Tag: Business

Mumbai (Maharashtra) [India], December 29: India’s medical devices industry is no longer a side act. It’s becoming a mainstay of the healthcare economy, with momentum that looks stubbornly durable.

How Big Will the India Medical Devices Industry Be by 2033?

Let’s start with the number that matters. The India medical devices market size is expected to reach USD 30.64 billion by 2033. That’s not hype. That’s math backed by hospitals, demographics, and policy.

In 2024, the market stood at USD 18.02 billion. Between 2025 and 2033, it’s growing at a CAGR of about 6.08 percent. Not explosive. Not fragile either. Steady, compounding, and broad-based.

What’s powering this growth isn’t one silver bullet. It’s a convergence. More hospitals. More chronic disease. More local manufacturing. And a quiet but decisive shift toward portable and home-based care.

Hospitals, Clinics, and Diagnostics Are the Demand Engine

India’s healthcare delivery system is expanding in every direction at once. New hospitals. Bigger specialty centres. Diagnostic chains that look more like national brands than local labs.

This expansion creates relentless demand for medical devices. Capital equipment like imaging systems and ventilators. Everyday essentials like consumables and disposables. And everything in between.

Hospital capacity is scaling up fast. More ICU beds mean more patient monitors and ventilators. Upgraded operation theatres require modern anesthesia systems and surgical tools. Diagnostic labs are investing heavily in MRI, CT, and PET-CT systems, while also adopting compact point-of-care testing devices for speed and throughput.

There’s also a structural shift in how hospitals buy. Large private chains such as Apollo, Fortis, and Manipal are expanding aggressively. Private equity has noticed. India’s hospital sector has attracted nearly USD 4.96 billion in PE funding, a signal that organised healthcare is here to stay.

Organised players don’t buy devices casually. They prefer bundled contracts that include installation, servicing, maintenance, and consumables. For manufacturers, that means predictable revenue and longer relationships. For hospitals, it means fewer headaches. Everyone wins, assuming you can deliver.

Market Size, Growth, and Where the Real Opportunity Lies

The India medical devices market size reflects more than rising spend. It reflects changing disease patterns.

Chronic illnesses are climbing. Diabetes, cardiovascular disease, respiratory conditions. These aren’t episodic problems. They require continuous diagnosis, monitoring, and therapy. That translates directly into sustained device demand.

Government policy is adding fuel. The Production Linked Incentive scheme, medical device parks, and regulatory support are nudging manufacturers to build locally. Imports still dominate high-end devices, but that gap is narrowing.

Technology adoption is another accelerant. Digital health monitoring, portable diagnostics, and connected devices are moving from pilot projects to standard practice. Consumers are more aware. Doctors are more data-driven. Hospitals are more tech-forward.

Strategically, companies model three scenarios. A base case with steady growth. An upside case where localisation and exports surge. And a downside case tied to weaker hospital spending or supply chain shocks. The common thread across all three? Portable and home care devices outperform the average.

Import Dependence Meets Domestic Manufacturing Reality

India still imports a large share of high-end medical devices. Advanced imaging systems. Implants. Sophisticated diagnostics. Between FY2020-21 and FY2024-25, imports of electromedical equipment and surgical instruments crossed USD 25 billion.

That dependence carries risk. Currency swings. Tariff changes. Global supply disruptions. Hospitals feel it first, and patients feel it next.

But here’s the flip side. This import-heavy structure is an open invitation for domestic manufacturing, especially in low- and mid-complexity devices. These categories face fewer technological barriers and enjoy consistent demand.

Policy support is finally aligning with opportunity. The PLI scheme, device parks, and faster regulatory pathways are pushing both Indian firms and multinationals to manufacture locally. Assembly lines are coming up. Component manufacturing is scaling. R&D centres are expanding.

Beyond manufacturing, services matter. Maintenance, calibration, and consumables supply offer recurring revenue and healthy margins. Quietly, these segments are becoming profit engines.

Portable and Home Care Devices Are the Fastest Movers

If there’s one segment rewriting the rules, it’s portable and home care equipment.

Blood pressure monitors. Glucometers. Digital oximeters. Portable ECGs. CPAP machines. Mobility aids. These devices are no longer fringe products. They’re becoming household essentials.

The drivers are obvious. Chronic disease requires frequent monitoring. India’s elderly population is growing. Telemedicine has gone mainstream. Doctors now trust validated home readings for virtual consultations.

Technology has kept up. Sensors are cheaper. Batteries last longer. Devices are smaller and smarter. Smartphone connectivity seals the deal.

Global players see the opening. Omron is setting up manufacturing in Chennai to localise blood pressure monitors and ECG devices. Penetration remains low, roughly 6 percent for BP monitors, despite massive hypertension prevalence. That gap is opportunity staring you in the face.

Market data consistently shows home healthcare monitoring growing faster than the overall medical devices market. Companies that build strong links with pharmacies, e-commerce platforms, and telehealth providers will capture disproportionate value.

Government Support Is No Longer Cosmetic

Policy support has moved from slogans to spreadsheets.

Under the PLI scheme, manufacturers receive incentives tied directly to incremental sales. By March 2023, 21 companies were approved across imaging, cardio-respiratory devices, implants, and cancer-care equipment. Another 50 greenfield plants are expected under the broader pharma and medical device PLI framework.

Medical device parks are adding muscle. Shared testing labs. Infrastructure support. Faster approvals. State governments are competing to attract investment, which is exactly how it should be.

