I Am Bhojpuriya

Author: Sutun Nayak

  • Why Gen Z Is Choosing EMIs Over Savings: The Psychology Behind Personal Loans

    Why Gen Z Is Choosing EMIs Over Savings: The Psychology Behind Personal Loans

    The Shift from Saving to Spending

    New Delhi [India], April 30: Financial wisdom in India had been based on one principle: save now, spend later, and this was true for decades. Nevertheless, this conventional way of thinking is experiencing a major change. The younger generation today is more and more focused on access and experience rather than the accumulation of wealth in the long term. Many would rather buy it now and pay it off in the long run in Equated Monthly Installments (EMIs) instead of waiting years to afford something.

    The change is not only a matter of convenience, but it is also an indication of larger psychological, technological, and economic transformations. With the emergence of instant personal lending and online lending services, borrowing money has never been quicker, simpler, and more convenient than ever. 

    With the emergence of instant personal lending and online lending services from providers like L&T Finance, borrowing money has never been quicker, simpler, and more convenient than ever. Consequently, Gen Z is transforming the ways money is handled, utilized, and viewed.

    Who Is Gen Z and How Are They Different Financially?

    Gen Z is the generation of people who were born around the mid-1990s through the start of the 2010s. In India, such a group consists of students, early jobbers, and young professionals who are just starting their financial journeys.

    Gen Z has been brought up in a digital-first world, unlike the earlier generations. They feel at ease with the mobile applications, online payments, and immediate services. They are more inclined to spend money:

    • Value flexibility over rigidity
    • Prefer access over ownership
    • Embrace technology-driven solutions
    • Seek immediate gratification

    This combination of traits has made them have a unique approach to savings, investments, and borrowing.

    The Rise of the EMI Lifestyle in India

    The EMI way of life is gaining momentum, especially among the urban youth. Everything can now be financed by EMIs, starting with smartphones and gadgets, travel and education.

    The significant role in this change has been played by digital lending platforms. Borrowers can have access to funds within minutes with little paperwork and immediate approvals. Personal loans have an interest rate that usually begins at competitive rates (usually around 11% – 15% per annum, depending on eligibility and credit profile), and thus are a good choice when it comes to short- to medium-term financial requirements.

    This has resulted in a significant number of young people no longer perceiving EMIs as debt, but rather as a manageable means of organizing costs.

    The Psychology Behind Gen Z Borrowing Behavior

    Instant Gratification Over Delayed Rewards

    The desire to have instant gratification is one of the most characteristic features of Gen Z. In the world of one-click buying and deliveries on the same day, waiting has become a thing of the past.

    This behavior is facilitated by instant personal loans, which do not require one to hold off on purchases. Users are able to gain instant access to funds and pay in installments instead of spending months saving money.

    Normalization of Credit Through Digital Lending

    Credit is no longer seen as something to be avoided. With the rise of digital lending, borrowing has become normalized and even encouraged in certain contexts.

    User-friendly apps, quick approvals, and transparent processes have made loans feel less intimidating. For many young users, taking a loan is just another financial tool rather than a last resort.

    Convenience of Instant Personal Loans

    Convenience is a major driver. Traditional loan processes were time-consuming and paperwork-heavy. Today, instant personal loans can be accessed in minutes.

    Key factors include:

    • Fully digital application processes
    • Minimal documentation
    • Quick disbursal
    • Flexible repayment tenures

    This ease of access aligns perfectly with Gen Z’s expectations of speed and efficiency.

    Social Influence & FOMO Spending

    Social media plays a powerful role in shaping spending habits. Exposure to curated lifestyles can create a fear of missing out (FOMO), pushing individuals to spend more.

    Whether it’s travel, gadgets, or experiences, the pressure to keep up can lead to increased reliance on credit. Personal loans provide a way to bridge the gap between aspiration and affordability.

    Why Personal Loans Are Popular Among Young Professionals

    A personal loan for young professionals offers flexibility that other financial products often lack. Unlike specific-purpose loans, personal loans can be used for a wide range of needs, including:

    • Relocation expenses
    • Skill development and education
    • Emergency medical costs
    • Lifestyle upgrades

    Additionally, young professionals often have growing incomes but limited savings. Personal loans allow them to manage immediate expenses while continuing to build their financial base.

    Personal Loans vs BNPL: What Gen Z Is Choosing

    Buy Now Pay Later (BNPL) services and personal loans both cater to the need for deferred payments, but they differ significantly.

    Personal Loans:

    • Higher loan amounts
    • Longer repayment tenures
    • Structured EMIs
    • Applicable interest rates based on profile

    BNPL:

    • Smaller ticket sizes
    • Shorter repayment cycles
    • Often interest-free for limited periods

    While BNPL is popular for everyday purchases, many Gen Z users are turning to instant personal loans for larger expenses and more structured financial planning.

    What Data Suggests About Gen Z Loan Usage

    Recent trends indicate a steady increase in loan adoption among younger borrowers. Key observations include:

    • A growing share of first-time borrowers belongs to the 20–30 age group
    • Increased demand for small-ticket personal loans
    • Higher engagement with digital lending platforms

    This data reflects a broader cultural shift where borrowing is becoming an integral part of financial planning rather than an exception.

    Benefits of Personal Loans in the Digital Lending Era

    The evolution of digital lending has made personal loans more accessible and user-friendly. Key benefits include:

    • Speed: Quick approvals and disbursals
    • Accessibility: Available to a wider audience, including first-time borrowers
    • Flexibility: Customizable loan amounts and tenures
    • Transparency: Clear information on interest rates and charges

    For Gen Z, these benefits align with their expectations of seamless digital experiences.

    Risks of Over-Reliance on Instant Personal Loans

    While instant personal loans offer convenience, over-reliance can lead to financial challenges.

    Potential risks include:

    • Accumulation of debt due to multiple loans
    • Difficulty in managing monthly EMIs
    • Impact on credit score in case of missed payments
    • Reduced ability to save for long-term goals

    It’s important to recognize that while borrowing can be helpful, it should be approached with caution and planning.

