water recycling. With a dual combination of Solar panels which can be installed above the STP and Electricity, It gives a huge energy savings for the consumer. In places where electricity cuts happen throughout the day clear black can increase productivity in industries and businesses. It is plug & play system which can be easily operated on your mobile phone, remotely monitored with no extra staff required. The system is tolerant to organic and hydraulic fluctuations producing outstanding water quality. We have a mini STP from 3 KLD which can  be scaled up and customized as per the project requirements. It is compact and portable. We encourage the Government of India, Environment Minister, Chief Ministers of all states to ensure that they can use our expertise knowledge and technology to help millions of Indians get free clean water for their homes, offices and commercial buildings. The Vadodara Municipal Corporation has tested our STP and given a positive response.

Sheena Chhabria, Interior Designer Sheena Inc said , “ Designing Clear Black, world’s first hybrid STP was a prestigious project and we are happy to have curated a phenomenal Art Installation of it which stands out. It has created a lot of great conversations when audiences saw it .“

Roshan Roddrigues, Founder, Atlantis Media Ventures Ltd said “ The concept of creating an art piece of an STP was thought of a year ago. We approached Sheena who did a spectacular work with her team of artists. Huliot India always wanted to change the way people look at pipes and STP which are always hidden. Now we can say they are highlighted in a manner no one has seen. The final art design of Clear Black is the crown jewel of Huliot India product range. Miki is a true visionary leader who made the right decision to take big risks with us.

Check out the event highlights at: @huliotindiapipes @kedemiki @divitarai@drroshanroddrigues@atlantismediaventures @sheenainc

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Guwahati (Assam) [India], November 22: The 9th edition of the highly anticipated Brahmaputra Valley Film Festival (BVFF) has unveiled its exciting lineup at a press conference held on November 21st at Jyoti Chitraban Film Studio in Guwahati. Festival Director Tanushree Hazarika shared details of this year’s diverse selection, which promises to captivate audiences with a mix of feature films, documentaries, and short films. The lineup showcases a dynamic range of cinematic talent from Northeast India and beyond, offering a platform for powerful storytelling and creativity. With the festival fast approaching, film lovers are in for an unforgettable experience from December 5th to 8th, 2024 at Jyoti Chitraban Film Studio in Kahilipara, Guwahati.

“BVFF is not just a film festival; it’s a celebration of stories that ignite hearts and inspire minds that makes it the cradle of impactful cinema in the Asian subcontinent”, said Tanushree Hazarika. “Our mission is to promote cinema that resonates, connect diverse talents, and showcase the rich culture and landscapes of Northeast India. We envision a future where the region becomes a thriving hub for filmmaking, contributing its unique stories to the global cinematic stage.”

With over 220 film entries received, this year’s festival will present a dynamic selection across competitive and non-competitive sections, highlighting outstanding works that deserve recognition.

Pallavi Barua, Creative Director, added, “BVFF is about celebrating cinema in its truest form. This year, we’re excited to present films that entertain, provoke thought, and spark creativity. Our goal is to connect filmmakers and audiences, fostering meaningful conversations through storytelling.”

The festival will feature a distinguished panel of jurors who will evaluate films in various categories. The Documentary & Short Films jury includes Asha Kuthari Chaudhuri, Academic/ Film Critic/Professor at Gauhati University; Murtaza Ali Khan, Critic/Curator/Journalist; and Kalpana Nair, Industry Relations Lead at IMDb India. The star-studded Feature Films jury consists of Nitin Baid, (Film Editor known for his work on Masaan, Gully Boy, and Raazi); Anvita Dutt, (Director of Bulbbul and Qala); Abhishek Chaubey, (Director of Udta Punjab and Sonchiriya); Shreya Dev Dube, (Cinematographer of A Suitable Boy and Thar); and Aishwarya Lekshmi, (Actor known for her roles in Njandukalude Nattil Oridavela and Ponniyin Selvan: I).

The festival will also welcome renowned industry figures such as Tigmanshu Dhulia, acclaimed for Paan Singh Tomar and Saheb, Biwi Aur Gangster, and Sandeep Modi, director of The Night Manager and Aarya.

Special screenings will include Mithya (Kannada) by Sumanth Bhat, Zende: The Supercop by Tushar Haware, Chashma by Nitin Baid, Angammal (Tamil) by Vipin Radhakrishnan and Boong by Lakshmipriya Devi.

Samujjal Kashyap, Technical Director, highlighted, “We are committed to enhancing the festival’s technical experience, ensuring high-quality visuals and immersive sound for a truly unforgettable cinematic journey. Every screening will be meticulously curated to offer the best viewing experience, showcasing the artistry of filmmakers in the most spectacular way. The BVFF, will once again, have an elevated experience through masterclasses and industry immersive discussions which truly bring the dream of careers in cinema to life”.