For manufacturers, ignoring these incentives is lazy strategy. Used well, they improve returns, reduce payback periods, and strengthen export competitiveness.

Competitive Landscape Is Heating Up

This is not a sleepy market.

GE Healthcare dominates imaging, diagnostics, and patient monitoring, with a growing local manufacturing and R&D footprint. Siemens Healthineers is pushing hard on advanced imaging and AI-driven diagnostics. Its Bengaluru MRI facility under the PLI scheme is a clear signal of long-term intent.

Philips Healthcare plays across imaging, critical care, and home health, with a strong focus on connected care. Mindray has carved out share by offering capable devices at aggressive price points, especially in monitoring and anesthesia.

Indian players are no longer content with crumbs. Trivitron Healthcare spans diagnostics, imaging, and critical care, backed by acquisitions and overseas facilities. BPL Medical Technologies remains strong in monitoring, ECGs, defibrillators, and home health equipment.

The pattern is clear. Multinationals dominate high-end capital equipment. Domestic firms win in consumables, monitoring, and value-driven categories. The gap is narrowing, and competition is sharpening.

What This Means Going Forward

India’s medical devices industry is moving from dependency to capability. From fragmented demand to organised procurement. From hospital-only use to home-based care.

The India medical devices market size tells a story of scale. The subtext tells a story of resilience and opportunity. Companies that focus on affordability, localisation, and innovation won’t just participate. They’ll lead.

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New Delhi [India], December 27: The year 2025 has witnessed a remarkable rise of trailblazers across business, social impact, wellness, and creative domains. From humanitarian leaders transforming community welfare to innovative entrepreneurs redefining healthcare, technology, and global career opportunities, these individuals are shaping the future of India with vision, determination, and purpose. Their work spans inclusive development, ethical entrepreneurship, cutting-edge innovation, and cultural enrichment, inspiring a generation to dream bigger and act bolder. By blending expertise with compassion and innovation with social responsibility, these personalities are not just achieving professional success — they are fostering an empowered society where impact, creativity, and meaningful connections take center stage.

Trilok Media presents: Trailblazers of 2025.

Farmaan Hasan Khan is an Indian humanitarian, social activist, and community leader known for his contributions to social welfare, education, and healthcare. He serves as the National General Secretary of Jamaat Raza-e-Mustafa, a prominent socio-religious organization working for community development and spiritual awareness.

He is also the founder of the Aala Hazrat Tajushshariah Welfare Society, through which he has led several large-scale humanitarian initiatives, including free medical camps, surgeries, educational support programs, and women empowerment efforts. Under his leadership, the organization has conducted thousands of free medical procedures and welfare activities during major community events such as Urs-e-Razvi in Bareilly.

In recognition of his sustained social service and humanitarian work, Farmaan Hasan Khan was honored with the Bharat Gaurav Ratna Award (2023). His work continues to focus on inclusive development, social responsibility, and service-driven leadership.

Siddharth Soni and Karina Thansingh Sahu the founders of Cureva Lifesciences, a fast-growing healthcare company making its mark in India’s pharmaceutical, nutraceutical, and skincare sectors. The company is driven by a clear vision to provide affordable, high-quality healthcare products that meet modern wellness needs.

Siddharth Soni, Founder and Managing Director, leads product innovation, quality  assurance, and overall business strategy, backed by his expertise in pharmaceutical sciences. Co-Founder Karina Thansingh Sahu plays a key role in brand building, stakeholder engagement, and organizational planning, contributing strongly to the company’s expansion in skincare and nutraceutical categories.

With a focus on ethical practices and customer-centric solutions, Cureva Lifesciences is expanding its product range and distribution network, with plans for PAN-India growth and future in-house manufacturing.

Mr.Sadiq, founder of Laundrywala, is revolutionizing India’s laundry market with modern, tech-enabled fabric care solutions. The brand offers services ranging from laundry by kg, dry cleaning, and steam ironing to shoe, sofa, and curtain cleaning, ensuring a hygienic, premium finish with German-grade machines and eco-friendly detergents.

For entrepreneurs, Laundrywala provides a low-investment, high-ROI franchise model with zero royalty until profit, lifetime validity, and full support in branding, marketing, and training.With a vision to establish over 500 stores nationwide by 2027, Laundrywala is not just cleaning clothes — it is creating business opportunities and redefining India’s fabric care landscape.

Laundrywala — Clean Clothes. Clean Profits. Clean Future.

Prof. Dr. Asha Sundaram is having 20 + years of teaching experience. Now she is working as the Principal of Saveetha School of Law, where she has played a significant role in steering the institution to academic excellence and growth for the past 8 years. She holds an Integrated 5 year B.A. LL. B (Hons) degree from the School of Indian Legal Thought, Mahatma Gandhi University, Kerala, an LL.M. from the School of Legal Studies, Cochin University of Science and Technology, specialising in Criminal Law, Constitutional Law, and Jurisprudence, and a Ph.D. in Health Care Law from JJT University, Rajasthan, with a dissertation titled “Legal and Ethical Issues on Medical Research Involving Human Beings in India.  She also completed the Post-Doctoral Programme in New Technologies and Law from  Mediterranean International Centre for Human Rights Research,  Italy.   Dr. Sundaram cleared the National Eligibility Test for Lectureship (NET) in 2001. She has taught at several renowned institutions, including the School of Legal Studies at Kannur University, School of Indian Legal Thought , MG University Kerala , School of Legal Studies ,  Cochin University of Science and Technology, Cochin ,  Parvin Gandhi College of Law in Mumbai, and the School of Law Rights and Constitutional Governance at TISS, Mumbai, among others. She has organized and presented papers at numerous National and International Conferences, Seminars, and Workshops and has published numerous articles in reputed journals. She also serves as the Nodal Officer for the National   Education Policy at SIMATS, and is the Chairperson for the POSH Cell at SIMATS. She also served as a member of an Institutional Ethics Committee of SIMATS.  Dr. Sundaram has authored several books and numerous papers in reputable legal journals.