    Smart Borrowing Tips for Gen Z

    To make the most of personal loans while avoiding pitfalls, consider the following tips:

    • Borrow only what you need: Avoid taking higher amounts than necessary
    • Understand the interest rate: Check the applicable rate and total repayment cost
    • Plan your EMIs: Ensure they fit comfortably within your monthly budget
    • Maintain a good credit score: Timely repayments are crucial
    • Avoid multiple loans: Manage existing debt before taking on new obligations

    Financial discipline is key to making borrowing a useful tool rather than a burden.

    The Role of Responsible Digital Lending in India

    As digital lending continues to grow, responsible practices are essential. Lenders are increasingly focusing on:

    • Transparent communication of terms and conditions
    • Ethical lending practices
    • Customer education on financial management

    Responsible digital lending ensures that borrowers are informed and protected, contributing to a healthier financial ecosystem.

    Conclusion: Balancing Convenience with Financial Discipline

    The shift from saving to spending among Gen Z reflects broader changes in technology, lifestyle, and financial attitudes. Instant personal loans and digital lending platforms have made it easier than ever to access credit, enabling greater flexibility and convenience.

    However, this convenience must be balanced with financial discipline. Borrowing should be purposeful, planned, and aligned with long-term goals. By adopting responsible habits, Gen Z can leverage personal loans effectively without compromising their financial future.

    As lenders like L&T Finance continue innovating with flexible loan options, Gen Z’s embrace of borrowing signals a future where financial access trumps traditional saving, provided they navigate debt wisely to avoid long-term pitfalls.

    FAQs

    1. Why is Gen Z preferring EMIs over savings?
    Gen Z values immediate access and flexibility. EMIs allow them to enjoy products and experiences now while spreading the cost over time, rather than waiting to accumulate savings.

    2. Are personal loans popular among young adults in India?
    Yes, personal loans are increasingly popular among young adults, especially due to the ease of access provided by digital lending platforms and the flexibility they offer.

    3. What is the EMI lifestyle and why is it growing?
    The EMI lifestyle refers to purchasing goods and services through monthly instalments instead of upfront payments. It is growing due to increased availability of credit and changing consumer preferences.

    4. Is it safe for Gen Z to rely on personal loans?
    Personal loans can be safe if used responsibly. Borrowers should understand terms, manage repayments carefully, and avoid excessive debt.

    5. How do personal loans differ from Buy Now Pay Later (BNPL)?
    Personal loans typically involve larger amounts and longer repayment periods with interest, while BNPL is usually for smaller purchases with shorter repayment timelines, sometimes interest-free for limited durations.

    If you object to the content of this press release, please notify us at pr.error.rectification@gmail.com. We will respond and rectify the situation within 24 hours.

  • India’s Tradable Carbon Market Launches in Months | MMCM Has Been Bridging the Automotive Gap Since Day One

    India’s Tradable Carbon Market Launches in Months | MMCM Has Been Bridging the Automotive Gap Since Day One

    New Delhi [India], April 30: India’s carbon market has moved past the stage of policy announcements. As of fiscal year 2025–26, compliance obligations under the Carbon Credit Trading Scheme are in force for approximately 490 entities across seven energy-intensive sectors, following the notification of greenhouse gas emission intensity targets by the Ministry of Environment, Forest and Climate Change. At the Bharat Electricity Summit 2026, Union Power Minister Manohar Lal confirmed that formal trading in India’s domestic carbon market will begin within the next four months, with the Indian Carbon Market Portal already live for registration and verification.

    For industries inside the nine notified sectors, the compliance clock is running. For the automotive value chain, the relevant question is more specific: where do vehicle lifecycle emissions fit into this market, and that connection has been built by MMCM since before the Indian Carbon Market had a trading date.

    The Automotive ESG Journey Has One Chapter Left Unwritten

    India’s automotive sector has made genuine progress across the production and operational stages of its emissions footprint. OEMs have invested in cleaner manufacturing. Fleet operators are working through the transition to lower-emission vehicles. Fuel efficiency standards have tightened across categories. These are real and documented improvements.

    What has not been closed is the final stage. When a vehicle reaches the end of its operational life, its embodied carbon either gets documented through a formal scrapping process or it exits the record entirely. For vehicles processed outside registered scrapping channels, it exists without a trace.

    The Scale of What Goes Undocumented

    A NITI Aayog report titled “Enhancing Circular Economy of ELVs in India” has warned that end-of-life vehicles in India could double to nearly 50 million by 2030, posing serious safety, pollution, and waste-management risks. That volume represents vehicles whose decommissioning-stage emissions carry no verification, no registry entry, and no pathway into any carbon accounting framework, regardless of how efficiently the vehicle was scrapped.

    The NITI Aayog report also notes a persistent informal scrapping sector that operates at lower costs and offers attractive bids to vehicle owners, pulling vehicles outside any formal documentation channel.

    Why Existing Carbon Frameworks Did Not Fill This Space

    Carbon accounting in the automotive industry has historically concentrated on Scope 1 and Scope 2 emissions, where operational control makes measurement tractable. Scope 3 is harder across every category, but the end-of-life stage presents a specific challenge: it requires per-vehicle data, third-party verification, and a methodology capable of producing credits that survive audit scrutiny at the individual transaction level.

    What MMCM Built Before the Market Existed

    When MMCM developed its ELV carbon credit methodology, India had no live carbon market portal, no approved voluntary offset methodologies, and no confirmed trading timeline. The legislative foundation existed through the Energy Conservation Amendment Act of 2022, but the operational infrastructure that would give credits their market value had not yet been built.

    Working without a pricing signal or a compliance requirement to design around, MMCM approached the methodology from a different starting point: what would make a credit genuinely verifiable, not just technically valid under whatever norms eventually emerged.

    Why the CCTS Opening Makes This Relevant Now

    The CCTS compliance mechanism is set to initially cover over 700 million tonnes of CO2e, placing India among the world’s largest emissions trading systems. The nine sectors carrying binding emission intensity targets include steel, aluminium, cement, petrochemicals, and petroleum refining. These are industries that run through the automotive value chain, not beside it. Automotive enterprises carry supply chain exposure to CCTS-obligated sectors, whether or not they are directly regulated themselves.