With its 9th edition, BVFF has solidified its place as one of India’s most iconic film festivals, consistently attracting remarkable talent and a passionate audience. This year’s edition is set to be a grand celebration of cinematic excellence, showcasing powerful stories and unforgettable experiences that will leave a lasting impact on all who attend.

For more information visit: brahmaputravalleyfilmfestival.com

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New Delhi [India], November 21: Purchasing a house is a thrilling experience that involves a financial commitment to consider carefully. Your journey can be made easier by ensuring budget planning from the start. A housing loan calculator could prove to be a great financial companion in assisting you with budgeting and efficient financial planning. Scroll down and read this article to explore how a housing loan calculator can act as an asset for simplifying the process of buying a home with less stress.

What is a Housing Loan Calculator?

The housing loan emi calculator is an online financial tool that assists you in organising your house loan payments. It gives you a clear picture of how much you have to pay back each month when you borrow a specific amount for a predetermined length of time at a predetermined interest rate. You may properly manage your expenditures and handle your money by leveraging this tool.

Advantages of Using a Home Loan EMI Calculator For Financial Planning

There are many benefits of using a Home Loan EMI calculator, mainly it gives you insights and clarity about your borrowing options and improves your financial planning. Here are the key benefits:

• Offers insight into your loan obligation

An important benefit of using a housing loan calculator is that it helps you get a picture of your monthly payments (EMIs). By entering the loan amount, Home Loan rate and loan duration you can easily calculate the EMI amount needed for repayment purposes. This helps in managing your finances by ensuring that your EMI payments stay within your budget and allows you to allocate your resources effectively for necessary expenses.

• Assists in selecting the loan amount

When you are looking to get a mortgage and feel like going for the loan amount you are eligible for, it may not always align with your financial situation. Utilising a Home Loan calculator allows you to experiment with loan sums to find the one that fits your situation the best. This approach helps ensure that you don’t borrow more than what you can repay every month.

• Easily compare loan options

Various lenders provide varying interest rates and loan durations for Home Loans. Easily compare these offers with a housing Loan EMI calculator by entering the interest rates from lenders to observe their effects on your monthly EMIs. This tool assists in selecting the home loan with the favourable terms, saving you money over time.

• Helps find the ideal loan tenure

Choosing the loan tenure greatly affects your EMIs. Opting for a longer tenure results in lower EMIs each month but leads to paying more interest over the loan’s lifetime. Conversely, selecting a shorter tenure means higher EMIs but can save you money on interest costs in the long run. Using a housing loan EMI Calculator enables you to visualise how various tenures impact your EMIs and assists you in determining the tenure aligned with your financial objectives.

Understanding Using a Housing Loan EMI Calculator

Here’s how you can calculate your Home Loan EMI with a calculator in seconds-

1. Open any leading bank’s website like ICICI Bank and access the Home Loan calculator web page.
2. Input the desired loan amount to borrow from the lender.
3. Please enter the interest rate provided by the lender you are considering. This helps in repayment calculation adjustment based on interest rates offered.
4. Decide on the loan tenure you wish to pay off the loan.
5. Press the “Calculate” button and the tool will display the EMI amount for you.

Tips for Home Loan Repayments

1. Make sure to keep your instalment amount at a level that feels manageable for you. It’s recommended that your monthly payments should not surpass 30% to 40% of your earnings to ensure you have funds for other expenses and savings towards future objectives.
2. The interest rate plays a key role in determining your EMI. It’s important to explore options and find a lender that gives you the best rate possible. Even a slight variation in the interest rate can have an impact on your EMI amount and the overall interest you end up paying throughout the loan term. You can make smart use of the Home Loan EMI Calculator to compare deals easily and select the one that fits your requirements best.
3. Try to put down a large sum as a down payment when buying a property. This way you will have to borrow less money and pay smaller monthly instalments (EMIs). Aiming for 20% of the property’s value as your down payment can make your loan easier on your wallet in the long run.
4. Paying extra towards your Home Loan can lower the interest you pay over time while also cutting down on the duration of the loan term greatly benefiting you financially in the run. Using a Home Loan EMI Calculator allows you to see how these extra payments impact your instalments as well as the total interest paid so you can make a wise choice on whether or not to make these advance payments at any point in time.

Conclusion

Calculating the EMI for a Home Loan is important for individuals looking forward to borrowing  a Home Loan for a house purchase. The tool assists in making decisions tailored to your situation and goals while working towards making your dreams of homeownership come true in alignment with your overall financial goals. The Home Loan calculator acts as a financial partner in simplifying the complexities of acquiring a Home Loan for your home, empowering you to steer through the decision making process with assurance and understanding.

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