V. R. Hari Balaji is a Chennai-based, multi-sector leader whose work sits at the confluence of urban governance, infrastructure execution, and civic resilience. With nearly two decades of applied operational experience, he has developed particular expertise in the implementation and management of Design–Build–Finance–Operate–Transfer (DBFOT) and Hybrid Annuity Model (HAM) frameworks, especially within the domain of urban sanitation.

His career reflects two distinct yet complementary chapters. The first decade was anchored in international hospitality operations across Switzerland, the United States, Kuwait, and Singapore, where he cultivated a rigorous foundation in service excellence, systems discipline, stakeholder accountability, and large-scale operational management. The subsequent decade marked a strategic shift toward disaster management and public-impact infrastructure, encompassing emergency preparedness programs, flood response coordination, multi-agency disaster simulation exercises, and the execution of DBFOT/HAM community-centric projects that demand both technical precision and institutional alignment. Prior to his current role, he served at Urbaser Sumeet, a Spanish–USA solid waste management company responsible for solid waste collection and transportation for the Greater Chennai Corporation across seven zones. In that capacity, he worked within an ecosystem where operational delivery is inseparable from citizen engagement—building the company’s Information, Education and Communication (IEC) wing from scratch, which promotes responsible waste practices through daily resident interaction and innovative behaviour-change initiatives.

He currently serves as Chief Executive Officer at Ferrgra, the Greater Chennai Corporation’s concessionaire for Public Convenience Toilet (PCT) management, overseeing operations across four zones of Chennai under a DBFOT–Hybrid Annuity model. The mandate is unambiguous: deliver dependable service continuity, enforce measurable performance standards, and sustain public health outcomes across a distributed urban network. In parallel with his executive responsibilities, he is pursuing a Ph.D. at Saveetha School of Law, further strengthening the policy and governance lens required to build scalable, future-ready urban systems. His guiding conviction is clear:                                                cities do not falter for lack of intent—they falter when systems are not architected  to     endure stress.  To connect with him: haribalaji.vr@gmail.com, Linkedin: https://www.linkedin.com/in/vrharibalaji

Akil Malik, founder of Work Abroad, leads India’s trusted overseas career and migration consultancy, helping students and professionals secure their dream jobs abroad. The firm specializes in overseas employment, study abroad programs, work visa support, and migration guidance for countries including the USA, Canada, UK, Australia, New Zealand, and the Middle East.

Work Abroad’s mission is to make global opportunities accessible to every Indian through ethical consulting, transparent processes, and personalized support. With expert counselors and verified international partners, the company guides candidates through job placements, university admissions, visa documentation, and relocation planning.Committed to preparing clients for global success, Work Abroad ensures every individual explores career growth abroad with confidence and clarity.

Work Abroad – Your Partner for Overseas Jobs, Work Visa, and Migration Success.

Vaibhav Trivedi,  founder of Purnika Luxe, a premium Ayurvedic luxury skincare brand envisioned to redefine modern Ayurveda for the contemporary consumer. He founded the brand with a clear purpose — to seamlessly blend ancient Ayurvedic wisdom, advanced scientific research, and luxury-grade purity into high-performance skincare solutions.

Under his leadership, Purnika Luxe debuted with its signature formulation, “Advanced Radiance Redefined Cream,” powered by Seabuckthorn, developed through over three years of focused research and formulation excellence. The product reflects the brand’s commitment to visible results, purity, and sensorial luxury.

Drawing inspiration from classical Ayurvedic texts such as Charaka Samhita, Sushruta Samhita, and Bhavaprakasha Nighantu, Vaibhav Trivedi emphasizes chemical-free, result-driven skincare tailored for modern lifestyles and Indian skin needs.With a strategic roadmap of 35 premium products planned for phased launch, he aims to establish Purnika Luxe as a trusted, next-generation Ayurvedic luxury house, setting new benchmarks in India’s luxury wellness and skincare space.

Abhilash Prabhakar is an Indian entrepreneur and business leader known for his strategic vision and diversified business interests. With a background in business management, he began his entrepreneurial journey by founding Emperyan Holdings, which later evolved into Emperyan Heaven and its allied ventures. Over the years, he has played a key role in expanding the group’s presence across infrastructure, energy, and related sectors.

Recognized for his disciplined leadership and focus on sustainable growth, Abhilash Prabhakar emphasizes innovation, operational efficiency, and long-term value creation. His approach combines modern business practices with a strong commitment to organizational development, positioning him as a forward-looking entrepreneur in India’s evolving corporate landscape.