    The Voluntary Offset Mechanism Opens a Direct Entry Point

    For automotive companies outside the nine compliance sectors, the voluntary offset mechanism is the relevant pathway. This is where ELV carbon credits function as a documented, per-vehicle contribution to a measurable emissions reduction, one that closes the Scope 3 accountability gap that currently sits unaddressed in most enterprise ESG disclosures.

    The stakeholders across the automotive value chain engage with this differently, but the underlying function is consistent across all of them.

    • OEMs can extend sustainability disclosures to cover actual product lifecycle closure
    • Logistics operators can connect carbon credit generation directly to fleet decommissioning cycles
    • BFSI institutions can address financed emissions exposure through per-vehicle ELV credits tied to specific loan records

    What That Means for Credit Quality at the Point of Purchase

    From August 2022 to July 2025, about 3,50,500 vehicles were actually scrapped at registered facilities, representing just under 3% of eligible vehicles. The gap between that number and the eligible vehicle population represents emissions that currently have no documentation, no registry entry, and no market value. 

    The automotive sector has spent years closing emissions gaps at the manufacturing and operational stages. The decommissioning stage is the one that remained open the longest and attracted the least attention. The mid-2026 trading launch completes an infrastructure that the automotive sector can now plug into at the said stage, which has never had a formal accounting home. 

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  • Why CloudPe Is Rapidly Becoming the Best Cloud Service Provider in India

    Why CloudPe Is Rapidly Becoming the Best Cloud Service Provider in India

    Mumbai (Maharashtra) [India], April 30: Cloud computing in India, a sector that has been booming for several years, is undergoing a change. Global reach and available services are no longer the only way businesses evaluate platforms. They prioritize performance, cost clarity, user experience, and how well the platform fits their real buckets. This is the environment which has brought CloudPe to an increasing importance in what Indian businesses today are searching for in a cloud provider.

    Despite global cloud platforms continuing their dominance at scale, many organisations are investigating alternatives that can deliver simplified infrastructure with better control. CloudPe grew on a very specific motive, focusing on performance, functionality, and creating a platform suitable for the Indian environment.

    Built for India, Not Adapted for It

    CloudPe is relevant because it is building infrastructure for India, not local systems for the region from GLOBAL. It runs on data centres in the country, allowing companies to achieve low latency and comply with local data regulation and law.

    It enhances performance for enterprises that serve users in India the most, and ensures applications are responding swiftly, similar to being routed through the local region, essentially. It is also important for businesses that must keep data within national boundaries, as it is a growing compliance requirement.

    CloudPe, unlike the global platforms that spread to multiple continents’ infrastructures, is intended for more localized use. This emphasises regional deployment and accessibility, which is generally more important for domestic use.

    Simplicity Over Layered Complexity

    Cloud platforms are often criticised for being difficult to navigate, especially for teams without deep infrastructure expertise. CloudPe addresses this issue by focusing on a simplified architecture that reduces unnecessary complexity.

    The platform offers essential services such as virtual machines, Kubernetes, storage, networking, and GPU infrastructure through a unified interface. This means teams do not need to move between multiple dashboards or manage fragmented tools to run their workloads.

    By reducing the number of steps required to deploy and manage resources, CloudPe allows teams to spend less time on configuration and more time on development. This is particularly useful for startups and growing businesses that need to move quickly without building large infrastructure teams.

    Transparent Pricing and Cost Control

    One of the most common concerns with cloud adoption is unpredictable billing. Many businesses struggle to understand how usage translates into cost, especially when multiple services and variables are involved.

    CloudPe positions itself around transparent pricing, where businesses can clearly understand what they are paying for. This approach helps organisations plan their infrastructure budgets more effectively and avoid unexpected charges.

    The platform also focuses on reducing hidden costs that typically arise from data transfer or additional services. By offering straightforward pricing models, it supports better financial control, which is a major advantage for companies operating with tight budgets.

    Performance Designed for Real Workloads

    Cloud performance is not just about peak capacity but about consistency under real usage conditions. CloudPe uses NVMe-based storage and high-performance infrastructure to support applications that require fast data access and stable performance.

    The platform also offers dedicated resources rather than heavily shared environments, which helps reduce performance fluctuations. This is particularly important for businesses running customer-facing applications, analytics workloads, or data-intensive processes.

    In addition, CloudPe supports high IOPS storage and high-bandwidth networking, enabling it to handle workloads such as AI processing, SaaS applications, and enterprise systems. These capabilities ensure that performance remains consistent as workloads scale.

    Supporting Modern and Emerging Use Cases

    As businesses adopt newer technologies, cloud infrastructure must support more than just basic hosting. CloudPe includes capabilities for modern application development, including container orchestration through Kubernetes and GPU-based computing for AI and machine learning workloads.

    This makes the platform suitable for a wide range of use cases, from simple web applications to advanced data processing and AI-driven solutions. Teams can deploy containerised applications, run scalable services, and experiment with new technologies without needing separate infrastructure providers.

    By bringing these capabilities together in one platform, CloudPe reduces the need for complex integrations and external tools.

    Security and Reliability as Core Features

    Security is a critical concern for any business operating in the cloud. CloudPe integrates security features such as network isolation, firewalls, and continuous monitoring into its infrastructure.

    The platform has also achieved certifications such as SOC 2 Type II, which reflects adherence to established security and operational standards. This provides additional confidence for businesses handling sensitive data.

    In terms of reliability, CloudPe offers uptime commitments and continuous monitoring, ensuring that systems remain available and responsive. For organisations running critical workloads, this reliability is essential.

    Managed Services That Reduce Operational Load

    Managing cloud infrastructure can be time-consuming, especially for teams without dedicated operations staff. CloudPe addresses this through managed services that include 24/7 monitoring, automated maintenance, and performance optimisation.

    These services help businesses maintain their infrastructure without needing to handle every technical detail internally. Faster response times and proactive monitoring reduce downtime and improve system stability.

    By offloading routine infrastructure management, teams can focus more on their core business activities.

    Why Businesses Are Making the Shift

    The growing interest in CloudPe reflects a broader change in how businesses evaluate cloud platforms. Instead of choosing the largest provider, organisations are looking for solutions that match their operational needs.

    CloudPe stands out by combining local infrastructure, simplified operations, transparent pricing, and modern capabilities into a single platform. It offers an approach that is easier to adopt, easier to manage, and better aligned with how many Indian businesses operate today.

    Conclusion

    Cloud computing is no longer just about access to technology; it is about how effectively that technology can be used. Platforms that reduce complexity, improve cost visibility, and deliver consistent performance are becoming more relevant.

    CloudPe’s growth highlights this shift. By focusing on practical infrastructure and real business requirements, it is positioning itself as a strong contender in India’s cloud ecosystem. For organisations seeking a simpler and more predictable cloud experience, this approach is becoming increasingly appealing.

    If you object to the content of this press release, please notify us at pr.error.rectification@gmail.com. We will respond and rectify the situation within 24 hours.

  • Krafton Hits Record Q1 2026 Revenue; Bgmi Drives Strong Engagement in India

    Krafton Hits Record Q1 2026 Revenue; Bgmi Drives Strong Engagement in India

    Bengaluru (Karnataka) [India], April 30: KRAFTON, Inc., today announced its first quarter earnings for 2026. Based on consolidated financial statements prepared in accordance with Korean International Financial Reporting Standards (K-IFRS), KRAFTON reported revenue of KRW 1.3714 trillion and operating profit of KRW 561.6 billion in Q1 2026, marking all-time highs for both metrics in a single quarter. Revenue grew 56.9%, and operating profit rose 22.8% year-over-year. First quarter operating profit alone reached 53% of KRAFTON’s full-year operating profit for 2025.

    • Sets record high quarterly revenue of KRW 1.3714 trillion (up 56.9% year-over-year) in Q1 2026
    • Operating profit reaches an all-time quarterly high of KRW 561.6 billion (up 22.8% year-over-year) in Q1 2026
    • PUBG IP Franchise demonstrates sustained growth potential with revenue up 24% year-over-year
    • inZOI scale-up, Subnautica 2 Early Access launch, and AI for Game driving mid-to-long-term growth
    • BGMI maintains strong user engagement momentum in India

    Key Performance Highlights for Q1 2026

    Quarterly revenue by business segment was

    • KRW 363.9 billion from PC
    • KRW 702.7 billion from mobile
    • KRW 13.8 billion from console
    • KRW 291.0 billion from others

    PUBG IP Franchise Strategy

    PUBG IP Franchise revenue grew 24% year-over-year and surpassed KRW 1 trillion in quarterly revenue, driving KRAFTON’s record-setting performance. On PC, new content and strong live-service operations around PUBG: BATTLEGROUNDS fuelled revenue growth. To celebrate the game’s ninth anniversary, PUBG: BATTLEGROUNDS partnered with iconic luxury British sports car manufacturer Aston Martin to become the first vehicle resale event on PC. The event delivered a significant revenue uplift compared to its original 2023 sale, demonstrating strong user demand for legacy content.

    On mobile, premium content and IP collaborations contributed to the record quarterly revenue. A collaboration with German sports car brand Apollo Automobil drove demand among high-spending users. BATTLEGROUNDS MOBILE INDIA (BGMI) expanded user accessibility through server capacity investments and a wider content lineup, resulting in a 17% year-over-year increase in paying users. The BGMI tournament BATTLEGROUNDS MOBILE INDIA SERIES 2026 (BGIS 2026), recorded its highest-ever viewership, reaffirming the title’s national standing in India. Building on this strong momentum, BGMI is set to roll out a range of new skins and IP collaborations in Q2, aimed at further elevating the player experience. Other revenue increased by KRW 285.9 billion year-over-year, primarily reflecting the consolidated inclusion of ADK Group.

    The PUBG IP continues to evolve into a content platform accumulating diverse gaming content and gameplay experiences, underpinned by a strong fanbase and competitive live service. In April, the new game mode, Xeno Point, increased user traffic as it introduced a new kind of gameplay beyond battle royale. A mode based on the IP, PAYDAY, is set to launch in May, with additional modes and UGC expansions to follow. KRAFTON plans to further accelerate the growth of the PUBG IP Franchise by strengthening its presence in emerging markets and enhancing its global fanbase marketing.

    inZOI Scale-Up, Subnautica 2 Early Access Launch, and AI for Game Initiative

    Launched in Early Access in March 2025, KRAFTON’s next-generation life simulation game inZOI is focused on scaling up to become an IP with a long-term product life cycle (PLC). KRAFTON plans to improve the life simulation experience through content enhancements and expand player accessibility via console porting. An AI script modding tool will be provided to enable players to create content more easily. KRAFTON also plans to evolve inZOI into a platform IP by adding a multiplayer feature, allowing users to share user-generated content and enjoy gameplay together.

    Open-world survival crafting game Subnautica 2 is expected to launch in Early Access. New content, including a Co-op mode, will offer new experiences for both existing fans and new players.

    KRAFTON will continue to advance its “AI for Game” initiative, which centers on delivering differentiated gameplay experiences using AI. The company plans to fine-tune its four Raon multimodal AI models released in April for individual titles, tailoring each to specific game characteristics to enable new play experiences. KRAFTON will also launch the Co-Playable Character (CPC) PUBG Ally as a Beta service in PUBG: BATTLEGROUNDS Arcade this year, providing players with unique and immersive in-game experiences using AI technology.

    Shareholder Return Program Update

    In line with its Shareholder Return Program announced in February, KRAFTON repurchased KRW 200 billion in shares and returned KRW 99.6 billion in dividend payouts in Q1 2026. KRW 336.2 billion worth of acquired shares were also cancelled. KRAFTON remains committed to carrying out its Shareholder Return Program and plans to continue enhancing long-term shareholder value.

    KRAFTON Q1 2026 Preliminary Earnings

      Earnings (Q1 2026)   Earnings (Q4 2025) QoQ % chg Earnings (Q1 2025) YoY & chg
    Revenue 13,714 9,197 49.1 8,742 56.9
    Operating Profit 5,616 24 22,980.1 4,573 22.8

    Table: KRAFTON’s Q1 2026 (preliminary) earnings on a consolidated basis (unit: KRW 100M)

    About KRAFTON, Inc.