Sowmya Devaraj, founder of TryConnect, established a unique platform in Bengaluru that encourages people to slow down and connect meaningfully. Believing that every stranger carries a story worth hearing, she created TryConnect as a community where conversations foster real connections and individuals feel truly seen.More than just a platform, TryConnect is an emotional space built on empathy and authenticity. Through intimate gatherings and thoughtfully designed workshops, participants often leave feeling like part of a family. The platform acts as an emotional bridge, turning simple dialogue into lasting bonds.

Sowmya’s blend of kindness, ambition, and quiet determination drives this movement, reflected in TryConnect’s tagline: “Every Stranger Has a Story.” With this vision, the platform encourages people to slow down, share stories, and create connections that truly matter.

Shubh Gauri, a poetess who studied Literature and Philosophy, currently works as a PGT in English. Her poetry thoughtfully blends love, nature, and spirituality, drawing inspiration from neo-Romanticism and the Indian literary tradition of Chhayavaad.

With a bold yet contemplative voice, she explores themes of cosmic memory, astral energies, and the subtle union of body and soul. Shubh Gauri believes in the idea of the universe’s DNA memory, a concept that echoes through her verses as intimate reflections on existence and inner consciousness.

Her published works include the poetry collection Loban, along with contributions to several anthologies. Through her writing, she offers readers a deeply personal and mystical journey into emotion, nature, and the spiritual essence of life.

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New Delhi [India], December 25: HD Hyundai Construction Equipment India has unveiled its latest excavator, the Hyundai R210E excavator, at EXCON 2025, South Asia’s largest construction equipment exhibition. The launch marks a significant milestone for the company as it reinforces its commitment to efficient, customer-focused, and future-ready construction equipment solutions.

EXCON 2025 is being held from December 9 to 13, 2025, at the Bangalore International Exhibition Centre (BIEC), Bengaluru. With the central theme “Building India’s Tomorrow,” the exhibition highlights sustainable growth, smart infrastructure, and technology-driven advancements across the construction ecosystem. Against this backdrop, the introduction of the R210E aligns closely with the industry’s evolving priorities.

EXCON 2025: A Platform for Future-Driven Construction

Recognised as South Asia’s most influential construction equipment exhibition, EXCON brings together manufacturers, policymakers, contractors, and infrastructure leaders under one roof.

Key focus areas of EXCON 2025 include:

• Sustainable and energy-efficient equipment
• Smart infrastructure development
• Advanced construction technologies
• Equipment designed for long-term productivity and lower lifecycle costs

As a leading name in the construction equipment sector, HD Hyundai CE India is showcasing its latest innovations in excavators and wheel loaders and material handling solutions with the R210E positioned as a major highlight of its exhibit.

R210E: Designed for Modern Construction Needs

The R210E is developed as a reliable and economical solution for general construction and infrastructure applications. The “E” in R210E reflects the machine’s core philosophy:

• High Fuel Efficiency
• Economical Operating Cost
• Best-in-Class Customer Experience
• Enhanced Operator Comfort and Convenience

This positioning makes the R210E a practical choice for contractors, fleet owners, and rental operators seeking dependable performance with controlled operating expenses.

Key Technical Specifications at a Glance

The R210E belongs to the widely used 20-ton excavator category and offers a balanced combination of power,fuel efficiency and comfort.

Core specifications include:

• Operating weight: 20,245–20,395 kg
• Gross power: 140 HP @ 2,000 rpm
• Bucket capacity: 0.87–0.92 cubic metres
• Boom length: 5.7 metres
• Arm options: 2.2 metres and 2.4 metres

These specifications make the R210E suitable for a wide range of on-site applications requiring consistent digging performance and stable operation.

Improved Fuel Efficiency Through Smarter Design

Fuel efficiency is a key differentiator of the R210E. While the excavator continues to use the proven Cummins 6BT engine, also seen in the R210 standard model, HD Hyundai CE India has introduced significant upgrades in other areas.

Efficiency-focused enhancements include:

• All-new hydraulics system
• Redesigned machine structure
• Up to 5 percent lower fuel consumption
• ECO Mode and Fuel Saving Kit for optimised fuel usage

Together, these improvements help reduce operating costs, particularly in high-hour usage environments such as infrastructure projects and rental operations.

Performance Built for Productivity

The R210E has been engineered to deliver reliable on-site performance across varied working conditions.

Performance highlights include:

• Excellent digging forces for demanding excavation tasks
• Hydraulic flow summation for smoother, faster combined movements
• Stable and responsive operation across repeated duty cycles

These features support improved productivity, helping operators complete jobs efficiently without compromising control or precision.

Enhanced Operator Comfort and Convenience

Operator comfort plays a critical role in sustained productivity, and the R210E has been designed with this in mind.

Cabin and control features include:

• Spacious, ergonomically designed operator cabin
• 7-inch multilingual digital cluster for clear machine information
• Integrated audio system with Bluetooth connectivity
• LED lighting for improved visibility during night or low-light operations

These features contribute to reduced operator fatigue and a more comfortable working environment during long shifts.

Advanced Safety and Monitoring Options

The R210E also supports optional features that enhance safety, convenience, and fleet management.

Optional and digital features include:

• Emergency switch for improved operational safety
• Fuel filler pump for added refuelling convenience
• Hi Track remote monitoring system for real-time machine health and performance tracking

Such features help owners and fleet managers maintain better oversight and plan maintenance more effectively.

Applications and Market Positioning

Positioned as “The No. 1 Choice for Rental Customers,” the R210E is designed for durability, efficiency, and ease of operation.