    Headquartered in Korea, KRAFTON, Inc. is dedicated to discovering and publishing captivating games that offer fun and unique experiences. Established in 2007, KRAFTON is built on a global network of 19 creative studios that include PUBG STUDIOS, Striking Distance Studios, Unknown Worlds, Neon Giant, KRAFTON Montréal Studio, Bluehole Studio, RisingWings, 5minlab, Dreamotion, ReLU Games, Flyway Games, Tango Gameworks, inZOI Studio, JOFSOFT, Eleventh Hour Games, OmniCraft Labs, Olivetree Games, Loonshot Games, and 9B STUDIO. Each independent studio strives to continuously take on new challenges and leverage innovative technologies. Their goal is to win over more fans by broadening KRAFTON’s platforms and services.

    KRAFTON is responsible for premier game IPs, including PUBG: BATTLEGROUNDS, PUBG MOBILE, PUBG: BLINDSPOT, inZOI, Subnautica, MIMESIS, Hi-Fi Rush, Dinkum, TERA, My Little Puppy, and more. With a passionate and driven team across the globe, KRAFTON is a tech-forward company with world-class development capabilities, continuously exploring new possibilities that enhance the gameplay experience — including AI and other emerging technologies. For more information, visit www.krafton.com.

    About KRAFTON India

    In India, KRAFTON is responsible for premier mobile games, including BATTLEGROUNDS MOBILE INDIA (BGMI), which has surpassed 260 million downloads, Bullet Echo India, Road To Valor: Empires, and CookieRun India, among others. Committed to enhancing the start-up ecosystem in India, KRAFTON has invested over $250 million in several Indian startups across interactive entertainment, gaming, Esports, and technology since 2021. KRAFTON actively supports India’s game development ecosystem through its KRAFTON India Gaming Incubator (KIGI) while strengthening the Esports ecosystem with flagship events like the BATTLEGROUNDS MOBILE INDIA SERIES (BGIS) and BATTLEGROUNDS MOBILE INDIA PRO SERIES (BMPS). For more information, visit https://krafton.in/

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  • Kingston Technology Highlights Design-In Memory and Industrial SSD Solutions for Mission-Critical Systems

    Kingston Technology Highlights Design-In Memory and Industrial SSD Solutions for Mission-Critical Systems

    Mumbai (Maharashtra) [India], April 30: Kingston Technology, a world leader in memory and technology solutions, continues to advance its “Built on Commitment” philosophy as digital transformation drives the adoption of Industrial PCs, edge systems, and embedded platforms powering automation, intelligent services, and mission-critical operations. Across the Asia-Pacific region, adoption is accelerating in advanced manufacturing, smart logistics, and digital infrastructure, increasing the need for uncompromising reliability, long lifecycle support, and consistent global supply. 

    In India, the momentum is further strengthened by ongoing digital transformation initiatives and rapid advancements in cloud and edge infrastructure. Driven by programs like Digital India, along with growing enterprise investments in AI, cybersecurity, and private 5G, organizations are accelerating the deployment of intelligent, connected systems across industries. This is significantly increasing the demand for high-performance, reliable memory and storage solutions that can support scalable, mission-critical applications.

    Meeting this demand, Kingston continues to strengthen its portfolio of Industrial PC memory and storage solutions with controlled BOM, lifecycle management, and a commitment to long-term performance: enabling businesses to build stable, scalable systems for demanding industrial environments.

    Kingston’s leadership in memory and storage is driven by its “Built on Commitment” philosophy, delivering performance, quality, reliability, and service across its global portfolio. From the Kingston FURY line for gamers and content creators to high-performance SSDs, external storage, DRAM, USB drives, memory cards, and IronKey encrypted solutions, Kingston supports a wide range of consumer and professional applications. Recognized as the No.1 in channel SSDs for eight consecutive years and the No.1 third-party supplier of DRAM modules for 22 years, Kingston has long supported Industrial PC and enterprise infrastructure, with the same reliability, consistency, and long-term performance that have defined the brand.

    Design-In Memory and Industrial SSD Solutions

    To support mission-critical deployments, Kingston offers a specialized portfolio of Design-In memory and Industrial SSD solutions tailored for system designers, OEMs, and integrators. Kingston provides controlled BOM and firmware consistency, PCN support, lifecycle management, and global technical support, helping partners maintain component stability, streamline system integration, and ensure long-term deployment reliability.

    • Design-In Memory Solutions: Kingston’s Design-In DRAM modules are built to JEDEC industry specifications and engineered to deliver consistent performance and long-term stability for industrial and embedded systems.
    • Industrial Solid-State Drives: Kingston’s Industrial SSD lineup includes SATA and NVMe solutions in multiple form factors, supporting both commercial and industrial operating temperature ranges. Equipped with advanced controllers, wear-leveling, garbage collection, and 3D NAND technologies, these drives deliver reliable, high-performance storage for demanding industrial environments. 

    By collaborating closely with partners from early development stages, Kingston enables stable, long-term system performance and dependable supply across applications ranging from retail and transportation to logistics, surveillance, networking, and industrial automation.

    “Industrial PC deployments are accelerating rapidly across industries, placing a sharper spotlight on long-term reliability and performance,” said Kevin Wu, Sales, Marketing, and Business Development Vice President, APAC.  “Today’s customers expect more than just components—they require stability, lifecycle transparency, and a supply chain they can trust. Through our ‘Built on Commitment’ philosophy, Kingston delivers memory and storage solutions designed to support the long-term success of our partners’ systems.”

    As Industrial PCs, edge computing, and intelligent systems continue to evolve, Kingston remains Built on Commitment—working alongside its partners to deliver the reliability, consistency, and long-term support required to build resilient, scalable systems. Through this philosophy, Kingston continues to power advanced innovation and sustain the next generation of infrastructure, today and into the future. 

    For more information, Kingston.com/IPCSolution

  • Gujarat Cotex Ltd plans to raise Rs. 42.73 crore from Rights Issue; Last date for On-Market Renunciation of REs is May 5

    Gujarat Cotex Ltd plans to raise Rs. 42.73 crore from Rights Issue; Last date for On-Market Renunciation of REs is May 5

    Silvassa, Daman (Dadra and Nagar Haveli) [India], April 30: Gujarat Cotex Ltd (BSE – 514386), a diversified company across textiles, real estate, hospitality and agro commodity trading businesses plans to raise Rs. 42.73 crore from its Rights Issue to funds its expansion plans. The Rights Issue opened for subscription on April 10 and will close on May 08, 2026. The Rights Issue is priced at Rs. 5 per share, offering existing shareholders an opportunity to increase their equity in the company. Share price of company’s shares on April 24 was Rs. 11.2 per share. The last date for On-Market Renunciation of REs is May 5, 2026.

    Highlights:

    • Rights Issue offered in the entitlement ratio of 6:1;  Last date for On-Market Renunciation is May 5, 2026
    • Company to utilise Rs. 9.60 crore to complete hotel construction, Rs. 19.31 crore for working capital requirements, Rs. 2.14 crore for new registered office and Rs. 10.68 crore for general corporate purpose

    For 9MFY26 company reported Revenue of Rs. 29.86 crore with Y-o-Y growth of 54.7%; Net profit rise 79.7% Y-o-Y to Rs. 82.6 lakh

    The Rights Issue comprises 8,54,64,000 fully paid-up Equity Shares of face value Rs. 5 each, aggregating to Rs. 42.73 crore. Proceeds from the issue will be used to support company’s expansion plans and strengthen the company’s financial position. The Rights Issue is being offered in the entitlement ratio of 6:1 (6 rights shares for every 1 equity share held).

    The company proposes to utilize the issue proceeds aggregating to Rs. 42.73 crore towards strategic growth and expansion initiatives. An amount of Rs. 9.60 crore will be deployed for the completion of its upcoming premium hotel project near Sarangpur Hanuman Mandir, comprising 55 rooms and 10 dormitory accommodations, aimed at catering to the rising demand for quality hospitality services in the region.

    Further, Rs. 2.13 crore will be utilized for the purchase of a new registered office, strengthening the Company’s operational infrastructure. A significant portion of Rs. 19.30 crore is earmarked to meet the Company’s working capital requirements, supporting business scalability across its diversified segments. The remaining Rs. 10.68 crore will be allocated towards general corporate purposes, enabling overall business growth and operational flexibility.

    For the nine months of financial year 2026 ended December 2025, company achieved revenue from operations of Rs. 29.86 crore, rise of 54.7% Y-o-Y as compared to the revenue of Rs. 19.30 crore in the corresponding period of FY 2024-25. Net profit also rose to Rs. 82.6 lakh for nine months of FY26 as against net profit of Rs. 45.96 lakh in the 9MFY25, a 79.7% Y-o-Y growth.

    Founded in the year 1992 with textile manufacturing, Gujarat Cotex Ltd have strategically transitioned in 2016-17 to trading a wide range of grey and dyed polyester fabrics, serving power loom operators and industrial clients. Since 2007–08, company have expanded into real estate through the purchase and sale of plots, and are now foraying into hospitality with an upcoming venture. Company has recently entered agro-commodity trading with a strong focus on packed pulses to to serve institutional buyers, traders, and processing units.

    Today, company has grown to a diversified enterprise operating across textiles, real estate, hospitality, and agro-commodity trading, driven by a strong commitment to quality, innovation, and sustainability. Company has a mission is to deliver high-quality products and services that meet evolving customer needs, contribute to community development, and uphold our core values of sustainability and innovation.

    Rights Issue – Gujarat Cotex Ltd
    Right Issue Opened on April 10, 2026
    Right Issue Closes on May 08, 2026
    Issue Price Rs. 5 Per Share
    Issue Size (No of Shares) 8,54,64,000 Equity Shares
    Issue Size (Amount) Rs. 42.73 crore
    Right Issue Entitlement 6:1 (6 rights equity shares for every 1 fully paid-up Equity Share)
    Last Date for On Market Renunciation May 5, 2026
  • BahwanCyberTek Launches CloudXcel to Introduce AI-Driven Autonomous Cloud Engineering

    BahwanCyberTek Launches CloudXcel to Introduce AI-Driven Autonomous Cloud Engineering

    New Delhi [India], April 30: BahwanCyberTek (BCT), a global digital transformation and AI-driven technology solutions company, today announced the launch of CloudXcel, its unified platform designed to accelerate cloud adoption while ensuring governance, cost optimization, and architectural excellence at scale.

    CloudXcel brings together cloud automation, governance, FinOps intelligence, and architecture validation into a single AI-powered portal. By combining Infrastructure-as-Code (IaC), automation, continuous compliance checks, and AI-driven cloud optimization insights, the platform enables enterprises to modernize cloud environments faster while maintaining operational control and resilience. 

    As companies scale their cloud infrastructure, many struggle with fragmented tooling, limited cost visibility, and manual processes that slow down deployment and increase operational risk. CloudXcel addresses these challenges by automating the translation of cloud architecture into deployable infrastructure code, continuously analyzing infrastructure configurations, and identifying opportunities to optimize performance, cost, and security. 

    “Cloud adoption has reached an inflection point where enterprises must move beyond simple migration toward intelligent cloud operations,” said Vish Srinivasan, CEO – Global Services Business. “With CloudXcel, we are embedding automation, AI-driven intelligence, and best-practice governance directly into the cloud lifecycle. This allows organizations to deploy faster, operate more efficiently, and continuously optimize their infrastructure while maintaining the highest standards of security and compliance.”

    CloudXcel enables organizations to automate the generation of Infrastructure-as-Code from architecture designs, monitor cloud usage patterns, detect cost inefficiencies, and validate infrastructure against established security and architectural standards. The platform integrates cloud usage data, infrastructure configurations, and deployment scripts to provide actionable insights that help engineering teams maintain efficient and resilient cloud environments. 

    “Many organizations today rely on multiple disconnected tools for cloud automation, cost management, and compliance,” said Vikas CR, Practice Head – Cloud, BCT. “CloudXcel brings these capabilities together in a single intelligent platform. It bridges the gap between architecture design and deployable infrastructure while continuously optimizing cloud environments for performance, cost, and governance.”