Key application areas include:

• Earthwork
• General construction
• Waste management
• Sand mining
• Rental operations

This versatility makes the R210E suitable for a broad customer base across infrastructure and construction segments.

Strengthening HD Hyundai CE India’s Presence

With the launch of the Hyundai R210E excavator at EXCON 2025, HD Hyundai CE India continues to strengthen its portfolio of efficient and application-driven construction equipment. The excavator reflects the company’s focus on practical innovation, sustainability, and customer-centric engineering—key elements shaping the future of India’s construction landscape.

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Mumbai (Maharashtra) [India], December 25: Holani Consultants Private Limited has achieved an unprecedented milestone in India’s SME capital markets by structuring and executing the most subscribed SME Initial Public Offering of all time. The IPO of Shyam Dhani Industries Limited garnered bids worth over ₹25,308 crore, with an extraordinary oversubscription of 918.09 times.

As the merchant banker for this landmark transaction, Holani Consultants demonstrated exceptional market positioning and execution capabilities, reflecting the firm’s expertise in creating investor confidence and structuring successful capital market transactions.

Ashok Holani, Director of Holani Consultants Private Limited, stated:

“This unprecedented response underscores our commitment to excellence in SME capital market transactions and the trust that investors place in our structuring capabilities. We are grateful to all investors, intermediaries, and stakeholders whose collective confidence in our execution made this historic success possible.”

Anchor Investor Participation

Holani Consultants successfully secured strong anchor investor participation from prominent institutions, including:

• Small Industries Development Bank of India (SIDBI)

• Rajasthan Global Securities Private Limited

• SB Opportunities Fund

• Saint Capital Fund

• Meru Investment Fund PCC

• Mint Focused Growth Fund PCC

• Holani Venture Capital Fund

A Landmark Moment for Holani Consultants & the SME Markets

• ₹25,308+ Crore Procurement

• 918 Times Oversubscription

Thank you to investors for their extraordinary confidence.

Subscription Breakdown

(Excluding Anchor Portion)

• Qualified Institutional Buyers (QIB): 256.24 times

• Non-Institutional Investors (NII): 1,612.65 times

• Individual Investors (Retail): 1,137.92 times

Total Oversubscription: 918.09 times
Total Bids Received: ₹25,308.16 crore

This record-breaking achievement reinforces Holani Consultants’ position as a leading merchant banker in India’s SME ecosystem, demonstrating the firm’s ability to structure compelling investment opportunities and execute complex capital market transactions.

To date, Holani Consultants has successfully assisted 21 companies in their fundraising journeys, raising more than ₹1,500 crores through equity markets. This includes:

• 2 Mainboard IPOs

• 16 SME IPOs listed on BSE and NSE SME platforms

• 2 Private Placements

• 1 Rights Issue

About Holani Consultants

Holani Consultants Private Limited is a SEBI-registered Category 1 Merchant Banker based in Jaipur. Licensed in 2018, the firm is actively engaged in valuations, SME IPO structuring and execution, and other corporate action services. Holani Consultants has established itself as a trusted advisor in India’s capital markets with a strong track record of successful transactions.

For more information, please visit: https://www.holaniconsultants.co.in/

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Mumbai (Maharashtra) [India], December 26: Getting a second-hand car is a smart option, so that you can drive and enjoy the freedom of driving without spending much. However, the most important thing that all buyer has to consider is to ensure that they have the appropriate car insurance. Having appropriate coverage protects you from huge expenses in the event of an accident or natural disaster.

In this blog, we will explore everything you need to know about insuring a used car, from necessary documents and valuation to choosing the right coverage and practical tips that can save you money and stress on the road.

What Is Used Car Insurance?

Insurance for a second‑hand car is similar in many ways to standard car insurance, but there are a few important differences, given the car’s age and value. Known as second-hand car insurance, this policy covers both legal liabilities and physical damages for vehicles that are not brand new. Since second‑hand cars have depreciated in value over time, insurers like HDFC ERGO calculate premiums and coverage differently to reflect this reduced worth.

A typical policy protects you from third‑party liabilities and your own financial loss due to accidents, theft, fires, man‑made or natural disasters. It can be customised with additional add‑ons to suit your needs.

Why You Must Insure Your Used Car

Driving without insurance is not only risky but also illegal under the Motor Vehicle Act, which mandates minimum third‑party coverage for every vehicle on the road. Comprehensive insurance goes beyond this and helps protect your own vehicle as well.

Although the general price of a used car is lower compared to that of a new car, the possible cost of repairing or replacing the car following an accident or theft may be a lot more than you would anticipate. A suitable insurance plan protects your money so that unforeseen events do not derail your budget.

Types Of Coverage You Can Choose

When it comes to car insurance for used cars, there are three main types of coverage-

1. Third‑Party Insurance

This is the basic form of motor insurance required by law. It covers liabilities arising from damage to other people or property in an accident you cause. It does not cover any damage to your own vehicle.

2. Comprehensive Insurance

This is the most complete form of coverage. A comprehensive insurance coverage protects your interests against third parties and offers coverage to your own car in the event of any accidents, theft, fire, natural disasters, etc. You may also add value to it by including handy features such as engine and gearbox protection, zero depreciation and emergency assist.

3. Own Damage Cover (Standalone)

If you already have third‑party insurance, you can opt for own damage cover separately. This takes care of repair costs for your car due to accidents and other specified events.