    Designed for CIOs, CTOs, cloud architects, DevOps teams, and FinOps leaders, CloudXcel supports enterprises managing complex cloud environments across industries such as financial services, telecommunications, energy, manufacturing, and technology. 

    CloudXcel is part of BCT’s growing portfolio of AI-led platforms and accelerators that help organizations modernize digital infrastructure and operate at scale. By embedding intelligent automation into cloud engineering and operations, BCT continues to strengthen its position as a strategic partner for enterprises navigating the next phase of digital transformation.

  • Corporate Commerce College Celebrates Inter Results 2026 with Grand Success Meet in Hyderabad

    Corporate Commerce College Celebrates Inter Results 2026 with Grand Success Meet in Hyderabad

    Corporate Commerce College celebrated the Telangana Intermediate 2026 results

    Hyderabad (Telangana) [India], April 30: Corporate Commerce College, one of Hyderabad’s leading institutions for commerce education, hosted a grand success meet at its campus to celebrate the outstanding performance of its students in the Telangana Intermediate Results 2026. The event, held on the evening of April 12, witnessed enthusiastic participation from top-performing students, their proud parents, and the faculty team.

    The Telangana State Board of Intermediate Education (TSBIE) officially announced the Inter 1st and 2nd year results earlier in the day at 11:00 AM, setting the stage for a celebration of academic excellence. Corporate Commerce College seized the moment to honor its achievers and acknowledge the collective efforts that contributed to their success.

    The highlight of the evening was the felicitation ceremony, where top scorers were recognized for their exceptional achievements. Students from both MEC and CEC streams delivered remarkable results, reinforcing the institution’s commitment to academic rigor and practical learning.

    Among the top scorers in the MEC stream were B. Sreeja, who secured an impressive 478 out of 500 marks, was followed by A.K.Sai Aarush with 475, P. Karthik Santosh with 470, and Lalith Mohan Raj with 469 marks. In the CEC stream, G. Tejaswi led with 468 marks, followed by R. Harshini with 460 and Varshitha Reddy with 436 marks.

    The event was not just a celebration of marks but also a reflection of the strong support system fostered by the college. Students and parents shared heartfelt experiences, highlighting the academic guidance, mentoring, and holistic support provided by the institution. Many emphasized how the college’s structured approach and focus on practical exposure played a crucial role in their achievements.

    The success meet was graced by the esteemed presence of Chairman Chinna Masthan Yadav, FCA, LLM, M.Com, MSc (Psychology), who congratulated the students and their families. In his address, he appreciated the dedication and perseverance of the students and commended the academic team for their consistent efforts in delivering quality education.

    The event also saw the presence of CA Neel Kamal P (Co-founder), Balu Acharya (Director) & Principal Sai Charan Srivastava, who shared their insights on the importance of combining academic excellence with industry-relevant skills. They reiterated the institution’s mission to prepare students not just for examinations, but for successful careers in the corporate world.

    Corporate Commerce College operates on a unique learning philosophy encapsulated in its tagline, “Learn Accounting, Live Corporate.” With a curriculum designed around 60% practical learning and 40% theoretical knowledge, the institution aims to ensure 100% job readiness for its students. This industry-integrated approach bridges the gap between traditional academics and real-world corporate requirements.

    With a growing community of over 200,000 learners, Corporate Commerce College continues to set benchmarks in commerce education. The institution offers a wide range of programs including Intermediate courses (MEC regular and integrated with CA, CMA, CS; CEC), Degree programs (B.Com regular and integrated, BBA, BCA), as well as professional courses such as CA and CMA.

    The success meet concluded on a high note, leaving students, parents, and faculty inspired and motivated. As Corporate Commerce College continues its journey of shaping future professionals, events like these stand as a testament to its commitment to excellence, innovation, and student success. Visit us at https://www.facebook.com/share/1DmyujgXNb/

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  • Different types of skin diseases in the Summer and Rainy Season

    Different types of skin diseases in the Summer and Rainy Season

    New Delhi [India], April 30: Starting from the early summer to the end of the rainy season, skin diseases like fungal infection, eczema, rashes, acne, pimples, hives, etc., are observed the most.

    The obvious reasons behind such widespread prevalence are excessive sweating due to extreme heat, humidity, unhygienic practices, mosquito breeding, dehydration, or exposure to allergens such as pollen, plant substances, fungi, or contaminated water.

    In this article, the skin specialist of the renowned Ayurveda clinic, Dr. Sharda Ayurveda, has shared information about the most common skin problems in summer. If you are experiencing any of the mentioned skin conditions or are in search of natural ways to cure skin diseases, you can consult with the experts at this hospital.

    Types of Skin Problems in Summer or Rainy Season

    Well, normal acne, pimples, dryness, and hives are common among folks and may arise throughout any season. Still, individuals complain that they experience certain skin conditions during the summer and rainy season the most. These problems mainly include:

    1. Heat rashes: In India, around every 3rd person, especially kids, experience heat rashes during the summer season. This type of condition occurs when sweat gets trapped under your skin and blocks the sweat ducts.

    Besides, preventing the sweat from reaching the skin’s surface and evaporating, inflammation, intolerable itching, pain, irritation, and small raised bumps or blisters are some other complications that you may experience during a heat rash.

    1. Acne: During summer, acne, dead skin cells, and bacteria become common due to increased sweating, oil production, humidity, or the direct impact of sun exposure. Whereas Ayurveda believes that when your digestive fire (agni) does not align with the increasing temperature, you may start to experience acne, correlated with Yuvana Pidika. In Ayurveda, Yuvana pidika is a term that is used to describe the condition of acne, and its treatment varies depending upon the severity of the condition and skin type.

    But worry not! The acne can be prevented and treated quite easily. Just keep your body hydrated, skin moisturized, and clean to prevent acne in most cases.

    1. Sunburn: Sunburn affects those who experience direct and excessive exposure to the sun. UV rays damage the skin by burning it. Besides the burn, it can also make the skin red, inflamed, itchy, or painful.

    Application of sunscreen or aloe vera gel and covering your body with cotton clothes while going outside are some easiest ways through which one can prevent the possible risk of sunburn.

    1. Fungal infections: During the summer and rainy season, the environment is most favourable for fungi to grow, develop, and spread. In fact that is the reason why the cases of ringworm, jock itch, athlete’s foot, yeast infections etc are seen during summer to the maximum.

    Fungal infections may, however, affect any part of the body, but skin foldings, genitals, and areas between your toes and fingers are the prime areas where fungal infections are observed the most.

    1. Eczema flare-ups: The flares of Eczema can also be triggered when the temperature is high and humid, or unfavourable. Hot and humid weather causes people to sweat more, and sweat can contain irritants that worsen eczema.

    Ayurvedic treatment for Eczema proves the most effective way through which innumerable patients have succeeded in not only preventing eczema but also treating it from the root cause.

    1. Dry skin and cracked lips: Dry skin, cracked and chapped lips are one of the most common problems that everyone experiences during summer due to high sun exposure, dehydration, or dry air.

    Application of aloe vera gel, lip balms are some easy and natural remedies for skin dryness and cracked lips that you can try. Also, drink an adequate amount of water, and pour 2-3 drops of mustard oil, coconut oil, or almond oil on your belly button for long-term relief.

    1. Dandruff: The problem of dandruff is often associated with the winter season, but let us tell you that it is not season-specific. It can be a year-round hair problem that a large chunk of pollution even experiences during summer.

    To keep the dandruff away, the specialists advise keeping the scalp clean, hydrated, and balanced. This is only possible when you are doing regular washing, gentle exfoliation, and using natural hair care products, and not any kind of chemicals on your scalp.

    1. Folliculitis: The tiny, red bumps or sometimes pus-filled small pimples around the base of hair follicles are called folliculitis. It usually arises when the hair follicles become inflamed. The reason behind such inflammation could be either due to an infection or irritation caused by summer sweating or rain moisture.

    During this condition, the patients are advised not to wear any tight clothes because, with friction, the condition may become intolerable. Better just keep the area clean and follow the prescription given by your dermatologist.

    1. Abscess: Last, but not least, abscess, which is a localized pus-filled pocket that forms in the body due to an infection, is also observed among individuals quite often in summer.

    The key to managing these abscesses is believed to be drainage. Also, make sure not to pop or scratch them, otherwise they can burst or become worse.

    Takeaway

    Let summer be joyful and not fearful of the skin complications associated with it. By making minor healthy and hygienic choices, it is possible to prevent and even treat these skin problems. However, if your condition is intense, then don’t hesitate to reach out to a dermatologist or doctor at the earliest.

  • Ivana Jewels Redefines Luxury with Rapid Pan-India Expansion

    Ivana Jewels Redefines Luxury with Rapid Pan-India Expansion

    Hyderabad (Telangana) [India], April 30: Ivana Jewels, a pioneering new-age lab-grown diamond brand, is proud to announce its strategic expansion roadmap for 2026, marking a significant shift in India’s luxury jewellery landscape. “Built on a foundation of Surat’s world-class manufacturing expertise, Ivana Jewels is successfully bridging the gap between heritage craftsmanship and modern technology,” said Yogit Jindal, Founder Member and Director, Ivana Jewels.

    • Sets Sights on South India Following Success in Lab-Grown Polki Leadership
    • Sets up 11th store in Hyderabad.

    As a cornerstone of this growth, the brand is thrilled to announce that it has set up its 11th national store at Raj Bhavan Road, Hyderabad. “This new landmark location reinforces the brand’s commitment to the region, providing a premium physical touchpoint for customers to experience Ivana’s craftsmanship firsthand,” said Shivkumar Mittal, Founder, Shikhar Trading Company, a Franchise partner.

    Since its inception as a digitally native brand, Ivana Jewels has achieved an extraordinary retail milestone, scaling rapidly across major Indian hubs, including Delhi, Mumbai, Pune, and Ahmedabad. This transition to a “phygital” model underscores the brand’s commitment to building physical trust and providing the immersive in-store experience essential for high-value bridal and contemporary jewellery purchases.

    Leading the Lab-Grown Polki Revolution

    “Ivana Jewels has emerged as a market leader in the lab-grown diamond Polki segment,” said Ayushi Jindal, Founder Member and Director, Ivana Jewels. By being among the first to blend traditional Indian aesthetics with lab-grown stones, the brand offers grand, heritage-style collections that provide a significant size and price advantage. This unique positioning allows consumers to access high-end, “maximalist” designs without compromising on quality or craftsmanship.

    Strategic Focus on South India

    As part of its 2026 growth strategy, Ivana Jewels is prioritizing the South Indian market. With Hyderabad already established as a high-performance location, the brand plans to build “dense regional clusters” to enhance operational efficiency and brand recall. Key upcoming targets include Bengaluru and other major urban centers across the Telugu states and neighboring regions.

    “Our journey from a digital storefront to a pan-India retail presence reflects the evolving mindset of the Indian consumer. By leveraging our in-house manufacturing in Surat, we provide IGI and SGL-certified diamonds that offer unparalleled value. We are particularly excited about our expansion in South India, especially with our new store on Raj Bhavan Road, as there is a sophisticated appreciation for both traditional gold and the modern brilliance of lab-grown diamonds,” said Aditi Jindal, Chief Marketing Officer, Ivana Jewels. 

    Uncompromising Trust and Quality

    “Every piece of Ivana Jewels jewellery is backed by industry-standard certifications, including BIS hallmarked gold and reputable lab grading for diamonds,” said Anirudh Mittal, Promotor, Shikhar Trading Company. “To ensure long-term customer confidence, the brand offers comprehensive buyback and exchange policies alongside product warranties, mirroring the trust levels of traditional natural diamond houses,” said Shikhar Mittal, Franchise Partner.

    Ivana Jewels has made its mark across India with successful store launches in Surat, Noida, Nagpur, Mumbai, Delhi, and Mohali. Previous events have been graced by renowned personalities such as Union Minister Nitin Gadkari, Union Minister C.R patil, Chairperson Emeritus of the OP Jindal Group, Savitri Jindal, Agarwal Packers and Movers MD Ramesh Agarwal. Actress Mouni Roy is Ivana’s Brand Ambassador.

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