How Used Car Insurance Premiums Are Calculated

Insurance companies charge you based on various determinants, which include-

●Insured Declared Value– The current market price of your used car after accounting for depreciation. The older the car, the lower the IDV and the lower the premium.

●Age, Make, and Model– There are chances of increased premiums on older vehicles and those with high risk.

●Coverage Level– Choosing comprehensive insurance with add‑ons increases the premium but offers wider protection.

●Location and Driving History– Cars in a specific place or those with a record of constant claims may attract higher rates.

Essential Documents For Used Car Insurance

You need to arrange specific documents before you can get insurance for a second‑hand car-

1. Registration Certificate– The original RC is vital. This should have the details of the new owner after the process of transfer is done.
2. Existing Insurance Policy Papers– You will require papers about the insurance policies of the car if the car was insured earlier.
3. Clearance Certificate– This is used to confirm that the car insurance of the former does not have any outstanding dues or claims.
4. Pollution Under Control Certificate– This is used to make sure the vehicle meets the standards of emissions.
5. Road Tax Documents and Delivery Challan– RTO paperwork proving legal compliance and transfer of ownership.
6. Service and Maintenance Records– This assists the insurance companies in evaluating the car and its risk profile more precisely.
7. Proposal Form– The new owner will need a fresh proposal form in order to underwrite the policy.

These documents are also required not only to issue the new policy, but also to transfer the old one to your name.

Practical Tips To Make The Most Of Your Insurance

●Check the Car’s History- Review past claims and any major repairs before making a purchase.

●Choose Extras Wisely- Your money can be saved by valuable features such as zero depreciation and engine protection in the long run.

●Maintain No Claim Bonus- You can get a discount on renewal premiums if you do not make a claim during a policy term.

Conclusion

Insuring your used car properly is a smart financial decision that protects you from unexpected expenses and liabilities. The valuation process and the choice of the most appropriate car insurance coverage will ensure that you will be safe at all times when you are on the road.

Always plan ahead, prepare your papers in time, and select a policy that best suits your needs and your budget so as to have the best possible driving experience.

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Pune (Maharashtra) [India], December 26: December 17, 2025, commemorated the formal handover ceremony for officially accomplishing the possession milestone by Ambrosia Galaxy in Pune. The successful event formalized the key phase of the well-thought-out commercial project. With the key aim of redefining how commercial spaces should be designed and implemented, the event facilitated an interactive space for clients, channel partners, vendors and stakeholders. The productivity of businesses relies heavily on the kind of infrastructure the properties offer.

Guided by this philosophy, the Divyasparsh Group embarked on a vision of building something more than a mere traditional commercial property. The Ambrosia Galaxy is a direct outcome of years of research, planning and execution. As a consequence, the project encapsulates an ecosystem which has been created with usability, responsibility, durability and long-term value into consideration without compromising on practicality, usability and modernity.

Orthodox commercial spaces mostly miss out on efficient layouts, appropriate shared amenities, planned parking areas and inspiring infrastructure. All these factors contribute towards the quality of well-being and productivity of the employees. In the long run, the growth and operations of businesses get influenced by these aspects. Recognizing what exactly modern workspaces demand to sequester the highest efficiency, the Ambrosia Galaxy transitioned its approach from creating just spacious and transactional real-estate to constructing more evolved, innovative and sustainable areas.

Shedding more light on this intentional approach, Mr. Vaibhav Vidhate, Chairman & Managing Director of Divyasparsh Group, remarked, “We built Ambrosia Galaxy with a vision to enable better outcomes for teams, for companies and for the larger ecosystem. It was about building a space that genuinely supports businesses and the people who work within them.”

The group demonstrated its intent by organizing a simple but thoughtfully curated possession event, which echoes its philosophy and belief that its work should communicate the message ahead of branding and marketing. With the completion of Ambrosia Galaxy, the Divyasparsh Group now enters a new phase of its journey as it prepares to introduce two upcoming developments. These will be publicly announced and revealed in the near future. The group intends to widen its vision to construct future-ready commercial as well as residential spaces going forward.

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Mumbai (Maharashtra) [India], December 26: Modern Diagnostic & Research Centre Limited, (Modern Diagnostic, The Company) service provider in diagnostic and related healthcare tests services in India proposes to open its Initial Public Offering on December 31, 2025, aiming to raise ₹36.89 Crore (At Upper Price Band) by fresh issue of 40,99,200 equity shares, to be listed on the BSE SME platform.

The issue size is 40,99,200 equity shares at a face value of ₹ 10 each with a price band of ₹85 – ₹90 Per Share.

Equity Share Allocation

• QIB Anchor Portion – Not more than 11,61,600 Equity Shares
• Qualified Institutional Buyer – Not more than 7,82,400 Equity Shares
• Non-Institutional Investors – Not less than 5,85,600 Equity Shares
• Individual Investors – Not less than 13,63,200 Equity Shares
• Market Maker – 2,06,400 Equity Shares

The net proceeds from the IPO will be utilized for Funding capital expenditure for purchase of medical Equipments for diagnostic centre and laboratories, Working Capital Requirement, Repayment of certain outstanding borrowings availed by the Company and General Corporate Purposes. The anchor portion will open on Tuesday, Dec 30, 2025 and the issue will open on Wednesday, Dec 31, 2025 and will close on Friday, Jan 02, 2026.

The Book Running Lead Manager to the Issue Beeline Capital Advisors Private Limited, The Registrar to the Issue is MUFG Intime India Private Limited.

Dr. Devendra Singh Yadav, Chairman cum Managing Director of Modern Diagnostic & Research Centre Limited expressed, “The listing of the Company’s equity shares is a significant milestone for the company as it undertakes its next phase of expansion. Since inception, the Company has emphasized accuracy, timeliness, and accessibility in diagnostic services, with a focus on supporting clinicians and enhancing patient care outcomes.

The proposed IPO will provide us with the financial strength to accelerate our expansion strategy. The net proceeds will be strategically utilized towards capital expenditure for the acquisition of advanced medical equipment, strengthening our diagnostic and laboratory infrastructure, and expanding our network of centres. This will enhance testing capabilities, improve turnaround times, and ensure consistent, high-quality diagnostic services across locations.”

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Ahmedabad (Gujarat) [India], December 26: As digital screens increasingly dominate children’s attention, parents across India are searching for ways to balance technology with meaningful learning. An Ahmedabad-based company, DIGICOPS, is attempting to address this challenge through a new range of Augmented Reality (AR) learning products for children—including AR Magic T-Shirts and AR Zoo Animal Stickers—that combine play, education, and family interaction.

Unlike conventional toys or mobile games, these AR-based products are designed to involve not just children, but parents and grandparents as well, creating shared moments of discovery inside the home.

From Clothing to Learning Tools

At first glance, the AR Magic T-Shirt appears like any other children’s garment. However, when scanned using a smartphone, the printed designs activate augmented reality visuals, allowing animals such as lions, elephants, and tigers to appear in three-dimensional form on screen.

The experience often unfolds in a familiar domestic setting. A parent scans the T-shirt, an animal appears, and the child reacts with excitement. Family members gather around, watch, ask questions, and encourage the child to explore further.

According to DIGICOPS, the idea was not to create another digital distraction, but to reimagine how technology could be used to support curiosity and learning within families.

“Our focus was never just AR,” a spokesperson from DIGICOPS explained. “The real objective was to create moments where children learn naturally, and parents feel involved rather than disconnected.”

Parents as Participants, Not Spectators

One of the notable aspects of these products is how they change the role of parents during playtime. Instead of children interacting silently with screens, parents become facilitators of the experience.

Fathers, in particular, have shown strong engagement. Many describe a sense of pride when their child actively demonstrates what they have discovered.

“The moment my son called me and said, ‘Papa, dekho,’ it felt different,” said a parent from Ahmedabad. “It wasn’t passive screen time. It was learning that we experienced together.”

Mothers note that these interactions often lead to conversations about animals, habitats, sounds, and behavior—without the pressure of formal instruction.

Grandparents, too, have found themselves drawn into the experience. For many, it is their first interaction with augmented reality technology, and they often encourage children to repeat the activity, turning it into a shared family ritual.

AR Zoo Animal Stickers: Learning Through Play and Recall

In addition to wearable AR products, DIGICOPS has also introduced AR Zoo Animal Stickers, designed to extend learning across the home environment.

Children can place these stickers on walls, cupboards, tables, or doors. Each sticker represents a different animal and activates a 3D AR experience when scanned.

What sets these stickers apart is how they are being used as a skill-based learning tool.

Parents often turn the activity into a game:

“Where is the lion?”

“Can you find the elephant?”

The child then searches for the correct sticker, scans it, and demonstrates the animal through AR. This process strengthens memory, spatial awareness, and recall abilities, while keeping the activity engaging.

Educators describe this method as active learning—where children move, observe, and interact, rather than passively consuming content.

Encouraging Cognitive Development at an Early Age

Child development specialists point out that experiences combining physical movement with visual learning can significantly enhance early cognitive skills.

According to early feedback collected by DIGICOPS, children using AR T-Shirts and Stickers show increased curiosity, improved focus, and greater confidence in explaining what they see.

Unlike traditional mobile games, the AR experience does not isolate the child. Instead, it encourages dialogue, questions, and storytelling—elements considered essential for cognitive and emotional development.

“The value lies not in the animation, but in the interaction it sparks,” the DIGICOPS team noted.

Designed for Indian Families

What makes DIGICOPS’ approach particularly relevant is its alignment with Indian family dynamics. The products are designed to fit naturally into joint and nuclear family settings, where learning is often social rather than solitary.

Many families have begun using AR products as gifts during birthdays and festivals, seeing them as a more meaningful alternative to conventional toys.

Parents report that children don’t simply play with the products; they proudly demonstrate them to guests, relatives, and friends—building confidence and communication skills in the process.

A Growing Category of Interactive Learning

With increasing awareness around mindful technology use, products like AR T-Shirts and Stickers represent a growing category of interactive learning experiences.

Rather than replacing traditional education, such innovations aim to complement it by fostering curiosity and engagement at home.

DIGICOPS has indicated plans to expand the concept further, exploring additional themes and learning modules while maintaining a focus on simplicity and family involvement.

Beyond Technology: Creating Meaningful Moments

While augmented reality is at the core of the product, DIGICOPS emphasizes that technology alone is not the end goal.

The true value, the company believes, lies in moments when children learn willingly, parents feel connected, and families share experiences that go beyond entertainment.

In an era dominated by fast-paced digital consumption, DIGICOPS’ initiative serves as a reminder that technology, when used thoughtfully, can strengthen bonds rather than weaken them.

About DIGICOPS

DIGICOPS is an Ahmedabad-based company focused on developing interactive learning products for children. By combining augmented reality with everyday objects such as clothing and stickers, the company aims to create engaging, family-centered learning experiences that encourage curiosity, cognitive development, and meaningful parent-child interaction.

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Ahmedabad (Gujarat) [India], December 25: In India’s first heritage city—celebrated for its timeless culinary traditions and deep-rooted wellness culture—Agravatam Modern Ayurvedic Cloud Kitchen  has emerged as a legendary name in conscious, healthy vegetarian dining. Its Agravatam Thali Healthy Veg Meal Combos are rapidly gaining iconic status, ranking among the most loved and highly reordered healthy meals on Zomato and Swiggy across Ahmedabad.

Conceptualized and designed by Vaidya Dr. J. D. Agravat, a renowned Ayurvedic physician with over 50+ years of clinical experience, Agravatam’s meals seamlessly combine classical Ayurvedic wisdom with modern nutritional science. The brand’s distinctive “7 Days, 7 Different Rotating Veg Menu” unique concept has been widely appreciated as a practical and sustainable approach to daily nutrition—supporting digestion, balance, and sustained energy throughout the day.

Agravatam Thali – Weekly Ayurvedic Veg Meal Menu

• Monday: Rajma with Rice, Amla Honey Shot
• Tuesday: Gujarati Kadhi–Khichdi, Turmeric Shot
• Wednesday: Rasawala Moong with Rice & Curd, Organic Moringa Shot
• Thursday: Quinoa Dal Khichdi, Ginger Black Pepper Shot
• Friday: Black Chana with Toast, Beetroot Shot
• Saturday: Healthy Veggie Wrap, Karela Shot
• Sunday: Green Pav Bhaji, Lemon Mint Shot

Daily Add-ons:

• Starter: Muri Chilli–Dhania Chivda (Mon–Sun)
• Dessert: (Zero Sugar Added and Homemade)
• Mon, Wed – Dry-Fruit Date Bars
• Tue, Thu – Dry-Fruit Oats Protein Bars
• Fri, Sat, Sun – Sukhdi
• Ayurvedic Mukhwas for post-meal digestion
• Special Introductory Offer! Enjoy Agravatam Thali at ₹399 per meal, available 9 AM–3 PM and 5 PM–9 PM.

Available for takeaway via WhatsApp: 7575008686
Pickup: Agravatam Modern Ayurvedic Kitchen, Sindhubhavan Road, Thaltej

Also available on Zomato & Swiggy

Order now and experience Ayurvedic wellness in every bite. https://agravatam.com/product/agravatam-thali-veg-meal-7-days-7-different-healthy-food-fix-lunch-combo-platter/

What truly differentiates Agravatam is its Executive Agravatam Thali – Smart Brunch Concept, thoughtfully created for working professionals, corporate teams, gym-goers, yoga practitioners, and wellness enthusiasts. A recurring sentiment echoed by customers captures its appeal succinctly:

“No post-lunch laziness—only fresh energy.”

Prepared using clean ingredients, mindful portions, and authentic Ayurvedic principles, Agravatam Thalis are designed to strengthen digestion (Agni), enhance mental clarity, and sustain productivity. This has positioned the brand as a preferred choice for corporate lunches and everyday office meals.

With increasing awareness around workplace wellness and preventive health, Agravatam’s Ayurvedic meals are witnessing growing adoption across corporate offices, IT parks, clinics, gyms, and wellness organizations throughout Ahmedabad.

“Ayurveda teaches us that food directly influences energy, focus, and productivity. Our vision is to make Ayurvedic food practical, enjoyable, and accessible for modern working life,” said Dr. Kartavya Agravat, Co-Founder and spokesperson for Agravatam, representing a new generation of wellness-driven food innovators.

Supported by strong reorder rates on leading food delivery platforms and growing word-of-mouth recognition, Agravatam’s Thalis are fast being recognized as a landmark wellness meal concept—one that thoughtfully bridges ancient Ayurvedic wisdom with modern convenience, right from the heart of Ahmedabad.

About Agravatam Modern Ayurvedic Cloud Kitchen

Agravatam is a wellness-focused Ayurvedic food brand initiative led by Vaidya Dr. J. D. Agravat, a highly respected and renowned Ayurvedic physician with over 50 years of clinical experience. The brand’s modern Ayurvedic menu design and wellness vision are guided by Founder Dr. Harsha Agravat, an Ayurveda and Panchakarma specialist with 30+ years of experience, along with Co-Founder Dr. Kartavya Agravat, a cosmetic and dental implant surgeon and Zen-G entrepreneur. Agravatam is further strengthened by the mentorship of Dr. Bharat Agravat https://www.drbharat.agravat.com/ , a dental implant surgeon with over 30 years of experience, and is managed by Dr. Agravat Wellness Center, a unit of Dr. Agravat Healthcare Limited.

Rooted in classical Ayurveda and modern nutrition science, Agravatam is committed to improving  everyday health through balanced, conscious, and purposeful eating.

Contact Media

Dr Agravat Wellness Center

Address: Padmavati Bungalow and Discoveryland School, Between, opp. N K Farm, nr. Satva Complex, Thaltej, Ahmedabad, Gujarat 380059
Mob: +917575008686
Website: https://agravatam.com/

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